- •Contents
- •Acknowledgments
- •Abbreviations
- •Introduction
- •Aims
- •Structure and organization
- •Levels
- •Selection criteria
- •Features
- •Exercises
- •Text work
- •Role-playing or game-playing
- •Discussion/Composition/Activities
- •Answers
- •Unit 1
- •Towns, cities, and buildings
- •Level 1
- •Level 2
- •Level 3
- •The household
- •Level 1
- •Level 2
- •Level 3
- •Gardens
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Synthesis
- •Text work
- •Text A
- •Text B
- •Role-playing
- •Discussion/Composition/Activities
- •Unit 2
- •The physical world
- •Level 1
- •Level 2
- •Level 3
- •The animal world
- •Level 1
- •Level 2
- •The weather
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Text work
- •Text A
- •Text B
- •Role-playing
- •Discussion/Composition/Activities
- •Unit 3
- •The body
- •Level 1
- •Level 2
- •Level 3
- •Health services
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Synthesis
- •Text work
- •Text A
- •Text B
- •Role-playing
- •Discussion/Composition/Activities
- •Unit 4
- •Physical appearance
- •Level 1
- •Level 2
- •Level 3
- •Body language
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Synthesis
- •Text work
- •Text A
- •Text B
- •Game-playing
- •Discussion/Composition/Activities
- •Unit 5
- •Personality
- •Level 1
- •Level 2
- •Level 3
- •Behavior
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Synthesis
- •Text work
- •Text B
- •Text C
- •Role-playing and game-playing
- •Discussion/Composition/Activities
- •Unit 6
- •Clothing, footwear, and accessories
- •Level 1
- •Level 2
- •Level 3
- •Food and drink
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Text work
- •Text A
- •Text B
- •Role-playing
- •Discussion/Composition/Activities
- •Unit 7
- •Perception, moods, and the mind
- •Level 1
- •Level 2
- •Level 3
- •Materials and textures
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Synthesis
- •Text work
- •Text A
- •Text B
- •Discussion/Composition/Activities
- •Unit 8
- •Quantity, shape, measurement, and size
- •Level 1
- •Level 2
- •Level 3
- •Containers
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Synthesis
- •Text work
- •Text A
- •Text B
- •Game-playing
- •Discussion/Composition/Activities
- •Unit 9
- •The arts
- •Level 1
- •Level 2
- •Level 3
- •The media
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Synthesis
- •Text work
- •Text A
- •Text B
- •Role-playing
- •Discussion/Composition/Activities
- •Unit 10
- •Literature and writing
- •Level 1
- •Level 2
- •Level 3
- •Expression, interacting, speaking, reading, writing, and phoning
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 2
- •Level 3
- •Synthesis
- •Text work
- •Text A
- •Text B
- •Role-playing
- •Discussion/Composition/Activities
- •Unit 11
- •Leisure
- •Level 1
- •Level 2
- •Level 3
- •Sport
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Synthesis
- •Text work
- •Text A
- •Text B
- •Game-playing
- •Discussion/Composition/Activities
- •Unit 12
- •Travel
- •Level 1
- •Level 2
- •Level 3
- •Transportation
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Synthesis
- •Text work
- •Text A
- •Text B
- •Role-playing
- •Discussion/Composition/Activities
- •Unit 13
- •The life cycle
- •Level 1
- •Level 2
- •Level 3
- •Religion
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Synthesis
- •Text work
- •Text A
- •Text B
- •Role-playing
- •Discussion/Composition/Activities
- •Unit 14
- •Education
- •Level 1
- •Level 2
- •Level 3
- •Science
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Synthesis
- •Text work
- •Text A
- •Text B
- •Game-playing
- •Discussion/Composition/Activities
- •Unit 15
- •Agriculture
- •Level 1
- •Level 2
- •Level 3
- •Industry
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Synthesis
- •Text work
- •Text A
- •Text B
- •Role-playing
- •Discussion/Composition/Activities
- •Unit 16
- •The business world
- •Level 1
- •Level 2
- •Level 3
- •Employment
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Synthesis
- •Text work
- •Text A
- •Text B
- •Role-playing
- •Discussion/Composition/Activities
- •Unit 17
- •Level 1
- •Level 2
- •Level 3
- •Communications
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Synthesis
- •Text work
- •Text A
- •Text B
- •Discussion/Composition/Activities
- •Unit 18
- •Level 1
- •Level 2
- •Level 3
- •Finance
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Synthesis
- •Text work
- •Text A
- •Text B
- •Role-playing
- •Discussion/Composition/Activities
- •Unit 19
- •Geography
- •Level 1
- •Level 2
- •Level 3
- •History and war
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Synthesis
- •Text work
- •Text A
- •Text B
- •Game-playing
- •Discussion/Composition/Activities
- •Unit 20
- •Politics
- •Level 1
- •Level 2
- •Level 3
- •Social services and social issues
- •Level 1
- •Level 2
- •Level 3
- •Exercises
- •Level 1
- •Level 2
- •Level 3
- •Synthesis
- •Text work
- •Text A
- •Text B
- •Role-playing
- •Discussion/Composition/Activities
- •Answers to exercises
- •Unit 1
- •Unit 2
- •Unit 3
- •Unit 4
- •Unit 5
- •Unit 6
- •Unit 7
- •Unit 8
- •Unit 9
- •Unit 10
- •Unit 11
- •Unit 12
- •Unit 13
- •Unit 14
- •Unit 15
- •Unit 16
- •Unit 17
- •Unit 18
- •Unit 19
- •Unit 20
Finance |
389 |
Level 1
The financial world accendere/contrarre
un mutuo l’annuita` assicurabile assicurare l’assicurato/
l’assicurata l’assicurazione (f ) l’assicurazione contro
gli infortuni l’assicurazione contro
il furto l’assicurazione contro
l’incendio l’assicurazione sulla
vita
il bilancio
la borsa valori il capitale
il debito
il deficit (inv) la deflazione l’eccedente (m)
l’esattore/l’esattrice estinguere un mutuo il finanziamento
il finanziere imponibile l’imponibile (m) l’imposta l’inflazione (f ) l’ipoteca
l’ (inv)
la moneta, i soldi la moneta falsa il mutuo
il mutuo fondiario il pagamento
il pagamento a pronta cassa
Finance
to take out a mortgage
annuity insurable to insure
insured (person)
insurance accident insurance
anti-theft insurance
fire insurance
life insurance
budget
stock market capital
debt deficit deflation surplus
tax-collector
to pay off a mortgage funding
financier taxable taxable income tax, levy inflation liability loan,
mortgage sales tax money
counterfeit money mortgage
house mortgage payment
payment on delivery
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la polizza |
insurance policy |
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d’assicurazione |
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la recessione |
recession |
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la societa` |
insurance company |
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d’assicurazione |
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la svalutazione |
devaluation |
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svalutare |
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to devalue |
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la tassa |
tax |
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il tasso d’inflazione |
inflation rate |
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il tesoriere/la |
treasurer |
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tesoriera |
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Banks and banking |
