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Комплексна контрольна робота 6cem 1.doc
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XII. Match the following words and phrases as they occur in the text:

1. letters

2. short-term

3. to accept

4. trust

5. long-term

6. sale

7. depository

8. entrust money

9. to meet

10. development

11. to mange business

a) loans

b) of credit

c) checking deposits

d) of large issues of stocks

e) of funds

f) credit instruments

g) company

h) withdrawals

i) of banks

j) to goldsmith

k) in the interests of others

Savings banks, as a rule, invest their funds in long-term (5) credit instruments (f).

Commercial banks also deal in foreign exchange and letters(1) of credit(b).

Today they are active in giving short-term(2) loans(a) to business.

In a word, they manage business(11) in the interests of others(k).

They do not accept(3) checking deposits(c).

They promote industry though the sale(6) of large issues of stocks(d) to investors.

In most countries commercials banks serve as a depository(7) of funds(e) and a source of credit.

It was an early step in the development(10) of banks(i).

At the same time the goldsmiths kept some part of money to meet(9) possible withdrawals(h).

Trust(4) companies(g) are such financial institutions which administer funds or property for the benefit of others

XIII. Match the words with their meanings:

1) The person to whom a cheques is written.

2) Money provided by a bank to a customer, for an agreed purpose.

3) A bank which offers a full range of services to individuals and companies.

4) A type of bank with a strong local or regional identity, mainly used by small, private investors, who get interest on their deposits.

5) An instruction from one bank to another bank asking it to make a payment to a supplier.

6) An agreement that an account can remain in debit up to a certain amount for an agreed time period.

7) The time taken from when a cheques is presented to a bank to when the receiving account is credited.

8) Fees charged by a bank for services provided.

9) An instruction from a customer to a bank to make a regular payment to a creditor. Instructions to alert the dates or the payments must come from the customer.

10) A computer printout sent by a bank to a customer, showing recent activity on his/her account.

11) The lowest level of interest that a bank charges for lending money.

12) Conducting banking services from a computer using the bank’s website.

a) statement 10

  1. bank draft 5

  1. loan 2

  1. internet banking 12

  1. clearance 7

  1. commercial bank 3

  1. standing order 9

  1. payee 1

  1. overdraft 6

  1. bank charges 8

  1. base rate 11

  1. savings bank 4