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Request feu' open Covev

Glaston Potteries have built up a regular trade with customers in North and South America.They now email Worldwide

Insurance asking them 6„..- David Adair for open cover insurance

for their shipments.

12

Example email

Dear Mr Adair

As you know, we have been insuring individual shipments of our chinaware with you for some time and have now established a firm customer base in both North and South America.

We will continue to be making regular shipments, and wondered if you could arrange open cover for £200,000 against all risks to insure consignments ex-UK to North and South

American eastern seaboard ports?

I look forward to hearing from you.

Elaine Goodman

Export Department

GLASTON POTTERIES Ltd

Clayfield, Burnley BB10 1RQ

Tel: +44 (0)1282 46125

Fax: +44 (0)1282 63182

Email: e.goodman@glaston.co.uk

1 Why does Glaston Potteries want the policy changed?

2 What are the destinations for Glaston Potteries' consignments?

3 Do Glaston Potteries want a policy that insures them against any eventuality, or only specific things?

234

WORLDWIDE INSURANCE Lara

Worldwide House, Volley Road, London W29 515 D

Telephone: +44 (0)20 7263 6216

Fax : +44 (0)20 7263 6925

Email: d.adair@worldwide.co.ulc

Ms Elaine Goodman

Export Department

Glaston Potteries Ltd

Clayfield

Burnley BB101R0

Dear Ms Goodman

Chairman

A.L. Galvin ACA FIS

Managing Director

P .R. Erwin cis

Directors

L. Swann, T.R. Crowe mc

H.B. Sidey MA

Your Ref: 5/3/ 20—

Our Ref: Ml—C16 8 9 3

Date:7March 20--

In reply to your email of 5 March, I am pleased to say that we can arrange an AR open cover policy for chinaware shipments to North and South American eastern seaboard ports.

As you propose to ship regularly, we can offer you a rate of £4.48p% for a total cover of £200,000.1 endose a block of declaration forms —you would be required to submit one for each shipment giving full details.

I look forward to your confirmation that these terms are acceptable.

Yours sincerely

Davi.atAdadix

David Adair

Manager, Quotations Department

Enc. Dedaration forms

Quotation forr

Re CalfeEr

In an open cover policy, the client can be certain that the consignment is insured as soon as they have returned the declaration form to the insurance company. Settlement may either be on a monthly or quarterly basis, or per shipment.When insurance cover is nearly used up,the insurance company will inform the client and ask whether they want to renew the policy.

vb

12

mum aidtuen

Registered in England No. 6 915614

VAT No.56 34127

235

HotOficat5orro of shIpment under open cover/.

Glaston Potteries have made a shipment to Canada.

12

ILA

 

G LAST

Clayfield Burnley BB101R0

P TTE ES LT

 

Telephone +44(0)128246125

Facsimile +44 (0)1282 63182

Email e.goodman@glaston.co.uk

www.glaston.com

14 July 20—

Mr David Adair

Worldwide Insurance Ltd

Worldwide House

Vorley Road

London N19 5HD

Dear Mr Adair

Open Cover Policy OC 515561

Please note a shipment we are making to our customers, MacKenzie Bros, Canada. Details are on the enclosed declaration form, No.117 65913.

Yours sincerely

Elthce, GooabAtax

Elaine Goodman

Export Department

Enc.

Registered No. 7164.81

VAT Registered No. 133 53431 o8

236

board the 65916.

Francis Korvin

Dear Mr Korvin

Policy No. OC 515561

I am writing to inform you that a number of pieces of crockery were damaged in a recent shipment to MacKenzie Bros of Dawson, Canada. The consignment was shipped clean on

Manitoba, ex-Liverpool 16 September. You have our declaration form No. 117

I would be grateful if you could send me a claim form.

Elaine Goodman

Export Department

GLASTON POTTERIES Ltd

Clayfield, Burnley BB10 1R0

Tel: +44 (0)1282 46125

Fax: +44 (0)1282 63182

Email: e.goodman@glaston.co.uk

na aznolev open cover/. poky

One of Glaston Potteries' shipments to Canada has been damaged so Elaine Goodman emails Worldwide Insurance claiming under their

open cover policy. Notice that she saves the main details for the claim form and states that the goods were shipped clean on board, indicating that the bill of lading shows there was no damage when the goods were delivered to the ship.