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aprire un conto |
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open an account |
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l’assegno |
cheque |
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l’assegno da |
traveller’s cheque |
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viaggiatore |
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avallare |
to endorse |
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l’avallo |
endorsement |
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l’azione (f ) |
stock, share |
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il banchiere/la |
banking executive |
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banchiera |
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la banconota, il |
bill, banknote |
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biglietto di banca |
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la banconota di |
large bill/note |
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grosso taglio |
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la banconota di |
small bill/note |
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piccolo taglio |
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il bilancio |
budget, balance |
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la cambiale |
draft, promissory note |
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cambiare |
to exchange |
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incassare un assegno |
to cash a cheque |
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il cambio |
exchange |
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la carta di credito |
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credit card |
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la cassa automatica, il |
automated banking |
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bancomat (inv) |
machine, cash |
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machine, ATM |
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la cassaforte |
safe |
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la cassetta di |
safety deposit box |
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sicurezza |
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il cassiere/la cassiera |
teller |
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chiudere un conto |
close an account |
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390 |
Unit 18 |
i contanti |
cash |
il conto bancario |
account |
il credito |
credit |
il debito |
debit, bill, debt |
il denaro, la moneta, i |
money |
soldi |
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depositare, versare |
to deposit |
il deposito, il |
deposit |
versamento |
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il direttore/la |
manager |
direttrice |
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l’euro (m, inv) |
Euro (has replaced |
la filiale di una banca |
the lira) |
bank branch |
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l’impiegato/ |
bank clerk |
l’impiegata di |
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banca |
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l’interesse (m) |
interest |
l’investimento |
investment |
investire |
to invest |
il libretto bancario |
bank book |
il libretto degli |
cheque book |
assegni |
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il libretto di |
savings book |
risparmio |
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il modulo, la scheda |
form (to fill out) |
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l’obbligazione (f ) |
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bond |
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pagare in contanti |
to pay in cash |
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il prelevamento |
withdrawal |
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prelevare, ritirare |
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to withdraw |
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il prestito |
loan |
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la quietanza, la |
bank receipt |
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ricevuta |
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il reddito |
income |
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risparmiare |
to save |
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il risparmio |
savings |
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saldare |
to pay off |
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lo sconto |
discount |
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la sede centrale di |
head office/main |
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una banca |
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branch of a bank |
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gli spiccioli |
loose change |
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lo sportello |
counter (teller’s |
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wicket, cashier’s |
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window) |
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il tasso |
rate |
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il tasso d’interesse |
interest rate |
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il tasso di sconto |
discount rate |
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la tessera magnetica/ |
cash (bank) card |
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bancaria |
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il vaglia bancario |
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bank money order |
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(inv) |
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la valuta |
currency |
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Level 2
The financial world
la concorrenza |
competition |
concorrenziale |
competitive |
esportare |
to export |
il guadagno |
gain |
importare |
to import |
l’investimento |
investment |
investire |
to invest |
la perdita |
loss |
pianificato |
planned |
il potere d’acquisto |
buying power |
il rendimento |
yield |
il rialzo dei prezzi |
rise in prices |
il ribasso dei prezzi |
fall in prices |
risparmiare |
to save |
il risparmio |
saving |
lo scambio |
exchange |
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Banks and banking |
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al portatore |
to the holder/bearer |
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l’assegno barrato |
non-transferable |
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cheque |
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la banca d’affari |
merchant bank |
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la banca popolare |
public bank |
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il bancario/la |
bank worker/clerk |
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bancaria |
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il bonifico |
credit transfer, discount |
