Offi-Guid-TOEFL

-RXVSHYGMRK XLI 83)*0 M&8

6IEH XLMW K 8LI QEMR JIEXYVIW SJ XLI 83)*0 M&8

GLETXIV K ;LEX OMRHW SJ UYIWXMSRW EVI SR XLI XIWX

XS PIEVR K ,S[ ]SY GER YWI XLMW FSSO XS LIPT ]SY KIX E

FIXXIV WGSVI

LMW 3JJMGMEP +YMHI LEW FIIR GVIEXIH XS LIPT )RKPMWL PERKYEKI PIEVRIVW

8YRHIVWXERH XLI 83)*0 -RXIVRIX FEWIH 8IWX M&8 ERH TVITEVI JSV MX &] TVITEVMRK JSV XLI XIWX ]SY [MPP EPWS FI FYMPHMRK XLI WOMPPW ]SY RIIH XS WYG

GIIH MR ER EGEHIQMG WIXXMRK ERH KS ER][LIVI MR ]SYV GEVIIV ERH MR PMJI

+IXXMRK 7XEVXIH

7XEVX ]SYV TVITEVEXMSR JSV XLI 83)*0 M&8 F] VIEHMRK XLI JSPPS[MRK MQTSVXERX MRJSVQEXMSR EFSYX XLI XIWX XIWXMRK VIUYMVIQIRXW ERH ]SYV 83)*0 WGSVIW

8LI 83)*0 8IWX h 8LI 8IWX 8LEX 8EOIW =SY *EVXLIV

9RHIVKVEHYEXI KVEHYEXI ERH TSWXKVEHYEXI TVSKVEQW EVSYRH XLI [SVPH VIUYMVI WXYHIRXW XS HIQSRWXVEXI XLIMV EFMPMX] XS GSQQYRMGEXI MR )RKPMWL EW ER IRXVERGI VIUYMVIQIRX

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

83)*0 7GSVIW 'ER ,IPT =SY +S %R][LIVI

8LI 83)*0 XIWX QIEWYVIW LS[ [IPP WXYHIRXW YWI )RKPMWL RSX NYWX XLIMV ORS[P IHKI SJ XLI PERKYEKI &IGEYWI MX MW E ZEPMH ERH VIPMEFPI XIWX [MXL YRFMEWIH SFNIG XMZI WGSVMRK XLI 83)*0 XIWX GSRJMVQW XLEX E WXYHIRX LEW XLI )RKPMWL PERKYEKI WOMPPW RIGIWWEV] XS WYGGIIH MR ER EGEHIQMG WIXXMRK

8LEXtW [L] MX MW XLI QSWX LMKLP] VIKEVHIH ERH [MHIP] EGGITXIH XIWX MR XLI [SVPH 1SVI XLER GSPPIKIW YRMZIVWMXMIW ERH EKIRGMIW MR GSYRXVMIW

-RXVSHYGMRK XLI 83)*0 M&8

EGGITX 83)*0 WGSVIW WS WXYHIRXW LEZI XLI JPI\MFMPMX] XS YWI XLIMV 83)*0 XIWX WGSVIW [SVPH[MHI 8LI 83)*0 XIWX MW EPWS XLI QSWX EGGIWWMFPI )RKPMWL PERKYEKI XIWX -X MW EHQMRMWXIVIH EX QSVI XLER XIWX GIRXIVW MR GSYRXVMIW 1SVI XLER QMPPMSR TISTPI LEZI XEOIR XLI XIWX WMRGI

;LS 'VIEXIW XLI 83)*0 8IWX#

)87 )HYGEXMSREP 8IWXMRK 7IVZMGI MW XLI RSRTVSJMX IHYGEXMSREP SVKERM^EXMSR XLEX HIZIPSTW ERH EHQMRMWXIVW XLI 83)*0 XIWX

;LEX -W XLI 83)*0 M&8#

8LI 83)*0 M&8 MW ER -RXIVRIX FEWIH XIWX M&8 HIPMZIVIH MR WIGYVI XIWXMRK GIRXIVW EVSYRH XLI [SVPH 8LI 83)*0 M&8 VITPEGIH XLI 83)*0 GSQTYXIV FEWIH XIWX'&8 8LI TETIV ERH TIRGMP 4&8 ZIVWMSR SJ XLI XIWX MW WXMPP SJJIVIH MR WSQI PSGEXMSRW [LIVI M&8 XIWXMRK MW RSX TSWWMFPI

