- •The central bank and the commercial banks
- •2. Translate into English.
- •3. Speak on the topic «Financial documents». Білет 2.
- •Types of accounts in Islamic banks
- •2. Translate into English.
- •3. Speak on the topic «What is auditing».
- •Investment banking
- •2. Translate into English.
- •3. Speak on the topic «Auditing laws».
- •Leasing and short-term loans in Islamic banks
- •2. Translate into English.
- •3. Speak on the topic «What is finance».
- •1. Read and translate the text. Banks
- •2. Translate into English.
- •3. Speak on the topic «The structure of a balance sheet».
- •1. Read and translate the text. Business Plan
- •2. Translate into English.
- •3. Speak on the topic «An annual report».
- •1. Read and translate the text. Auditing
- •2. Translate into English.
- •3. Speak on the topic «Bankruptcy».
- •Accounting and Bookkeeping
- •2. Translate into English.
- •3. Speak on the topic «The main ways of bankruptcy overcoming».
- •Globalisation
- •2. Translate into English.
- •3.Speak on the topic «Annual General Meetings».
- •1. Read and translate the text. Who is Auditor?
- •2. Translate into English.
- •3. Speak on the topic «Forms of money».
- •1. Read and translate the text. Natural Economy
- •2. Translate into English.
- •3. Speak on the topic «Borrowing and lending money».
- •The economy of Great Britain
- •2. Translate into English.
- •3. Speak on the topic «Central banking».
- •1. Read and translate the text. Employment
- •2. Translate into English.
- •3. Speak on the topic «Ukrainian Central banking».
- •Current accounts
- •2. Translate into English.
- •3. Speak on the topic «Functions of Central banks».
- •Banking products and services
- •2. Translate into English.
- •3. Speak on the topic «Money supply».
- •2. Translate into English.
- •3. Speak on the topic «Commercial banking».
- •Loans and risks
- •2. Translate into English.
- •3. Speak on the topic “Difference between commercial and central banking”.
- •What is Economics?
- •2. Translate into English.
- •3. Speak on the topic «Functions of commercial banks».
- •2. Translate into English.
- •3. Speak on the topic «Types of banks».
- •1. Read and translate the text. Marketing
- •3. Speak on the topic«Banking products».
- •1. Read and translate the text.
- •Interest-free banking
- •2. Translate into English.
- •3. Speak on the topic«World partnership».
- •1. Read and translate the text. The functions of central banks
- •2. Translate into English.
- •3. Speak on the topic «Types of auditors and their obligations».
- •1. Read and translate the text.
- •2. Translate into English.
- •3. Speak on the topic «An external audit».
- •1. Read and translate the text.
- •2. Translate into English.
- •3. Speak on the topic «Bookkeeping».
- •1. Read and translate the text. Natural Economy
- •2. Translate into English.
- •3. Speak on the topic «My future profession of a financier».
3. Speak on the topic «Auditing laws».
Білет 4.
Read and translate the text.
Leasing and short-term loans in Islamic banks
To finance the purchase of expensive consumer goods for personal consumption, Islamic banks can buy an item for a customer, and the customer repays the bank at a higher price later on. Or the bank can buy an item for a customer with a leasing or hire purchase arrangement. Another possibility is for the bank to lend money without interest but to cover its expenses with a service charge.
If a business suddenly needs very short-term capital or working capital for unexpected purchases and expenses, it can be difficult to get it under the PLS system. On the other hand, PLS means that bank-customer relations are very close, and that banks have to be very careful in evaluating projects, as they are buying shares in the company.
2. Translate into English.
1. Важливим аспектом професійного фінансового управління являється своєчасне отримання фондів для забезпечення всіх потреб підприємств. 2. Їхні активи складалися з боргових зобов’язань та власності у виді нерухомості, яка являла собою будівлі, земельні ділянки та обладнання. 3. Якщо ми подамо акціонерам всі необхідні бухгалтерські звіти, вони зможуть оцінити вигоду довгострокового кредиту. 4. Голова відділку вимагає річний звіт, оскільки фінансовий підрозділ не може розпочати планування на наступний рік. 5. Балансова відомість, яку я вам надала, допоможе вам зрозуміти грошові потоки на нашому виробництві за теперішній місяць. 6. Він підрахував заробіток та дивіденди від останньої угоди. 7. Якщо інвестори не отримають балансовий звіт, подальше надходження фінансування припиниться, і ми не зможемо завершити розробку нашого проекту. 8. Різні форми перевитрат повинні бути пов’язані з контрактними видами продукту. 9. Він не має конкретного уявлення про те, де розташований їхній експлуатаційний відділок. 10. Сировина зазвичай є основним компонентом прямих витрат.
3. Speak on the topic «What is finance».
Білет 5.
1. Read and translate the text. Banks
There are different banks. They may be classified according to different services they perform.
Savings banks. These are institutions which accumulate saving in small accounts. They are also valuable sources of credit for business. Savings banks, as rule, invest their funds in long-term credit instruments. That is why; most savings banks require their depositors to give notice before a withdrawal.
Commercial banks. In most countries commercial banks serve as a depository of funds and a source of credit. Today they are active in giving short-term loans to business.
Commercial banks also deal in foreign exchange and letters of credit.
Investment banks. They do not accept checking deposits. They promote industry through the sale of large issues of stocks to investors.
Trust companies are such financial institutions which administer funds or property for the benefit of others. They serve as trustees for property or guardians of minors, or agents for stocks. In a word, they manage business in the interests of others.
The banking system of modern times is very complex.
If we go back as far as the Middle Ages we can find some banking practices too.
The goldsmiths made fine things out of gold and silver. They kept those precious things in strong-boxes. Soon some people began to come to them to entrust money to the goldsmiths. Later on some goldsmiths found themselves in possession of large sums of money. Some of goldsmiths didn’t want to keep money idle. They began to lend it at interest. At the same time the goldsmiths kept some part of money to meet possible withdrawals. It was an early step in the development of banks.