VII. Поставте розділові запитання до поданих речень.

1. Their address must be found immediately.

2. We had to inform them about it.

3. There are not many defects in this machine-tool.

4. She has already told you about this letter.

5. I am your Director.

6. We shall discuss the prices tomorrow.

7. It rained heavily yesterday.

VIII. Підберіть еквіваленти до поданих виразів.

1. бути популярним серед

2. у показі

3. мати успіх

4. всі прошарки населення

5. привертати увагу

6. визначні місця

7. за зразком

8. оглядати уважно товар

9. ми з нетерпінням чекаємо на вашу відповідь

10. поточні прейскуранти

11. симпатична молода дівчина

12. завіса в театрі

13. в партері

14. надійних в дії

15. ми погоджуємось на вашу ціну

16. ми раді запропонувати вам наступне

IX. Прочитайте та письмово перекладіть текст.

Insurance

Insurance is a form of risk-management which spreads risk of many people in exchange for small payments from each. Specifically, insurance transfers some type of risk (accident, theft, natural disaster, illness, etc) from one person or group to a more financially-sound entity in exchange for a payment (also known as an insurance premium). Premiums are often annual or monthly, but depending on the type of insurance they can be at other intervals.

For example, a consumer can pay a certain amount to an insurer such as Motley Fool each year to insure that person's car. This sum represents the insurance company's assessment of the likelihood that the car will be damaged or wrecked. These data are normally taken from historical figures relating to the age, sex, profession, driving record, and accident history of the insured, as well as statistics concerning make and model of the car and its accident record, as well as the engine size, number of passengers, and even color of the vehicle.

Statistically, if the make and model of the vehicle in question, and/or its driver have been in numerous accidents, the insurance company will charge a higher premium in order to hedge expected losses. In fact, sometimes, insurance companies will not even insure certain people and/or vehicles as the chance of them having to make a payout (in the event of an accident) will be almost guaranteed.

There are different types of insurance:

1. Motor insurance. This includes automobile, truck, motorcycle, aircraft, boat, or any other form of motorized transportation. It is perhaps the most common type of insurance, and is required by law in many countries. Motor insurance covers the insured party against financial loss that he may incur to repair his vehicle or a third party’s in the event of an accident.

2. Health insurance. Most developed nations have government-funded health care which means that most or all citizens have access to medical facilities and treatment, as well as health insurance.

3. Disability insurance. This form of insurance protects workers from injuries and illnesses which prevent them from doing their jobs. It can pay for existing commitments the policyholders may have such as outstanding bills, mortgages, utilities, and more.

4. Property insurance covers things like homes, machinery, crops, valuable goods, shipped cargo, rented property (homes or apartments), and more. It can cover damages as a result of various activities including acts of God (earthquakes, floods, storms, hurricanes, etc), vandalism, terrorism, fraud, and more.

5. Liability insurance covers negligent acts of an insured party with reference to a vehicle or a home. It protects the insured against legal claims and indemnification.

6. Credit insurance is taken by lenders who need coverage against the people that have credit with them. In the event of their inability to pay it back (usually due to unemployment, disability, or death), this insurance protects the lender.

7. Travel insurance covers financial losses caused by trips abroad. Depending on the policy in question, it may cover lost luggage, theft of personal possessions, medical costs and delayed flights.

(http://www.economywatch.com/insurance/)