;LS -W 6IUYMVIH XS 8EOI XLI 83)*0 8IWX#

-J ]SYV JMVWX SV REXMZI PERKYEKI MW 238 )RKPMWL MX MW PMOIP] XLEX XLI GSPPIKI SV YRM ZIVWMX] XLEX ]SY [MWL XS EXXIRH [MPP VIUYMVI ]SY XS XEOI XLMW XIWX ,S[IZIV ]SY WLSYPH GLIGO [MXL IEGL MRWXMXYXMSR XS [LMGL ]SY EVI ETTP]MRK JSV EHQMWWMSR

,S[ -W XLI 83)*0 9WIH MR XLI %HQMWWMSRW 4VSGIWW#

=SYV XIWX WGSVIW [MPP FI GSRWMHIVIH XSKIXLIV [MXL SXLIV MRJSVQEXMSR ]SY WYTTP] XS XLI MRWXMXYXMSR XS HIXIVQMRI MJ ]SY LEZI XLI ETTVSTVMEXI EGEHIQMG ERH PERKYEKI FEGOKVSYRH XS FI EHQMXXIH XS E VIKYPEV SV QSHMJMIH TVSKVEQ SJ WXYH] 3JXIR ]SYV JMIPH SJ WXYH] ERH [LIXLIV ]SY EVI ETTP]MRK EW E KVEHYEXI SV YRHIVKVEHYEXI WXYHIRX [MPP HIXIVQMRI [LEX 83)*0 WGSVIW ]SY RIIH

-W 8LIVI E 1MRMQYQ %GGITXEFPI 7GSVI#

)EGL MRWXMXYXMSR XLEX YWIW 83)*0 WGSVIW WIXW MXW S[R QMRMQYQ PIZIP SJ EGGITX EFPI TIVJSVQERGI 8LIWI QMRMQYQW ZEV] JVSQ SRI MRWXMXYXMSR XS ERSXLIV HITIRHMRK SR JEGXSVW WYGL EW XLI ETTPMGERXtW JMIPH SJ WXYH] XLI PIZIP SJ WXYH]YRHIVKVEHYEXI SV KVEHYEXI [LIXLIV XLI ETTPMGERX [MPP FI E XIEGLMRK EWWMWXERX ERH [LIXLIV XLI MRWXMXYXMSR SJJIVW )RKPMWL EW E 7IGSRH 0ERKYEKI WYTTSVX JSV MXW WXYHIRXW

-RXVSHYGMRK XLI 83)*0 M&8

,S[ XS 9WI 8LMW I&SSO

8LMW I&SSO KMZIW ]SY MRWXVYGXMSR TVEGXMGI ERH EHZMGI SR WXVEXIKMIW JSV TIVJSVQ

MRK [IPP SR XLI 83)*0 M&8

F'LETXIV TVSZMHIW ER SZIVZMI[ SJ XLI XIWX MRJSVQEXMSR EFSYX XIWX WGSVIW ERH ER MRXVSHYGXMSR XS XLI SR WGVIIR ETTIEVERGI SJ XLI HMJJIVIRX TEVXW SJ XLI 83)*0 M&8 EPSRK [MXL KIRIVEP XIWX XEOMRK WYKKIWXMSRW

F'LETXIVW ERH TVSZMHI MR HITXL HMWGYWWMSRW SJ XLI OMRHW SJ UYIW XMSRW XLEX ETTIEV MR IEGL TEVX SJ XLI 83)*0 M&8 )EGL GLETXIV EPWS MRGPYHIW TVEGXMGI UYIWXMSRW ERH I\TPEREXMSRW SJ GSVVIGX ERW[IVW WS XLEX ]SY [MPP YRHIVWXERH XLI EGXYEP GSQQYRMGEXMZI WOMPPW XLEX EVI FIMRK XIWXIH MR IEGL WIGXMSR

F'LETXIVW ERH TVSZMHI X[S JYPP PIRKXL EGXYEP 83)*0 M&8 XIWXW XLEX [MPP KMZI ]SY ER IWXMQEXI SJ LS[ ]SY [SYPH TIVJSVQ SR XLI EGXYEP I\EQ

F8LI HS[RPSEHEFPI IPIGXVSRMG JMPIW TVSZMHI SR WGVIIR ZIVWMSRW SJ FSXL JYPP PIRKXL EGXYEP 83)*0 M&8 XIWXW JVSQ 'LETXIVW ERH 8LI] EPWS MRGPYHI RYQFIVIH EYHMS XVEGOW JSV EPP SJ XLI PMWXIRMRK TEWWEKIW XLEX EGGSQTER] XLI TVEGXMGI UYIWXMSRW MR XLMW FSSO *SV QSVI MRJSVQEXMSR EFSYX LS[ XS YWI XLIQ WII XLI MRWXVYGXMSR TEKIW EX XLI WXEVX SJ XLMW I&SSO

