- •Часть 3
- •Methods of International Payment
- •I. Discussion topics.
- •II. Reading.
- •The Seven Seas Shipping Company
- •III. Reading assignments.
- •IV. Writing.
- •Instructions to Bank
- •V. Case Study.
- •Credit Letters
- •I. Discussion topics.
- •II. Reading.
- •1135 State Street
- •Illinois 60688
- •2120 Oak Terrace
- •Illinois 60044
- •1160 State Street
- •Illinois 60688
- •2120 Oak Terrace
- •Illinois 60044
- •1010 Broadway
- •III. Reading assignments.
- •IV. Writing.
- •V. Case study.
- •Collection Letters
- •1. Discussion topics.
- •II. Reading.
- •III. Reading assignments.
- •Is required, must, action, the last step, the debtor
- •IV. Writing.
- •V. Case study.
- •113054 Москва, Стремянный пер., 36.
- •113054 Москва, ул.Зацепа, 41/4.
Instructions to Bank
Прилагаем предъявительский вексель, выписанный на фирму Аджакс и Ко Лтд, а также коносамент и другие, перечисленные ниже документы, что свидетельствует об отгрузке товара. Просим передать эти документы на фирму Аджакс против платежа по векселю и полученную сумму начислить на наш счет No. 1.
Просим перечислить полученные от продажи деньги (proceeds) за вычетом Ваших банковских услуг на наш счет No. 2.
Просим обратить внимание на то, что все банковские расходы идут за счет плательщика по переводному векселю (трассата).
Просим сообщить нам сумму, полагающуюся за Ваши услуги, для включения ее в сумму векселя.
Перед акцептом векселя убедитесь, что страховой полис покрывает все позиции, о которых мы просим в нашем письме.
Т.к. мы сделали нашим поставщикам еще один заказ, просим Вас увеличить размер кредита до $6,000 в соответствии с поручениями, которые прилагаются.
Это будет сделано с целью продлить действие аккредитива до 31 Декабря.
V. Case Study.
1. As an exporter, Jollyfun Plc write a letter to the Nigerian Sports Co requesting payment by a Letter of Credit.
2. Complete the blank Letter of Credit on the next page using the following information.
An importer, The Nigerian Sports Company (21 River Avenue, Lagos, Nigeria) wishes to open an Irrevocable Letter of Credit in favor of Jollyfun Plc (313 Oakfield Way, Northhampton, England). It has instructed the National Bank of Nigeria to open a credit for $3,600 drawn on Barclays and available for Jollyfun’s drafts at sight for the 100% C.I.F. value of an order for 50 large plastic swimming pools to be shipped from Liverpool to Lagos before 10 February 19XX. Partshipment and transshipment are not allowed. The credit must be presented by 28 February.
Documents needed are:
Invoice in triplicate
Full Set of Bills of Lading
Insurance Certificate
3. Now write a letter from Barclays International to Jollyfun Plc advising them that the credit has been opened.
Unit 10
Credit Letters
I. Discussion topics.
Discuss the following questions with your group-mates:
Does the idea of 'buying now and paying later' appeal to you? Give your reasons.
How, in your opinion, can a company be sure about the customers' financial stability when granting a credit?
II. Reading.
Credit involves the purchasing and receiving of goods without immediate payment. Being able to ‘buy now and pay later’ enables a purchaser to acquire desired goods even when cash is not currently available. Allowing individuals and businesses to buy on credit can increase a company's volume of sales. Therefore, buying on credit have become a common and essential business practice.
Of course, before granting credit, a company must be reasonably sure of the customer's financial stability, his / her ability and willingness to pay. These are verified by the exchange of credit information. Five types of letters are involved in credit correspondence:
applications for credit
inquiries about credit worthiness
responses about credit worthiness
letters granting credit
letters refusing credit
APPLICATIONS
Business account applications are usually made by letter. A new business, for example, may wish to place a first order with a supplier or manufacturer and establish a credit line or open account. A letter of this kind should include credit references (such as banks’ and other businesses’ that have extended credit).