6. Complete each sentence with a word from the box.

profit loss customers

lend shares invested

borrow owe save

1. You can buy and sell ... on the Stock Exchange.

2. To buy a house you usually need to ... money from a bank.

3. We ... $2000 in company shares.

4. I ... you $ 100. When do you want me to pay it back?

5. Banks ... money to their... .

6.If a company spends more than it earns, it makes a ... .

7.If you want to ... money, you can put it in a deposit account.

8. If you buy something for $100 and sell it for $150, you make a ... .

7. Peter Fisher is Caferoma's Head of Sales. He is introducing himself and the company to new sales recruits. Complete his speech with the past simple or present perfect forms of the verbs in brackets.

Good morning and congratulations on becoming a member of Caferoma's successful sales team. I'm Peter Fisher, Head of Sales. First I'll introduce myself and then I'll tell you a little bit about your new company.

I ……………¹ (leave) university 20 years ago and then I ……………² (go) to the United States. I ……………³ (join). Caferoma 15 years ago and ……………⁵ (work) in the Sales Department for 10 years. I ……………⁶ (become) Head of Sales last July and I ……………⁷ (not have) a holiday since then.

Caferoma ……………⁷ (be) the market leader for many years now. A year ago we ……………⁸ (reorganise) our Sales Department and, since November, our turnover ……………⁹ (increase) by 12% and our share price ……………¹⁰ (rise) sharply because of our excellent results. In the last three months we ……………¹¹ (cut) costs by almost 5%.

Bringing us up to date, last week Caferoma ……………¹² (launch) an advertising campaign for a low-priced decaffeinated product. It will be your first job to sell this product.

8. Two, managers of an engineering company are trying to arrange a meeting.

Put the verbs in brackets into the present continuous.

PETER:	Jack, Peter here. Could we arrange a time tomorrow to talk about the new freight schedules? Say, er ... 9.15?
JACK:	I'm a bit busy first thing because I (1) ………… (have) a meeting with a new driver. Would 10 o'clock suit you?
PETER:	I'm afraid not. I (2) ………… (go) over to the factory, and after that I (3) ………… (see) Mr Henderson for lunch.
JACK:	What time (4) ………… (you/come) back?
PETER:	At about 2.30 I suppose, but I (5) ………… (not/do) anything special after that. Would you be free then?
JACK:	No, I don't think so. I (5) ………… (see) a sales rep from Mercedes from 2.00 until about 3.30. So shall we say 3.45?
PETER:	Fine. I'll ask Janet to come along as well. I (7) ………… (have) lunch with her today, and I'll tell her about it.

9. In the following passage, decide whether the verbs refer to general statements about change, or changes that are currently taking place. Put the verbs into the present simple or present continuous.

Political parties cannot last for ever. Normally they ⁽¹⁾…………(enjoy) a period of great popularity in their early years; then they ⁽²⁾…………(go) though a period of stability and ⁽³⁾…………(put) their ideas into practice. After that, they ⁽⁴⁾…………(run) out of ideas, and the opposition ⁽⁵⁾…………(take) power. Now the present government ⁽⁶⁾…………(become) old and tried. It ⁽⁷⁾…………(make) mistakes and it ⁽⁸⁾…………(lose) popularity, and the opposition party ⁽⁹⁾…………(start) to look like a possible alternative.