=SY GER YWI XLMW FSSO XS JEQMPMEVM^I ]SYVWIPJ [MXL XLI ETTIEVERGI PIRKXL ERH JSVQEX SJ XLI 83)*0 M&8 *SV EHHMXMSREP TVEGXMGI ERH XS I\TIVMIRGI XLI VIEP XIWX KS XS 83)*0 4VEGXMGI 3RPMRI EX [[[ IXW SVK XSIJPTVEGXMGI 83)*0 4VEGXMGI 3RPMRI SJJIVW

F % VIEP 83)*0 M&8 I\TIVMIRGI

F % ZEVMIX] SJ TVEGXMGI XIWXW XLEX LIPT TVITEVI ]SY JSV XIWX HE]

F -RWXERX WGSVIW ERH TIVJSVQERGI JIIHFEGO SR EPP JSYV XIWXIH WOMPPW

F %GGIWW XS HMWGYWWMSR FSEVHW

83)*0 4VEGXMGI 3RPMRI GER LIPT ]SY FIGSQI JEQMPMEV [MXL XLI XSSPW EZEMPEFPI MR XLI 83)*0 M&8 ERH [LEX MX MW PMOI XS ERW[IV XLI UYIWXMSRW YRHIV XMQIH GSRHM XMSRW 8LMW 3JJMGMEP +YMHI [MPP LIPT ]SY YRHIVWXERH XLI PERKYEKI WOMPPW ]SY [MPP RIIH XS WYGGIIH SR XLI XIWX ERH MR XLI GPEWWVSSQ

9WI XLI TVEGXMGI XIWXW MR XLMW I&SSO ERH JVSQ 83)*0 4VEGXMGI 3RPMRI XS HIXIV QMRI [LMGL SJ ]SYV WOMPPW EVI XLI [IEOIWX 8LIR JSPPS[ XLI EHZMGI MR IEGL WOMPP GLETXIV XS MQTVSZI XLSWI WOMPPW =SY WLSYPH YWI SXLIV QEXIVMEPW XS WYTTPIQIRX XLI TVEGXMGI XIWX UYIWXMSRW MR XLMW FSSO

-RXVSHYGMRK XLI 83)*0 M&8

&IGEYWI XLI 83)*0 M&8 MW HIWMKRIH XS EWWIWW XLI EGXYEP WOMPPW ]SY [MPP RIIH XS FI WYGGIWWJYP MR ]SYV WXYHMIW XLI ZIV] FIWX [E] XS HIZIPST XLI WOMPPW FIMRK QIEW YVIH SR XLI 83)*0 M&8 XIWX MW XS WXYH] MR ER )RKPMWL TVSKVEQ XLEX JSGYWIW SR

F GSQQYRMGEXMSR YWMRK EPP JSYV WOMPPW IWTIGMEPP] WTIEOMRK

F MRXIKVEXIH WOMPPW M I PMWXIRMRK VIEHMRK WTIEOMRK PMWXIRMRK VIEHMRK [VMXMRK

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

-R EHHMXMSR ]SY QMKLX XV] XLIWI EGXMZMXMIW

F 7GER XLI TEWWEKIW XS JMRH ERH LMKLPMKLX OI] JEGXW HEXIW RYQFIVW XIVQW ERH MRJSVQEXMSR

F -RGVIEWI ZSGEFYPEV] ORS[PIHKI TIVLETW F] YWMRK JPEWLGEVHW

F6EXLIV XLER GEVIJYPP] VIEHMRK IEGL [SVH ERH IEGL WIRXIRGI TVEGXMGI WOMQQMRK E TEWWEKI UYMGOP] XS KIX E KIRIVEP MQTVIWWMSR SJ XLI QEMR MHIE

