7. Answer the following questions:

1. What are the two main reasons for opening a bank account?

2. Which type of account is used by those who wish to save?

3. What kind of saving is this type of account most suited to?

4. What is a standing order?

5. Why does a bank sometimes need notice of intention to withdraw money from?

2 Семестр. Вариант 8

1. Выделите сказуемое в страдательном залоге и укажите, какие формальные признаки помогли вам это сделать.

1. As the result of being aware of the handle and sensuality of fine cloth, one can be influenced in the choice of less costly stuffs.

2. Stories about good designers not knowing about the making of cloth are to be viewed with skepticism.

3. Nowadays belts and buttons can be shaped and covered with material in a wide variety of standard patterns.

4. Leather for belts and gloves and handbags as well as millinery hoods can be dyed to match each other or tone with a dress fabric, quite apart from the enormous variety of accessories, which can be found ready-made in the shops.

2. Выделите обстоятельство (группу обстоятельства) в предложении и проанализируйте его влияние на время сказуемого. Переведите обстоятельство, не переводя предложения.

1. By the first of December she will have been working as a clothes designer for fifteen years.

2. The iron ore is undergoing different chemical reactions now.

3. In future this post-graduate will carry on research connected with technology.

4. The number of students taking part in technical conferences is growing every year.

3. Определите время сказуемого и переведите предложения.

1. He thought starting a business would be complicated, but in fact he found it was quite straightforward.

2. They’ve learnt a lot about management, and they’ve now pretty confident about the future.

3. There hasn’t been a baker in the village since the big supermarkets opened in the town 10 years ago.

4. In the last two years the London Marathon’s become the biggest sporting event overtaking the board race and the Derby in the number of spectators it attracts.

4. Перепишите следующие предложения и переведите их на русский язык, обращая внимание на бессоюзное подчинение.

1. The recipient knew he was getting honest weight, nothing fanny.

2. The bank he works deals with money.

5. Перепишите следующие предложения и переведите их на русский язык, обращая внимание на функцию инфинитива.

1. Everywhere in Europe men were taking the coins and sweating and clipping them, thereby getting metal to make more of them.

2. The deposits so created did not need to be left idle in the bank.

3. The purpose of auditing is to give professional opinion as whether the company’s financial reports fairly represent its financial position and operating results.

6. Прочтите и письменно переведите текст, предварительно вставьте пропущенные слова по смыслу (payers, money, orders. competitors, payment, market).

Methods of Payment

Compared to selling in the domestic …, selling abroad can create extra problems. Delivery generally takes longer and payment for goods correspondingly can take more time. So exporters need to take extra care in ensuring that prospective customers are reliable … and that … is received as quickly as possible. In the first and in the last analysis, payment for exports depends on the conditions outlined in the commercial contract with a foreign buyer. As explained previously, there are internationally accepted terms designed to avoid confusion about cost and price. The way exporters choose to be paid depends on a number of factors: the usual contract terms adopted in an overseas buyer's country, what … may be offering, how quickly funds are needed, the life of the product, market and exchange regulations, the availability of foreign currency to the buyers, and, of course, whether the cost of any credit can be afforded by the buyer or the exporter.

There are four basic methods of payment providing varying degrees of security for the exporter: payment in advance, opens account, bills of Exchange, documentary Letter of Credit.

I. Payment in advance.

Clearly the best possible method of payment for the exporter is payment in advance. Cash with order (CWO) avoids any risks on small … with new buyers and may even be asked for before production begins. However, this form of payment is extremely rare in exporting since it means that an overseas buyer is extending credit to an exporter — when the opposite procedure is the normal method of trade,

Variations in this form of payment are cash on delivery (COD) where small value goods are sent by Post Office parcel post and are released only after payment of the invoice plus COD charges.

II. Open account.

An exporter receives the greatest security of payment from cash with order or from cash on delivery. At the other extreme payment on open account offers the least security to an exporter. The goods and accompanying documents are sent directly to an overseas buyer who has agreed to pay within a certain period after the invoice date - usually not more then 180 days. The buyer undertakes to remit … to the exporter by an agreed method.