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Кудинова Практическиы курс англиыского языка для студентов международник Ч.2 2014

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The number is called naught [no:t] in British English and zero ['ziərou] in American English. When numbers are said one by one, we say [ou] like the letter 'o'.

NB: Sports are different! Football 3-0 [nil]. Tennis 15 – 0 [lΛv].

Telephone numbers: 89675073098. Account numbers 36024

4.Listen to the audio and write down 16 numbers.

5.Work in pairs. Practise saying the following numbers.

Numbers

 

13/14/15/16/17/18/19

105/238/950/1,200/2,780/

30/40/50/60/70/80/90

5,060/11,900/120,000/450,000/

14/40/16/60/18/80

843,926/5,600,420

13 years old/19 people/16 cars

 

Money: £6.70/90p/15p/Ј15/Ј1.50/£17.99/ $20/10FF/50DM

Telephone numbers: 01 491 2598/0943 78855/ 01044 368 31120

Fractions: ½, ¾, ¼, 4 ¾, 2/3, 18 ½, 7/8, 3/5

Decimals: 4.32/7.886/27.9%/33.406/ 11.02/3.141592

6. Answer these questions:

-What's the date today?

-When's your birthday?

-What's your date of birth?

-When's Christmas Eve?

-When's New Year's Day?

-What's the population of your country?

-What's your address?

-What's the rate of unemployment in your country?

-What's the exchange rate between dollar and your currency?

-What's your telephone number?

-How many times are you going to take your credit test in English?

7. Find numbers on the picture above, then check answers on page …

Reading: Who Wants to be a Millionaire?

1. The article is about people who win huge amounts of money in a lottery or on the football pools, and how this affects their lives. Which of the following do you think are good suggestions or bad suggestions for such people? What suggestions would you give to someone who has won a lot of

money?

If you win a lot of money, ...

you should give up work. you should buy a new house.

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you mustn't let it change you.

it's a good idea to keep it a secret.

you should give money to everyone who asks for it. you should go on a spending spree.

2. Match the words from the article with their definitions:

1.

envy

a.

a sum of money you receive unexpectedly

2.

to fantasize

b.

an aim, a reason for doing something

3.

a jigsaw

c.

a feeling of discontent because someone has

4.

a windfall

 

something that you want

5.

a purpose

d.

to spend money foolishly on small, useless things

6.

to fritter away

e.

to imagine, to dream

 

money

f.

a picture cut into pieces that you have to put together

 

 

 

again

4. Read the article. The following sentences have been taken out of the text. Where do you think they should go?

a.They were furious!

b.we feel at home

c.It is tempting to move to a bigger house

d.'nothing but misery'

e.what the money would do to us!

f.it seems fantastic!

g.g most of their money will be frittered away

h.if you lent him some money,

Who Wants to be a Millionaire?

The National Lottery creates a millionaire every week in Britain. Maybe this turns you green with envy, but what is it actually like to wake up one day with more money than you can imagine? Nearly all of us have fantasized about winning the big prize in The National Lottery. We dream about what we would do with the money, but we rarely stop to think about

(1)__________.

For most of us, our way of life is closely linked to our economic circumstances. The different parts of our lives fit together like a jigsaw: work, home, friends, hobbies, and the local pub make our world. This is where we belong and where (2)______________. A sudden huge windfall would dramatically change it all and smash the jigsaw.

For example, most people like the idea of not having to work, but winners have found that without work there is no purpose to their day, and no reason to get up in the morning. (3) _____________in a wealthy neighbourhood but, in so doing, you leave old friends and routines behind. Winners are usually advised not to publicize their address and phone number, but charity requests and

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begging letters still arrive. If they are not careful, (4) _____________on lawyers’ fees to protect them from demanding relatives, guards to protect their homes and swimming pools, and psychotherapists to protect their sanity!

There are many stories about people who can't learn how to be rich. In 1989, Val Johnson won £850,000 on the pools. Immediately, she went on a spending spree that lasted for four years and five marriages. She is now penniless and alone. 'I'm not a happy person,' she says. 'Winning money was the most awful thing that happened to me.'

Then there is the story of Alice Hopper, who says that her £950,0000 win four years ago brought her (5)______________. She walked out of the factory where she worked, and left a goodbye note for her husband on the kitchen table. She bought herself a villa in Spain, and two bars (one a birthday present for her eighteen-year-old son). After three months, her son was killed while driving home from the bar on the motorbike which his mother had also bought for him. She found the bars more and more difficult to run. She now sings in a local Karaoke bar to earn money for groceries. 'I wish I was still working in the factory,' she says.

That's what all winners say when they talk to reporters and television cameras as they accept the cheque and the kisses from a famous film star. And some winners, like Malcolm Price, really mean it. He refused to change his way of life when he won £2.5 million. The next Saturday night, he went to his local pub as usual, and as usual he didn't buy his friends a drink.