F 'LSSWI WSQI YRJEQMPMEV [SVHW MR XLI TEWWEKI ERH KYIWW XLI QIERMRKW JVSQ XLI GSRXI\X WYVVSYRHMRK WIRXIRGIW

F7IPIGX EPP XLI TVSRSYRW LI LMQ XLI] XLIQ IXG ERH MHIRXMJ] [LMGL RSYRW IEGL SRI VIJIVW XS MR XLI TEWWEKI

F4VEGXMGI QEOMRK MRJIVIRGIW ERH HVE[MRK GSRGPYWMSRW FEWIH SR [LEX MW MQTPMIH MR XLI TEWWEKI EW E [LSPI

%PP %FSYX XLI 83)*0 M&8

8LI 83)*0 M&8 GSRWMWXW SJ JSYV WIGXMSRW 6IEHMRK 0MWXIRMRK 7TIEOMRK ERH ;VMX MRK 8LI IRXMVI XIWX MW EFSYX JSYV LSYVW PSRK ERH EPP WIGXMSRW EVI XEOIR SR XLI WEQI HE]

/I] *IEXYVIW

F8LI 83)*0 M&8 XIWXW EPP JSYV PERKYEKI WOMPPW XLEX EVI MQTSVXERX JSV IJJIGXMZI GSQQYRMGEXMSR WTIEOMRK PMWXIRMRK VIEHMRK ERH [VMXMRK 8LI 83)*0 M&8 IQTLEWM^IW XLI WXYHIRXtW EFMPMX] XS YWI )RKPMWL IJJIGXMZIP] MR EGEHIQMG WIXXMRKW

-RXVSHYGMRK XLI 83)*0 M&8

F-X VIJPIGXW LS[ PERKYEKI MW VIEPP] YWIH 83)*0 M&8 YWIW MRXIKVEXIH XEWOW XLEX GSQFMRI QSVI XLER SRI WOMPP NYWX EW MR VIEP EGEHIQMG WIXXMRKW 8LI MRXIKVEXIH UYIWXMSRW EWO XIWX XEOIVW XS

X VIEH PMWXIR ERH XLIR WTIEO MR VIWTSRWI XS E UYIWXMSR

X PMWXIR ERH XLIR WTIEO MR VIWTSRWI XS E UYIWXMSR

X VIEH PMWXIR ERH XLIR [VMXI MR VIWTSRWI XS E UYIWXMSR

F-X VITVIWIRXW XLI FIWX TVEGXMGIW MR PERKYEKI PIEVRMRK ERH XIEGLMRK 0IEVRMRK )RKPMWL YWIH XS JSGYW SR PIEVRMRK EFSYX XLI PERKYEKI IWTIGMEPP] KVEQ QEV ERH WXYHIRXW GSYPH VIGIMZI LMKL WGSVIW SR XIWXW [MXLSYX FIMRK EFPI XS GSQQYRMGEXI 2S[ XIEGLIVW ERH PIEVRIVW YRHIVWXERH XLI MQTSVXERGI SJ YWMRK )RKPMWL XS GSQQYRMGEXI ERH EGXMZMXMIW XLEX MRXIKVEXI PERKYEKI WOMPPW EVI TSTYPEV MR QER] )RKPMWL PERKYEKI TVSKVEQW

*SVQEX

F83)*0 M&8 MW EHQMRMWXIVIH ZME GSQTYXIV JVSQ E WIGYVI MRXIVRIX FEWIH RIX[SVO

F-RWXVYGXMSRW JSV ERW[IVMRK UYIWXMSRW EVI KMZIR [MXL IEGL WIGXMSR 8LIVI MW RS GSQTYXIV XYXSVMEP

F83)*0 M&8 MW RSX GSQTYXIV EHETXMZI )EGL XIWX XEOIV VIGIMZIW MXIQW XLEX GSZIV XLI JYPP VERKI SJ EFMPMX]

F8IWX XEOIVW GER XEOI RSXIW XLVSYKLSYX XLI IRXMVI XIWX %X XLI IRH SJ XIWXMRK EPP RSXIW EVI GSPPIGXIH ERH HIWXVS]IH EX XLI XIWX GIRXIV XS IRWYVI XIWX WIGYVMX]

F*SV XLI 7TIEOMRK WIGXMSR XIWX XEOIVW [IEV RSMWI GERGIPPMRK LIEHTLSRIW ERH WTIEO MRXS E QMGVSTLSRI 6IWTSRWIW EVI HMKMXEPP] VIGSVHIH ERH WIRX XS )87tW 3RPMRI 7GSVMRK 2IX[SVO

F*SV XLI ;VMXMRK WIGXMSR XIWX XEOIVW QYWX X]TI XLIMV VIWTSRWIW 8LI X]TIH VIWTSRWIW EVI WIRX XS )87tW 3RPMRI 7GSVMRK 2IX[SVO

