5. Translate into English:

1. Рада директорів вибирається власниками акцій.

2. Акціонери регулярно отримують дивіденди.

3. Планування банківських операцій дуже важливе.

4. Банк повинен використовувати фонди для отримання прибутків.

5. Акціонерам повідомляється про прибутки та їх розподіл.

6. Match the words with their definitions:

1) interest

2) mortgage

3) an overdrawn account

4) savings account

5) current account

6) disability allowance

7) child benefit

8) grant

9) transaction

10) withdraw

11) deposit

12) loan

13) cheque

14) credit

15) joint account

16) refund

a) a bank account with minus money in it;

b) money paid towards the cost of raising a family;

c) money given by the government for education, welfare etc.

d) an account that is used mainly for keeping money;

e) an amount paid for the use of money;

f) piece of business done; movements of money into/out of accounts;

g) a loan to purchase property;

h) money that is placed in a bank account by a customer;

i) money which is lent;

j) an account from which cheques are drawn on for day-to-day use;

k) take money from a bank account;

l) a depositor's written demand to a bank to pay out money from his or her account;

m) a bank account that is used by two or more people;

n) a sum of money given back to you, especially because you are not satisfied with the goods or services you have paid for;

o) money paid to people with a handicap;

p) the privilege of using someone else's money for period of time.

7. Read the following text: Passing by your Bank

Banks in the United States open and close at different times in different places. They are not usually open on weekends, and they are often in busy parts of the city with few parking spaces. For these reasons, many people hardly ever go into a bank to get their money from a teller. They use the drive-through window or the 24-hour automatic teller machine. You insert a plastic card in the machine, and you can get cash from your checking account. Most people carry a lot of plastic cards. One is for automatic teller. The others are credit or "plastic money". You can buy a lot of things and pay with only one check when the monthly bill comes.

Say if the following statements are true or false:

1. Banks in the USA are usually open on weekends.

2. Many people hardly ever go into a bank to get money from a teller.

3. To get cash from your account you insert a plastic card in the automatic teller machine.

4. Most people carry a few plastic cards.

Now answer the questions:

1. What time do banks open in your city?

2. What time do they close?

3. Can you go to a bank on Saturday or Sunday?

4. Have you ever used an automatic teller machine? When?

5. Have you ever used a drive-through window? Where?

6. Do you have one or more credit cards? Which ones?

Find British English words for:

- automatic teller machine

- traveler's check

- parking space

- on the weekend

- fill in the form

- store

- hall