If you have used a Barclays cheque guarantee card to issue a cheque, it cannot be stopped. Using your Barclays plastic cards

As a Barclays Bank Account customer, you can apply for a Barclays Connect or Barclay bank card.

How to pay for goods and services using Barclays connect

Barclays Connect is our versatile Visa payment card which deducts the money you spend from your current account. It's accepted at over 400,000 Visa and Delta outlets in the UK and at over nine million worldwide. It combines the convenience of paying by Visa card with the control you get by spending from your current account. Instead of writing out a cheque in most supermarkets, restaurants or petrol stations, simply hand your Barclays Connect card to the cashier or retailer who will process the transaction.

All you have to do is to sign the voucher and the amount will be debited from your account in the same way as a cheque.

It's a cash dispenser card and cheque guarantee card as well, allowing you to pay just about any way you like.

How to obtain cash using your Barclays connect or Barclaybank card

When you need cash you can use your Barclays Connect or Barclaybank card to withdraw up to $200 per day (provided that sufficient funds are available in your account) from over 6,200 Barclays, Lloyds, Bank of Scotland and Royal Bank of Scotland cash dispensers, day or night, free of charge.

You will need to use your Personal Identification Number (PIN) which will be sent to you shortly after you receive your Barclays Connect or Barclaybank card. You can change your Barclays Connect or Barclay bank PIN quickly and easily to one of your own choice, as often as you like at any Barclays cash dispenser. This may help to make it easier for you to memories your PIN.

A Barclays Connect card can also be used over the counter in Barclays branches. Just tell the cashier how much you need, hand over the card and sign a voucher. (Saturday morning cash withdrawals are restricted to a maximum of $200 per day.)

Making regular payments

One of the benefits of a Barclays Bank Account is that it can make managing your money easier.

Standing orders and direct debits will allow regular payments such as your mortgage, electricity and insurance to be paid on time without you having to worry about writing a cheque. They are shown on your statement along with other transactions.

Standing orders

These are ideal for regular payments where the amount is likely to remain the same for a period of time. All you have to do is to ask your branch to set up a standing order, giving the name of the person or company to be paid and their bank details.

Direct debits

These work in a similar way to a standing order, but the advantage of a direct debit is that it is particularly useful when the amount or frequency of payment is variable.

A direct debit differs in that you instruct your branch to allow your suppliers (the originator) to collect payments from your account. If the amount or frequency of the payment changes, you will be notified by the originator before it is deducted from your account.

How to stop a standing order or direct debit

If you want to stop a standing order or direct debit payment you can write, telephone or call into your branch. You will need to quote the name of the party to whom the payment is being made, the amount and the date that the payment is due. If you telephone your branch with the details you must confirm your instruction immediately in writing. Alternatively, a direct debit can be stopped by writing to the party to whom it is payable.

Test

1. Дополните следующие предложения, выбрав соответствующее по смыслу слово из колонки справа.

1. A Barclays Bank account allows you to make payments without having to use ... .

2. Your salary can be paid direct into the ... .

3. Most ... will accept your cheque as payment for goods.

4. A ... will be made to stop a cheque unless it has been lost or stolen.

5. When you want to . money from your own branch, all you need to do is to write a cheque payable to "cash" and hand it to the cashier.

1. account

2. cash

3. charge

4. retailers

5. withdraw

слева.

2. Выберите русские эквиваленты к английским словам в колонке

1. salary	1. бухгалтерская запись
2. interest	2. ведомость
3. entry	3. вексель
4. bill	4. чек
5. statement	5. процент
6. cheque	6. зарплата

3. Выберите английские эквиваленты к русским словам в колонке

слева.

1. подтверждать	1. to obtain
2. подписать	2. to sign
3. получить	3. to remember
4. обработать	4. to confirm
5. помнить	5. to process
6. передать	6. to contact
7. связаться	7. to hand

Exercises

1. Выпишете выделенные термины из текстов, переведите их и запомните.

2. Найдите в словаре перевод следующих глаголов, запишите и запомните их.

to apply	to confirm
to remember	to deduct
to contact	to obtain
to treat	to hand
to sign to monitor	to debit to process

3. Прочтите текст, переведите его и напишите основные положения о деятельности банка "Barclays Bank" на русском язык, а затем на английском.

Block 7. Dialogues in a Bank