Your Statement

As a Barclays customer you will be sent a regular statement, enabling you to keep track of your spending. It is a record of all the payments that have gone in and out of your account. Your statement may not reflect all payments that you may have made to date. Please bear these payments in mind when you receive your statement.

Using Barclays Cheque Book What is a Cheque?

In very simple terms, a cheque is a written instruction by you (the drawer) to the Bank to pay money to someone (the payee]; Generally, a cheque which is presented more than six months after the date on it is treated as out of date.

Barclays standard cheques are non-transferable and have the words 'Account Payee' printed within the crossing (the two parallel lines through the middle). Put simply, this helps to ensure that each of your cheques can only be paid into the account of the party to whom you have made it payable -thereby helping to prevent stolen cheques from being paid into a thief's account. Please bear in mind that any payee without a current/deposit account will find it difficult to withdraw funds against such a cheque.

How to Pay for Goods and Services by Cheque

Most retailers will accept your cheque as payment for goods and services, provided it is supported by a valid cheque guarantee card.

Barclays Connect or Barclaycard Visa act as cheque guarantee cards. They can be used to guarantee personal cheques issued within the United Kingdom for amounts up to the guarantee limit shown on the reverse of the card for any one transaction.

You simply present the card with your cheque and then the payee writes your card number on the back of the cheque.

Of course, you should not issue a cheque for more than the funds available in your account unless previously agreed with your branch.

How to Obtain Cash with a Cheque

When you want to withdraw money from your own branch, all you need to do is to write a cheque payable to 'cash' and hand it to the cashier.

There may be times when you want to withdraw money from other branches of Barclays. If you have a Barclays Connect card or Barclaycard Visa, you can use it as identification to cash your personal Barclays cheques for up to $100 per day. Present the card with your cheque book and sign the cheque in front of the cashier.

How to Get a New Cheque Book

We monitor how many of your cheques have been processed, and you should automatically receive a new cheque book before you run out.

If one doesn't arrive, however, you'll find a page in your cheque book which is a re-order form. Just send or hand over the completed form to your account holding branch.

How to Stop a Cheque

If you want to stop the payment of a cheque that has been issued from your account, simply telephone or call into your branch. You will need to quote your account number, the cheque number, the amount and date on the cheque and the name of the payee. Your branch will stop payment of the cheque providing it has not already been paid prior to you contacting them. If you telephone the details through to your branch, you must confirm your instruction immediately in writing. A charge will be made to stop a cheque unless it has been lost or stolen.