12

in

3

-o

Fa"

3

237

by may affect

Repay to claim

ea

undev open covete

poky

Worldwide Insurance are willing to accept Glaston Potteries'claim, but they offer a warning as this is one of a number of claims Glaston have made.

 

Notice how they

 

acknowledge the fact

12

that the bill of lading

was clean.

 

to

111

LOWIRE HMV ANCE Ltd

Worldwide House, Vorley Road, London 1419 5 31

Telephone: +44 (0)2o 7263 6216

Fax : +44 (0)20 7263 6925

Email: f.korvin@worldwide.co.uk

Dear Ms Goodman

Policy No. OC 515561

Chairman

A.L. Galvin ACA PIS

Managing Director

P .R. Erwin cis

Directors

L. Swanne, T.R. Crowe sac

H.B. Sidey MA

Your Ref:

Our Ref: Ml—C16910

Date: 23 October 20—

I am sending you the claim form you requested in your email of 19 August 20—. We will consider the claim once we have full details.

May I point out that this is the fourth time you have claimed on a shipment under your open cover policy? Though I appreciate your products are fragile, and that in each case the goods have been shipped clean, it would be in your interest to think about new methods of packing. I agree that the claims have been comparatively small, but in future you will have to ask your customers to hold consignments for our inspection to assess the cause of damage.

I should also mention that further claims may affect your premium when the policy is renewed.

Yours sincerely

FraPtci/s. Korvix

Francis Korvin

Claims Manager

Enc Claims form

Registered in England No. 6 915614

VAT No. 56 341 27

 

1 When will Worldwide 2 Why does Worldwide

 

Insurance consider

Insurance think

so

the claim?

Glaston Potteries

08

 

have made so many

claims?

2 38

3 What does Mr Korvin mean

your premium?

4 Which words in the

letter have a similar meaning to the following?

a think about

bbring to your attention

cways

dthe cost of insurance

ViVON/IINEIR ERIMIINARCEAd

Chairman

AL. Galvin ACA PIS

Worldwide souse, Vorley Road, London at 29 5Di D

Managing Director

Telephone: +44 (0)2o 7263 6216

P .R. Erwin cr s

Directors

Fax : +44 (0)20 7263 6925

L. Swanne, T.R. Crowe me

Email: f.korvin@worldwide.co.uk

H.B. Sidey MA

 

Your Ref:

 

Our Ref: M2–D23140

 

Date: 28 October 20—

Mr T. Shane

 

Excelsior Engineering plc

 

Valley Estate

 

Birkenhead

 

Merseyside L417ED

 

Dear Mr Shane

 

Policy No. AR 66172241

 

I have now received our assessor's report with reference to your claim CF 37568 in which you asked for compensation for damage to two turbine

engines which were shipped ex-Liverpool on the Freemont on 11 October, for delivery to your customer, D.V. Industries, Hamburg.

The report states that the B/L, No. 553719, was claused by the captain of the vessel, with a comment on cracks in the casing of the machinery.

Our assessor believes that these cracks were the first signs of the weakening and splitting of the casing during the voyage, and that this eventually damaged the turbines themselves.

I regret that the company cannot accept liability for goods unless they are shipped dean (see Clause 26B of the policy).

I am sorry that we cannot help you further.

Yours sincerely

Fraaci.s

Francis Korvin

Claims Manager

Registered in England No. 6 915614

VAT No. 56 34127

 

ReiectIon of dem F

In this letter Worldwide Insurance reject a claim on the grounds that the bill of lading was not clean. Note that the exporter is entitled to call in his own assessor

to inspect the damage, and that if there is a

dispute,the case would

be settled by

ARBITRATION.

12

Jana! aidwen

23 9

Points to remember

1 Insurance is designed to cover a business or individual against risks such as loss,

damage, or injury. Numerous types of policy are available to offer cover against various eventualities. The client has to decide which hazards apply.