(6)_______________He, too, is a lonely man now.

Imagine you are an average family and you have just won £1 million. At first (7)_______________. Just by picking up the phone you can get the toilet seat fixed, and the leak in the roof repaired – all the problems that have been making your life miserable. 'But, it won't change us, darling,' you say to your wife. 'Yes, it will!' she insists. I want it to change us. It will make life better! It'll be brilliant!'

Already the children are changing. Just this morning they were ordinary, contented kids. Now they are demanding computer games, CD players, motorbikes ... 'Hold on!' you shout. 'Let me answer the door.' It is your neighbour, with a bunch of flowers and a loving smile on her face. 'Congratulations!' she shouts. I was wondering if you could lend me ...' You shut the door.

In the first week you receive two thousand letters advising you how to spend your money, either by investing it or giving it to good causes. Your son

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comes home with a music system that is bigger than the living-room, your sixteen-year-old daughter books a holiday to Barbados with her boyfriend, and your wife buys a Rolls-Royce. 'But darling,' you say, 'we haven't received one penny of this money yet! What about the broken toilet seat? What about the leaking roof? What about me?' 'I haven't forgotten you,' says your wife. 'I've bought you a racehorse!'

The next day you get a begging letter from a man who won the lottery a year ago. He tells you how he spent £2,000,000 in three weeks. He says

(8)______________, he could start his life all over again. You begin to think that winning a fortune brings more problems than it solves! You realize that you are quite fond of the broken toilet seat and the leaking roof after all.

When you next buy your lottery ticket, or do the football pools, just stop for a minute and ask yourself why you're doing it. Do you actually want to win? Or are you doing it for the excitement of thinking about winning?

5.Look back at the suggestions in the Pre-reading task. Have you changed your mind about any of them?

6.Answer the questions in pairs:

1.Does the magazine article talk more about the positive side of winning a lot of money, or the negative side?

2.How can a large amount of money affect our work? our home? our friends? How does the article say money can be 'frittered away'?

3.In the text there were mentioned some groups of people who would like you to share your winnings with you. Which of them is speaking in. the following lines?

'Tell me about your relationship with your father.' 'Twenty pounds will feed a family for a month. ' 'Please give generously.'

'Now, John, you know you've always been my favourite nephew.' 'Sorry, sir. You can't go any further without permission.'

'I strongly advise you to take them to court.'

4.Give three facts each about the lives of Val Johnson, Alice Hopper, and Malcolm Price. Why are they all mentioned?

5.In the imaginary family that has won £1 million, who says 'It won't change us'? Who says, 'I want it to change us'? What do the children want to have? What does the neighbour want? Who in the family doesn't buy anything? What do the others buy?

7. Look through the text again and find English equivalents to the following words and expressions: заставлять позеленеть от зависти, экономические обстоятельства, неожиданно полученная огромная сумма денег, сломать паззл, повседневные дела, здравый ум (=рассудок), выиграть (деньги) на тотализаторе, начать транжирить деньги, без гроша, выигрыш в 950 тыс. фунтов, управлять (баром), заработать деньги на продукты, быть в ярости,

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обыкновенные довольные дети, открывать дверь, выиграть целое состояние, начать жизнь сначала

8. Translate into English:

1.Поехали в центр транжирить деньги? - Да ты что? У меня ни гроша!

2.(кто-то звонит в дверной звонок) – Не подходи к двери. Я выиграл на тотализаторе целое состояние и теперь боюсь, что меня из-за этого убьют. – Бред какой! Ты потерял рассудок.

3.Я в ярости! Брат начал страшно транжирить деньги, и от неожиданно свалившегося на нас богатства уже ничего не осталось!

4.Пока мои экономические обстоятельства оставляют желать лучшего, но подожди – я еще заставлю тебя позеленеть от зависти, когда буду управлять собственным бизнесом, а ты будешь из кожи вон лезть, чтобы заработать на продукты!

5.Я очень довольна своей жизнью – повседневные дела, обыкновенные довольные дети… О чем еще можно мечтать?

Reading: Lottery couple lose fight for €millions

1. Read the following text quickly and put the verbs in brackets into the

correct form:

When Kay Tott got in tired from work one evening she just wanted to watch a video, but husband, Martyn, suggested (a) __________ (watch) the news first. Now they must wish they hadn't.

The TV news bulletin said that someone in their area of north-east England

(b) __________ (fail) to claim a National lottery prize of €4,334,496 and warned the winner that, if they (c) __________ (want) the money, they had better appear quickly, because the six-month period in which to claim was nearly up. The numbers were 5-8-17-25-39-41. Kay jumped up and screamed 'We've won! They're our numbers!' Martyn went silent, then admitted (d) __________

(throw) the tickets away several weeks earlier.