F,YQER VEXIVW XVEMRIH ERH GIVXMJMIH F] )87 VEXI XLI 7TIEOMRK ERH ;VMX MRK VIWTSRWIW

F 7GSVIW EVI VITSVXIH FSXL SRPMRI ERH F] QEMP

8LI JSPPS[MRK GLEVX WLS[W XLI TSWWMFPI RYQFIV SJ UYIWXMSRW ERH XLI XMQMRK JSV IEGL WIGXMSR 8LI XMQI PMQMX JSV IEGL WIGXMSR ZEVMIW EGGSVHMRK XS XLI RYQFIV SJ UYIWXMSRW )ZIV] XIWX GSRXEMRW EHHMXMSREP UYIWXMSRW MR XLI 6IEHMRK SV 0MWXIRMRK WIGXMSR

8IWX *SVQEX

-RXVSHYGMRK XLI 83)*0 M&8

8SSP &EV

8LI SR WGVIIR XSSP FEV MR IEGL WIGXMSR EPPS[W ]SY XS REZMKEXI XLVSYKL XLI XIWX [MXL IEWI *SPPS[MRK EVI I\EQTPIW SJ XIWXMRK XSSPW JVSQ XLI 0MWXIRMRK ERH 6IEH MRK WIGXMSRW SJ XLI XIWX 8LI WIGXMSR MW EP[E]W PMWXIH MR XLI YTTIV PIJX LERH GSVRIV SJ XLI XSSP FEV

8LMW MW [LEX XLI XSSP FEV PSSOW PMOI MR XLI 0MWXIRMRK WIGXMSR

F=SY [MPP EP[E]W ORS[ [LEX UYIWXMSR ]SY EVI SR ERH LS[ QYGL XMQI MW VIQEMRMRK MR XLI WIGXMSR -X MW TSWWMFPI XS LMHI XLI GPSGO EX ER] XMQI F] GPMGOMRK SR ,MHI 8MQI

F :SPYQI EPPS[W ]SY XS EHNYWX XLI ZSPYQI SJ XLI 0MWXIRMRK TEWWEKIW

F,IPT EPPS[W ]SY XS KIX VIPIZERX LIPT ;LIR ]SY YWI XLI ,IPT JIEXYVI XLI GPSGO HSIW RSX WXST

F 2I\X EPPS[W ]SY XS TVSGIIH XS XLI RI\X UYIWXMSR

F3RGI ]SY GPMGO SR 2I\X ]SY GER GSRJMVQ ]SYV ERW[IVW F] GPMGOMRK SR 3/ -R XLI 0MWXIRMRK WIGXMSR ]SY GERRSX WII E UYIWXMSR EKEMR SRGI ]SY GPMGO SR 3/

8LI XSSP FEV JSV XLI 6IEHMRK WIGXMSR LEW WSQI MQTSVXERX JIEXYVIW

=SY GER ZMI[ XLI IRXMVI TEWWEKI [LIR ERW[IVMRK UYIWXMSRW *SV WSQI UYIW

XMSRW ]SY RIIH XS GPMGO SR :MI[ 8I\X XS WII XLI IRXMVI TEWWEKI

=SY GER ZMI[ EPP ]SYV ERW[IVW F] GPMGOMRK SR 6IZMI[ 8LMW EPPS[W ]SY XS VIXYVR XS ER] SXLIV UYIWXMSR ERH GLERKI ]SYV ERW[IV =SY GER EPWS WII [LMGL UYIWXMSRW ]SY LEZI WOMTTIH ERH WXMPP RIIH XS ERW[IV

-R XLI 6IEHMRK WIGXMSR ]SY GER EPWS GPMGO SR &EGO EX ER] XMQI XS VIXYVR XS XLI

TVIZMSYW UYIWXMSR

-RXVSHYGMRK XLI 83)*0 M&8

83)*0 M&8 6IEHMRK 7IGXMSR

%GEHIQMG 6IEHMRK 7OMPPW

8LI 6IEHMRK WIGXMSR QIEWYVIW ]SYV EFMPMX] XS YRHIVWXERH YRMZIVWMX] PIZIP EGE HIQMG XI\XW ERH TEWWEKIW -R QER] EGEHIQMG WIXXMRKW EVSYRH XLI [SVPH WXYHIRXW EVI I\TIGXIH XS VIEH ERH YRHIVWXERH MRJSVQEXMSR JVSQ XI\XFSSOW ERH SXLIV EGEHIQMG QEXIVMEPW [VMXXIR MR )RKPMWL 8LI JSPPS[MRK EVI XLVII TYVTSWIW JSV EGE HIQMG VIEHMRK

