- •Reading Practice in English for Students of Finance
- •Block 1. Functions of the Financial System and the Financial Markets a. Functions of the Financial System
- •Savings Function
- •Wealth Function
- •Liquidity Function
- •Credit Function
- •Payments Function
- •Policy Function
- •B. The Financial Markets and Financial System
- •Vocabulary Notes
- •Block 2. The Study of Money and Capital Markets
- •A. The Money Market versus the Capital Market
- •B. Divisions of the Money and Capital Markets
- •Vocabulary Notes
- •A. Money and Functions
- •The Medium of Exchange
- •Other Functions of Money
- •B. Central Banking. The Bank and the Money Supply
- •Reserved Requirements
- •C. The Discount Rate
- •D. A Plain Man's Guide to Investment
- •Vocabulary Notes
- •Exercises
- •Block 4. The Central Bank of the Russian Federation
- •Open-market Operations
- •Monetary and Exchange-Rate Policy Central-bank Policy
- •Vocabulare Notes
- •Exercises
- •Block 5. British Banking
- •Overseas Banks
- •Foreign Banks
- •The Merchant Banks
- •The Stock Exchange
- •Vocabulary Notes
- •Block 6. Barclays Bank Account Why a Bank Account Makes Sense
- •A Current Account with Three Options to Choose from
- •The Options in Brief
- •Interest Option
- •Instant Option
- •Bank Charges
- •Your Statement
- •Using Barclays Cheque Book What is a Cheque?
- •How to Pay for Goods and Services by Cheque
- •How to Obtain Cash with a Cheque
- •How to Get a New Cheque Book
- •How to Stop a Cheque
- •If you have used a Barclays cheque guarantee card to issue a cheque, it cannot be stopped. Using your Barclays plastic cards
- •How to pay for goods and services using Barclays connect
- •How to obtain cash using your Barclays connect or Barclaybank card
- •Making regular payments
- •Standing orders
- •1. Dialogue
- •Brokerage services
- •2. Dialogue
- •Governmental controls 3. Dialogue
- •Structure and functions of a bank in the u.S.
- •4. Dialogue
- •Currency and other forms of exchange in the u.S.
- •5. Dialogue
- •Block 8. Financial Reports Consolidated financial report of the large financial holding company
- •1. Consolidated statements of income of Citicorp and subsidiaries
- •Vocabulary Notes
- •2. Consolidated balance sheets of Citicorp and subsidiaries
- •Vocabulary Notes
- •3. Consolidated statement of cash flows of Citicorp and subsidiaries
- •Income taxes
- •4. Financial report of the small enterprise. 'Balance sheet of HiFi Sounds'
- •Vocabulary Notes
- •5. Income Statement of HiFi Sounds
- •Vocabulary Notes
- •Grammar Reference Грамматический справочник Личные формы глагола в предложении.
- •1. Времена глагола в действительном и страдательном залогах. Изъявительное наклонение.
- •Сводная таблица
- •Образование времен в страдательном залоге
- •Перевод сказуемого в страдательном залоге
- •Сводная таблица
- •2. Сослагательное наклонение
- •Формы сослагательного наклонения
- •Употребление сослагательного наклонения
- •3. Модальные глаголы и их эквиваленты
- •Сочетание модальных глаголов с Perfect Infinitive
- •Сочетание модальных глаголов с infinitive passive
- •4. Многофункциональные глаголы Функции глаголов should и would
- •Функции глагола то do в предложении
- •Функции глагола то have в предложении
- •Функции глагола то be в предложении
- •Он, она, оно (о неодушевленных предметах)
- •Указательное местоимение «это»
- •Наиболее употребительные составные союзы и предлоги и сочетания с as
- •What is a bank?
- •Bank Services: Old and New
- •Payments
- •Intermediation
- •Figure 1.2. Bank Goals and Constraints
- •Interest Rate Risk
- •Risk management
- •Importance of capital budgeting
- •Generating ideas for capital projects
- •Oject classifications
- •Increasing importance of financial management
- •The financial manager's responsibilities
Vocabulary Notes
temporary funds shortages - временные фондовые нехватки;
treasury bill - казначейский вексель;
short-term funds - краткосрочные ресурсы;
eurocurrency market - рынок Европейской валюты;
mortgage loan - ипотечный заем, закладная;
tax-exempt bonds - облигации не облагающиеся налогом;
consumer loans - потребительские кредиты;
corporate notes and bonds - корпоративные ценные бумаги;
share of stoсk - пакет акций;
"near money' IOUs - квази денежные ценные бумаги.
Test
1. Дополните следующие предложения, выбрав соответствующее по смыслу слово из колонки справа.
It is financial system that handles most the ... made for purchases.
And the money and capital markets make possible the . of those securities whenever cash is needed for immediate spending.
The . of funds through the financial markets may be divided into different segments.
Financial instruments in the capital market have original . of more than one year.
The financial system offers risk protection to businesses and individuals through sales of . .
The principal ... and demanders of funds in the capital markets are more varied then in the money market.
For example, the largest segment of the capital market is devoted to ... to support the building of homes.
liquidation
flow
payments
insurance policies
suppliers
mortgage loans
maturates
2. Выберите русские эквиваленты к английским словам слева.
3. Выберите английские эквиваленты к русским словам слева.
1. выпускать |
1. to promote |
2. предлагать |
2. to issue |
3. продвигать |
3. to offer |
4. обеспечивать |
4. to provide |
5. зависеть |
5. to depend on |
6. повышать |
6. to consider |
7. рассматривать |
7. to raise |
8. начислять издержки |
8. to charge |
1. spendings |
1. собственность |
2. option |
2. валюта |
3. unemployment |
3. ценные бумаги |
4. securities |
4. потребитель |
5. demander |
5. выбор |
6. currency |
6. безработица |
7. ownership |
7. затраты |
Exercises
Выпишите подчеркнутые термины из текстов, переведите их и запомните.
В подчеркнутых предложениях найдите глагол "to be" (is, was, are и т. д.) и определите его функцию. Переведите эти предложения (см. Грамматический справочник стр. 67).
К следующим глаголам найдите в словаре русские эквиваленты и запомните их.
to create to promote |
to devote to finance |
to difine |
to charge |
to provide |
to tap |
to consider |
to rely |
to offer |
to issue |
to convert |
to cover |
to manage |
to handle |
to depend on to range |
to supply to raise |
Переведите письменно текст А и В, пользуясь словарем в конце пособия.
Прочтите текст С и запишите на русском языке подробно что такое "Money market and Capital market".
Block 3. Money and Banking