Kay persuaded (e) __________ (her husband / get in touch) with the lottery organisers, Camelot, and explain what had happened. Officials agreed (f)

__________ (investigate) the matter, and soon rang back to tell (g) __________

(the Totts / they / have) no doubt their claim was genuine, and that it would be investigated further.

The next day, a lottery investigator came to their house and warned (h)

__________ (the couple / not / inform) any newspapers about what was happening. Six weeks later he returned to tell them that they (i) __________

(break) the rules which stated that lost tickets must be reported within thirty days. Camelot were refusing (j) __________ (pay out). Furious, Kay ordered (k)

__________ (him / leave) their tiny flat. The next day, a desperate Martyn decided (1) __________ (inform) the media. Interest was immediate: a tabloid offered (m) __________ (put) the Totts up in a five-star hotel in return for an exclusive interview. Several TV companies invited (n) __________ (the couple /

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appear) on daytime TV. In an angry confrontation, a Camelot official apologised

(o) __________ (cause) the couple so much disappointment but insisted (p)

__________ (they have to follow) their rules. The couple angrily accused (q)

__________ (Camelot / ruin / their lives) by raising their hopes and putting them through 'torture'. They even threatened (r) __________ (sue) the company over the mental stress they had suffered. Officials, however, denied (s) __________

(make) any false promises.

In the end, the Totts got little except a brief taste of tabloid fame. Two years later the couple divorced. Kay blames (c) __________ (the media / raise)

their hopes of a millionaire lifestyle: ‘Before this happened, we were quite happy. Between them, Camelot and the newspapers turned our lives into a living

hell.’

2. Are the following statements true (T), false (F) or is the information not stated (N) in the text?

1.Kay suggested watching the news.

2.The lottery prize was nearly four and a half million euros.

3.No one had ever won such a big sum in the National lottery before.

4.Kay recognized the numbers immediately.

5.Martyn didn’t know where the lottery tickets were.

6.Camelot officials refused to talk to Martyn.

7.Camelot refused to pay because the six-month period in which to claim was up.

8.Martyn and Kay had just bought a new flat.

9.After the Totts informed the media about the situation, Camelot apologized and agreed to pay out the money.

10.The couple sued Camelot over the mental stress they had suffered.

11.The Totts divorced because of the lottery scandal.

12.Kay blames Camelot and the media for their divorce.

3. Discuss the following questions in pairs:

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1.Were Camelot right?

2.Do you think the media were at fault or not?

3.Do you feel any sympathy for Martyn and Kay?

4.Discuss the following:

1.Have you ever won anything? Do you know people who have?

2.Would you like to win anything? How do you expect your life to change?

Vocabulary: Money – Buying, Selling and Paying

1. Read the information about different operations with money and try to guess the meaning of the words and word combinations in bold. Then check

yourself with the help of a dictionary.

Sometimes in a shop they ask you: 'How do you want to pay?' You can answer: 'Cash / By cheque / By credit card.'

In a bank you usually have a current account, which is one where you pay in your salary and then withdraw money to pay your everyday bills. The bank sends you a regular bank statement telling you how much money is in your account. You may also have a savings account where you deposit any extra money that you have and only take money out when you want to spend it on something special. You usually try to avoid having an overdraft or you end up paying a lot of interest. If your account is overdrawn, you can be said to be in the red (as opposed to in the black or in credit).

Sometimes the bank may lend you money -this is called a bank loan. If the bank (or building society) lends you money to buy a house, that money is called

a mortgage.

When you buy (or, more formally, purchase) something in a shop, you usually pay for it outright but sometimes you buy on credit. Sometimes you may be offered a discount or a reduction on something you buy at a shop. This means that you get, say, £10 off perhaps because you are a student. You are often offered a discount if you buy in bulk. It is not usual to haggle about prices in a British shop, as it is in, say, a Turkish market. If you want to return something which you have bought to a shop, you may be given a refund, i.e. your money will be returned, provided you have a receipt.

The money that you pay for services, e.g. to a school or a lawyer, is usually called a fee or fees; the money paid for a journey is a fare.

If you buy something that you feel was very good value, it's a bargain. If you feel that it is definitely not worth what you paid for it, then you can call it a rip-off (very colloquial).

Public finance

The government collects money from citizens through taxes. Income tax is the tax collected on wages and salaries. Inheritance tax is collected on what people inherit from others. Customs or excise duties have to be paid on goods imported from other countries. VAT or value added tax is a tax paid on most goods and services when they are bought or purchased. Companies pay

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corporation tax on their profits. If you pay too much tax, you should be given some money back, a tax rebate.

The government also sometimes pays out money to people in need, e.g. unemployment benefit (also known informally as the dole), disability allowances and student grants (to help pay for studying). Recipients get a

pension / unemployment benefit or are on the dole or on social security. Every country has its own special currency. Every day the rates of

exchange are published and you can discover, for example, how many dollars there are currently to the pound sterling.

