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Бруэр: Ну, если согласятся в главном управлении, вы могли бы получить сразу всю сумму, и выплата включала бы 2%-ю надбавку к банковской процентной ставке, то есть всего 9%. Ссуда могла бы быть краткосрочной, ну, скажем, на три года.

Grant: Well, you work all that out. I accept your advice. All I want is the money, and I want it quickly.

Exercise 3

Listen to the following extract from the recording, which shows how the situation progressed after H.G.’s visit to the bank. Try to complete the gaps, using no more than three words in each case.

Grant: What did I tell you, Peter! After all that … … … I've got … … . The Bank Manager wasn't going to risk … … … . Well, we're saved. Wentworth can't get … … … to mine or … … . Aren't you pleased?

Peter: Of course I'm pleased ... but, you know, … … … Mr. Brewer was not at all … … of … … .

Grant: How do you know?

Peter: I went to see him … … … . He told me he was … … … what he called … … .

Grant: What did you say?

Peter: Oh, I talked a bit about … … … banks play … … … to expand. How … … … depended a great deal … … … and business sense - you know the sort of thing.

Grant: I don't see … … that would make.

Peter: One of these days I'll give you … … … on how to deal … … … . It was one of … … … I learnt after … … … .

80

Exercise 4

Match the terms on the left with an appropriate explanation on the right. Five of the phrases have more than one explanation. Fill in the grid below.

1.

share

a.

percentage charge for borrowing money

 

 

 

 

2.

interest

b.

a charge made (per cent per annum) on money lent

 

 

 

 

3.

building

c.

the document stating the name of the company; if it is

 

society

 

limited or not; the registered address; the amount of

 

 

share capital and how this is divided into shares

 

 

 

4.

an overdraft

d.

amount of a cheque which is more than the money in the

 

 

 

account on which it is drawn

 

 

 

 

5.

authorized

e.

one of equal parts into which a firm’s capital is divided

 

capital

 

 

 

 

 

 

6.

Memorandum

f.

further mortgage on a property which is already

 

of Association

 

mortgaged

 

 

 

 

7.

short-term

g.

amount of capital in the form of shares which a company

 

loan

 

is allowed to issue, as stated in the memorandum of

 

 

 

association

 

 

 

 

8.

the rate of

h.

payment made by a borrower for the use of money as a

 

interest

 

percentage of the capital borrowed

 

 

 

 

9.

second

i.

an organisation of contributors who save money, invest

 

mortgage

 

in it, in return for interest, so that capital can be loaned to

 

 

 

those wishing to buy a house

 

 

 

 

10.

solicitor

j.

has to be repaid within a few weeks

 

 

 

 

 

 

k.

a lawyer who gives advice, and speaks on behalf of his

 

 

 

clients in the lower courts

 

 

 

 

 

 

l.

what you buy if you invest money in a company

 

 

 

 

 

 

m.

money lent on the condition that it will be paid back

 

 

 

before, or by, a certain date in the near future

 

 

 

 

 

 

n.

the acceptance of a loan with a property as a security

 

 

 

which has already been mortgaged, but hasn’t been paid

 

 

 

yet in full

 

 

 

 

 

 

o.

the amount of money which a company or person can

 

 

 

withdraw from a bank account with the bank’s

 

 

 

permission, and which is more than there is in the

 

 

 

account

 

 

 

 

81

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