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la cassa continua |
external bank machine |
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la cassa di risparmio |
savings trust, building |
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society |
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il codice bancario |
bank code |
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compensare |
to clear |
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la compensazione |
cheque clearing |
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degli assegni |
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il conto corrente |
current account |
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Finance |
il fido |
credit limit |
la girata |
endorsement |
la girata in bianco |
blank endorsement |
la girata piena |
full endorsement |
l’interesse composto |
compound interest |
(m) |
|
l’interesse semplice |
simple interest |
(m) |
|
l’istituto di credito |
credit institute, trust, |
|
lending institution |
391
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il portafoglio |
portfolio |
.. |
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il prelevamento |
direct debit, automatic |
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automatico |
withdrawal |
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il prelevamento |
authorized withdrawal |
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autorizzato |
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la stanza di |
clearing house |
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compensazione |
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il tasso |
rate |
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Level 3
The financial world
l’affare (m) |
deal |
l’ammontare (m) |
amount |
la bancarotta |
bankruptcy |
la borsa |
stock exchange |
il cofirmatario/la |
cosigner |
cofirmataria |
|
la compensazione |
balancing the books, |
il corso |
clearing |
legal tender |
|
il credito a breve |
short-term credit |
termine |
|
il credito a lungo |
long-term credit |
termine |
|
il creditore |
lender, creditor |
i danni |
damages |
il debito pubblico |
public debt |
la detrazione |
deduction |
l’emittente (m and f ) |
issuer |
le entrate |
income, earnings |
fallito |
bankrupt |
finanziare |
to finance |
la firma |
signature |
firmare |
to sign |
il firmatario/la |
signatory, signer |
firmataria |
|
la gamma dei prezzi |
price range |
giocare in borsa |
to play the stock |
l’imposta sugli |
market |
realty tax, property |
|
immobili |
tax |
. |
|
|
.. |
l’imposta sul reddito |
personal income tax |
.. |
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delle persone |
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fisiche |
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l’imposta sul reddito |
corporation tax |
.. |
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delle persone |
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giuridiche |
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indennizzare |
to compensate |
.. |
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le leggi del mercato |
|
.. |
laws of the |
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marketplace |
.. |
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.. |
la lettera di credito |
credit letter |
.. |
||
.. |
||
.. |
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.. |
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.. |
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.. |
liquidare |
|
.. |
to liquidate |
|
... |
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.. |
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.. |
liquidare un |
to liquidate a |
.. |
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... |
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.. |
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.. |
fallimento |
bankruptcy |
.. |
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... |
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.. |
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.. |
liquidare un’azienda |
to sell off a company |
.. |
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.. |
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.. |
il liquidatore/la |
liquidator, receiver |
.. |
||
... |
||
.. |
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.. |
liquidatrice |
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.. |
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... |
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.. |
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.. |
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.. |
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.. |
la liquidazione |
liquidation |
.. |
||
.. |
||
.. |
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.. |
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|
.. |
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|
.. |
il listino di borsa |
|
.. |
list of stock values |
|
... |
||
.. |
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.. |
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.. |
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|
.. |
il mercato fiacco |
sluggish market |
.. |
||
... |
||
.. |
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.. |
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.. |
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.. |
il mercato morto |
dead market |
.. |
||
... |
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.. |
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.. |
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.. |
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.. |
il mercato vivace |
lively market |
.. |
||
.. |
||
.. |
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.. |
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.. |
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|
.. |
il pagamento |
lump sum payment |
.. |
||
... |
||
.. |
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.. |
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.. |
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.. |
forfettario |
|
.. |
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... |
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.. |
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.. |
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|
.. |
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|
.. |
il prelievo d’imposta |
tax payment |
.. |
||
.. |
||
.. |
|
|
.. |
|
|
.. |
|
|
.. |
il prestito a breve |
short-term loan |
.. |
||
... |
||
.. |
|
|
.. |
|
|
.. |
|
|
.. |
termine |
|
.. |
|
|
... |
|
|
.. |
|
|
.. |
|
|
.. |
|
|
.. |
il prestito a interesse |
interest loan |
.. |
||
.. |
||
.. |
|
|
.. |
|
|
.. |
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|
.. |
il prestito a lungo |
|
.. |
long-term loan |
|
... |
||
.. |
|
|
.. |
|
|
.. |
|
|
.. |
termine |
|
.. |
|
|
... |
|
|
.. |
|
|
.. |
|
|
.. |
|
|
.. |
il prestito ingente |
large loan |
.. |
||
... |
||
.. |
|
|
.. |
|
|
.. |
|
|
.. |
il prestito trascurabile |
small loan |
.. |
||
... |
||
.. |
|
|
.. |
|
|