47. Match the multi-word verbs in italics to their meanings a-e.

1. Please make out your cheque to Hannah Green and associates. ……

2. It takes my bank two working days to carry out even a simple transaction. ……

3. Could you fill in this form with your personal details, please. ……

4. I’d like to pay this cheque into my savings account, please. ……

5. We need to take out lots of cash to pay the workmen. …….

a) to make a deposit;

b) to perform;

c) to remove / take away;

d) to complete with information;

e) to write the name of a person or business on a cheque.

48. Some key banking words are built around the verb draw. Study the words in context in sentences 1-3, then choose the correct alternative in sentences a-c below.

1. Good morning, I’d like to withdraw Є1,000 in cash from my current account, please.

2. Oh no, look at this letter from the bank. We are Є300 overdrawn. How has this happened?

3. Good news … the bank has agreed to increase the firm’s overdraft.

a) If you are overdrawn, your account is negative / positive.

b) If you have an overdraft, the bank owes you money / you owe money to the bank.

c) If you withdraw money from your account (make a withdrawal) you put money in / take money out.

49. Read the article and match the underlined words and expressions 1-6 to definitions a-f below.

Картинка: аппарат для чтения банковских карт, как на почте

Credit card inventor dies at 88

The man who millions of shoppers have to thank – or blame – for the state of their finances has died aged 88. In 1958, during the US post-war ¹consumer boom, American bank executive Joseph Williams invented an early version of the modern-day Visa card. The Diners Club card already existed and allowed shoppers to make ²cash-less transactions. But the ³balance had to be paid off in full within 30 days. Some banks offered credit on their bank cards, but these could not be used nation-wide. Williams saw ⁴a gap in the market for a card that could be used across the country. He and his team began distributing the BankAmerica card in California. Over the next ten years the card was ⁵licensed by other banks, before it was finally renamed the Visa card in 1970. Now, there are an estimated 785m major credit cards in circulation in the US. The average US credit card debt carried over each month per ⁶household last year was nearly $9,000 (£5,500), triple the average of $3,000 (£1,800) in 1990. In Britain, the average UK household today owes more than £6,000 on credit and ^*store cards.

^*store card = a kind of credit card which you can use to buy goods in the department store which issued it.

(from ProFile1)

a) a home ……;

b) paying for things without handling real money ……;

c) a missing service / product which is identified as a business opportunity ……;

d) a period when business is good because people are spending more ……;

e) the final amount owing in an account ……;

f) given permission to do something in return for money …… .