Аттестационная Контрольная работа № 4 по английскому языку для студентов I курса экономического ф-та

(Бкэ-100)

IV cеместр

I. Read and complete the text with one of the words below:

economy services market deposits money loans

The Role of Banks

(1) Banks are one of the most important institutions of society. A healthy and stable economy of any country depends on healthy banking ……. . Banks are known to regulate the growth of the …… and to pursue social goals. They are the principal source of credit for most local units of government ( public schools, districts, cities ) as well as for households.

(2) The banks attract …… and lend some of its money to other customers. Banks are the most important link in the world of money. Their roles are to control ……. circulation between the firms, depositors and loaners and to offer services to make that circulation easier for them. A bank does not collect money: it converts non - working, unused money resources, into the working capital.

(3) Banks help people in many ways. Almost everyone in the world uses or has used banking services. Families keep their savings there and banks pay interest rates on their deposits and give them ……. to buy expensive goods. Commercial organizations, which work at the …….. and in production, take loans for their needs in the banks and conduct all payments with buyers and sellers through the banks. Landowners and owners of real estate take loans from the banks to buy an estate. For small local businesses such as grocery stores or automobile dealers banks are often the major source of credit to fill the shelves with merchandise and the parking lots with new cars. Most businesses and consumers abroad are expected to make payments for the purchases of goods and services through bank- provided checks or credit cards. So, the roles of banks are diverse - they are intermediaries, guarantors, property protectors, controllers, regulators, etc.

II. Answer the following questions in a written form:

1. Why are banks so important?

2. What do the banks provide local units of government with?

3. What is the role of banks in money circulation?

4. How do banks help families and individuals?

5. What kind of services do the banks offer for commercial organizations and companies?

III. Ask questions to the underlined words.

IV. Find two sentences in the text containing Complex Subject, translate them into Russian.

V. Using information of the text, write answers to the following questions:

1. What would you do if you wanted some money for your business?

If ………………………………………………………………………

2. What would you expect to be paid if you deposited your money with the bank?

If…………………………………………………………………………

3. What would have happened to the country ‘s economy if there had been no banks?

If…………………………………………………………………………

Составила: Недоспасова В.Г.