2 Indemnification is the cover which allows compensation because of loss or damage, and is calculated on the market value or depreciation value of goods, not their original value. To be insured, a client completes a proposal form, and the

12 premium is then assessed and quoted (in the UK, in pence per cent). On acceptance, the client is issued with a cover note, which gives cover until the policy is ready.

3 Marine insurance is governed by Institute Cargo Clauses (or Lloyd's Own Clauses if the policy is issued by Lloyd's). Shippers are offered a variety of policies to cover shipments. However, most exporters ship under an all-risks valued policy, which covers them against most eventualities and allows them compensation for loss or damage, plus io%.

4 Open cover policies are used when exporters make regular shipments. Each shipment is declared and the insurance company covers it under the agreement.

240

242 RESERVATIONS

EXAM PL ES 242 !Air travel

242 Train travel

242Hotel reservation

243APPOINTMENTS

EXAMPLES 243 Conference fadlities

243Making an a ppointnerit

244Confirming an appointment

244Cancelling an appointment

244Follow-up after an appointment

245HOSPITALITY

EXAM PLEB 245 Request for hospitality

245Letter of thanks

246Invitation

246Accepting an invitation

246Declining an invitation

247SPECIAL OCCASIONS

EXAM P ES 247 ,i.).:Drn Va:d h-lidOnS on an a;:oointment

247 C.12,:iFiattliati,-; vas: on a promotion

247Leal/iris

248Illness Or accident

248Retiring

248Message of condolence

248Seasonal greetings

249Points to remember

E=

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(

11 /7;1

 

RESERVATIONS

"2

Reservations can be

a

made by letter,fax, or

 

email, as appropriate. It

'6

is important to check

vi

that you have given the

O

correct details.

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13

 

correspondenceExample

Mmorrp .arsyscd

 

5":2 ,:1V^9,-EfdnDR

Dear Mr Wood

This is to confirm our phone conversation this morning.

Please would you make two Business Class reservations, London—Kobe return, in the names of Mr P.R. Dell and Ms B. Newsome. Outward flight DA164, departing Heathrow at 10.05 on Wednesday 12 June, return flight DA165, departing Kobe at 20.30 on Tuesday 18 June.

Please send the tickets for my attention and charge to our account.

Yours sincerely

roc f/L Cow-a/fe,

Beth Cowan

Dear Ms Meek

To confirm the arrangements we discussed this morning, would you please book a return ticket, with couchette, in the name of Ms Jean Miles for London—Paris—Zagreb, depart Thursday 18 July, and returning Zagreb—Paris—London, depart Saturday 3 August?

The reservation should be in a non-smoking compartment.

Please send your invoice to Jane Lewis in our Finance Department.

Yours sincerely

Mekta/

S. Mehta (Mr)

Dear Ms Okada

Please could you reserve two Executive Grade rooms from 3 June to 18 June inclusive for Mr P.R. Dell and Ms B. Newsome?

I would be grateful if you could confirm these reservations by return.

With best regards

Saki COGVW.4/

Beth Cowan

242

Dear Sir / Madam

We are holding our annual conference this year in Kyoto and are looking for a hotel which can offer us accommodation and conference facilities from Thursday 14 November to about 4.00 p.m. on Sunday 17 November.

We require accommodation and full board for 60 delegates, 15 of whom will be accompanied by their spouses. Therefore, we will need 45 single and 15 double rooms for three nights. We would also like coffee and tea to be served to the delegates mid-morning and mid-afternoon on each day of the conference.

For the sessions we will need a room with full conference facilities (including PowerPoint), that can accommodate 60 to 70 people.

Please would you send us a list of your tariffs and let us know what discounts you allow for block bookings?

Yours faithfully

W.1-terro!2

W.Herron (Ms)

Dear Mr Gomez

Could you contact our Production Director, Mr Norman Luman, to discuss the possibility of setting up a contract for you to supply us with steel over the next year?

He will be in his office all next week, and if you could email or telephone him he would be glad to arrange a meeting with you.

Best wishes

Pat Nash,

Pat Nash (Ms)

PA to Production Director

APPOINTMENTS

eliamm

 

Email offers speed

 

and flexibility when

snoau

arranging appointments.

awapuodsairo3

Confevenca

 

fadnides

 

13

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ARaktna, En

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2 43

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