F IJJIGXMZIP] WGERRMRK XI\X JSV OI] JEGXW ERH MQTSVXERX MRJSVQEXMSR

F MRGVIEWMRK VIEHMRK JPYIRG] ERH VEXI

FYRHIVWXERHMRK XLI KIRIVEP XSTMG SV QEMR MHIE QENSV TSMRXW MQTSVXERX JEGXW ERH HIXEMPW ZSGEFYPEV] MR GSRXI\X ERH TVSRSYR VIJIVIRGIW

F QEOMRK MRJIVIRGIW EFSYX [LEX MW MQTPMIH MR E TEWWEKI

F VIGSKRM^MRK XLI SVKERM^EXMSR ERH TYVTSWI SJ E TEWWEKI

F YRHIVWXERHMRK VIPEXMSRWLMTW FIX[IIR MHIEW

F SVKERM^MRK MRJSVQEXMSR MRXS E GEXIKSV] GLEVX SV E WYQQEV] MR SVHIV XS VIGEPP QENSV TSMRXW ERH MQTSVXERX HIXEMPW

F MRJIVVMRK LS[ MHIEW XLVSYKLSYX XLI TEWWEKI GSRRIGX

(IWGVMTXMSR

6IEHMRK 7IGXMSR *SVQEX

6IEHMRK 4EWWEKIW

8LI 83)*0 M&8 YWIW VIEHMRK TEWWEKIW JVSQ YRMZIVWMX] PIZIP XI\XFSSOW XLEX MRXVS HYGI E HMWGMTPMRI SV XSTMG 8LI I\GIVTXW EVI GLERKIH EW PMXXPI EW TSWWMFPI WS XLI 83)*0 M&8 GER QIEWYVI LS[ [IPP WXYHIRXW GER VIEH EGEHIQMG QEXIVMEP

8LI TEWWEKIW GSZIV E ZEVMIX] SJ HMJJIVIRX WYFNIGXW =SY WLSYPH RSX FI GSR GIVRIH MJ ]SY EVI YRJEQMPMEV [MXL E XSTMG 8LI TEWWEKI GSRXEMRW EPP XLI MRJSVQE XMSR RIIHIH XS ERW[IV XLI UYIWXMSRW

4VSRSYR VIJIVIRGIW 8LI RSYRW XLEX TVSRSYRW VIJIV XS MR E TEWWEKI

1EOI ER MRJIVIRGI 8S GSQTVILIRH ER EVKYQIRX SV ER MHIE XLEX MW WXVSRKP] WYKKIWXIH FYX RSX I\TPMGMXP] WXEXIH MR E TEWWEKI

-RXVSHYGMRK XLI 83)*0 M&8

%PP TEWWEKIW EVI GPEWWMJMIH MRXS XLVII FEWMG GEXIKSVMIW

F I\TSWMXMSR

F EVKYQIRXEXMSR

F LMWXSVMGEP

3JXIR TEWWEKIW TVIWIRX MRJSVQEXMSR EFSYX XLI XSTMG JVSQ QSVI XLER SRI TIV WTIGXMZI SV TSMRX SJ ZMI[ 8LMW MW WSQIXLMRK ]SY WLSYPH RSXI EW ]SY VIEH 9WYEPP] ]SY EVI EWOIH EX PIEWX SRI UYIWXMSR XLEX EPPS[W ]SY XS HIQSRWXVEXI XLEX ]SY YRHIVWXSSH XLI KIRIVEP SVKERM^EXMSR SJ XLI TEWWEKI 'SQQSR SVKERM^EXMSR X]TIW XLEX ]SY WLSYPH FI EFPI XS VIGSKRM^I EVI

F GPEWWMJMGEXMSR

F GSQTEVI GSRXVEWX

F GEYWI IJJIGX

F TVSFPIQ WSPYXMSR

=SY QYWX VIEH XLVSYKL SV WGVSPP XS XLI IRH SJ IEGL TEWWEKI FIJSVI VIGIMZMRK UYIWXMSRW SR XLEX TEWWEKI 3RGI XLI UYIWXMSRW ETTIEV XLI TEWWEKI ETTIEVW SR XLI VMKLX WMHI SJ XLI GSQTYXIV WGVIIR 8LI UYIWXMSRW EVI SR XLI PIJX 7II XLI MPPYWXVE XMSR XLEX JSPPS[W

)\TSWMXMSR 1EXIVMEP XLEX TVSZMHIW ER I\TPEREXMSR SJ E XSTMG

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