A company may sell shares to members of the public who are then said to have invested in that company. They should be paid a regular dividend on their investment, depending on the profit or loss made by the company.

2. Match the words on the left with their definitions on the right.

1.

interest

a.

a bank account with minus money in it

2.

mortgage

b.

money paid towards the cost of raising a family

3.

an overdrawn

c.

money given by the government for education,

 

account

 

welfare, etc.

4.

savings account

d.

an account that is used mainly for keeping money

5.

current account

e.

money paid to people after a certain age

6.

pension

f.

an account that cheques are drawn on for day-to-day

7.

disability

 

use

 

allowance

g.

money chargeable on a loan

8.

child benefit

h.

money paid to people with a handicap

9.

grant

i.

a loan to purchase property

3.Is the ordinary 'person-in-the-street' pleased to see these newspaper headlines or not?

4.Complete the sentences with words from ex. 1:

Money which has to be paid on what you inherit is known as

......................

If the bank lends you money, you have a bank..................................

 

If you have some money in your account you are in the...............................

 

I paid too much tax last year sol should get a.................................

soon.

If it's no good, take it back to the shop and ask for a.................................

 

5. Use words from the box to complete the dialogue:

charges

current

deposit

earn

instalments

loan

mortgage

overdrawn

pay

statement

withdraw

 

 

 

 

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CHILD: What do you use the bank for?

MUM: Well, we have a (1)……..... account where we pay in any money we

(2)........................

. Then we can (3) .......................

money from the account

when we need to (4).......................

bills.

 

 

CHILD: How do you know how much money you've got?

 

MUM: They send us a (5).......................

every month telling us how much.

 

CHILD: What if you spend more than you've got?

 

 

MUM: Then you're (6)......................

and the bank usually (7).......................

you

interest.

 

 

 

 

CHILD: What else do banks do?

 

 

 

MUM: Well, you can get a bank (8) ......................

if you need to borrow a large

sum of money.

 

 

 

 

CHILD: To buy a house, for example?

 

 

MUM: That's right. That's usually called a (9) ........................

It means the bank

actually owns the house until you've paid the money back.

 

CHILD: How do you pay the money back?

 

 

MUM: You pay a (10) ......................

first and

then you pay monthly

(11)

........................

 

 

 

 

6.How should you translate sentences like this one: Я потратил два года на написание этого сценария, это была непростая работа.

7.What is the difference between:

1.

purchasing and haggling

4.

a profit and a loss

2.

a share and a dividend

5.

a discount and a refund

3.

a bargain and a rip-off

6.

a current and a savings account

8.What words are needed to complete the sentences?

1.Sometimes students get a special …………... on things they buy.

2.When you travel by bus you have to pay your........................

3.When you use a lawyer you have to pay a........................

4.When someone dies, their heir has to pay........................

5.On any money that you earn you have to pay........................

6.If you have paid too much tax, you should get a........................

7.VAT means........................

8.Large companies pay........................

9.If you import something you may be liable for........................

10.When you are old the government should pay you a........................

11.If you are out of work you may be able to claim........................

9. Write a definition for each of these words or expressions.

1.

buy in bulk

5.

cash

9. currency

2.

in the red

6.

rate of exchange

10.wage

3.

buy on credit

7.

credit card

 

4.

investment

8.

salary

 

 

 

 

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Reading and Speaking: What’s in the News?

1. In pairs. Read the headlines and opening sentences of the articles. Guess what each story is about. Then choose one article you would like to read.

2. Read the article carefully. Use the matching task to help you with the unknown vocabulary:

Entertainment: Stalking the Stars

1. to stalk

a. зловещий, страшный, мрачный

2. stardom

b. полномасштабный, настоящий

3. abundant

c. потерять связь с реальностью

4. sinister

d. взлом; (незаконное) вторжение

5. obsessive

e. свести с ума, довести до крайности

6. full scale

f. уравновешенный, хладнокровный

7. a break-in

g. навязчивый, маниакальный

8. to push sb. over the edge

h. положение звезды

9. to lose one’s grip on reality

i. 1) общественное положение; 2) занятие,

 

профессия

10. level-headed

j. возбуждать судебное дело

11. walk of life

k. преследовать, выслеживать

12. bring before a court

l. обильный, богатый, изобилующий

Stardom has always guaranteed wealth and abundant media attention, but now, it seems, it attracts something more sinister: stalkers. Stalkers are fans whose relationship with their idol becomes obsessive: they know everything there is to know, including where the celebrities live, where they go to relax and how they spend their days. But some go even further than that. In January this year, a woman was arrested after she was found in actor Brad Pitt's Santa Monica home. She wanted to be close to him and dressed up and slept in his

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