12) Решите кроссворд:

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1. the act or fact of agreeing

2. to accept as satisfactory

3. a paymaster's or employer's list of those entitled to pay and of the amounts due to each

4. the act, action, or an instance of referring

5. to keep in possession or use

6. the act or process of complying to a desire, demand, proposal

7. Synonyms: accommodate, bestow, billet, bivouac, board, bunk, camp, house

8. to be unlike or distinct in nature, form, or characteristics

9. a contract by which one conveys real estate, equipment, or facilities for a specified term and for a specified rent

13) Прочитайте и переведите текст

What is a business plan?

The primary function of a business plan is to create a written outline that evaluates all aspects of the economic prospects of either a start-up or an operating business. We believe that preparing and maintaining a business plan is important for any business regardless of its size or nature. But it will not insure your success. If you maintain a correct assessment of the changing economics of your business, your plan will provide a useful roadmap as well as a financing tool. But if you have miscalculated the potential, then your business plan could become a roadmap leading to failure.

Why prepare a business plan?

Your business plan is going to be useful in a number of ways:

• First and foremost, it will define and focus your objective using appropriate information and analysis.

• You can use it as a selling tool in dealing with important relationships including your lenders, investors and banks.

• Your business plan can uncover omissions and/or weaknesses in your planning process.

• You can use the plan to solicit opinions and advice from people who are in your intended field of business. Too often, entrepreneurs forge ahead ("My Way!") without the benefit of input from experts who could save them from potentially disastrous mistakes.

• To encourage you to start arranging appointments with advisors, use the following template to create a people-to-see list. We also provide a larger blank template at the end of this session. People to see include investors, family members, your banker, lawyer, attorney, business mentors, trusted business friends, potential customers, competitors, potential landlords, and you local SBA office.

Лексика к тексту:

evaluate – оценивать

regardless – независимо, невнимательный, ничтожный

assessment – оценка, исследование

provide – обеспечивать, предусматривать

foremost – в первую очередь, передовой

omission – упущение, пропуск

solicit – требовать, просить, ходатайствовать

entrepreneur – предприниматель

disastrous – гибельный, пагубный, бедственный

encourage – поощрять, одобрять, поддерживать

arrange –устраивать, организовывать, договариваться

appointment – назначение, должность, указание

template – шаблон, обрабатывать по шаблону

mentor – наставник, воспитывать, руководить

competitor – конкурент

landlord – владелец, землевладелец

SBA – Управление по делам малого бизнеса