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Vocabulary

toreimburse–возмещать,компенсировать,оплачивать,рамбурсировать

consumercredit–потребительскийкредит

storecard–(амер.)рекламнаякарточкасописаниемтовара

personalloan–ссудачастномулицу

retailloan–ссударозничнойторговле

mandatory–обязательный

optional-необязательный

creditinsurance–кредитноестрахование,страхованиекредитныхопераций

8.GiveRussianequivalents:

tograntaloan

togenerateadebttradecredit

purchaseagreementmotor(auto)finance

arrangementfee

9.Choosewordsfromthelisttofillinthegaps,thenusethemtomakesentences:

arrangement,optional,monetary,purchase,delayed

1. agreement

2. fees

3. payments

4. systems

5. costs

10.Fillinthegapswiththewordsandexpressionsfromthetext:

1.Providedresourcesare

atalaterdate.

2.Bartereconomiesarebasedon

ofgoodsandservices.

3.Creditisfrequentlyofferedasapartofthetermsof .

4.Acreditmanagerisemployedby .

5.Theterm

issynonymoustocredithistoryortocreditscore.

11.Answerthequestions:

1.Whatiscredit?

2.Howarethepartiescalled?

3.Whatcancreditbebasedon?

4.Whatdoestheterm“tradecredit”referto?

6.Whatarecommonformsofconsumercredit?

7.Whatisthecostofcredit?Whatdoesitinclude?

8.Whatiscredithistory?

12.Usewords/phrasesfromthelisttohelpyouretellthetext:provisionofresources,acreditor,alender,financialinstability,apurchaseagreement,consumercredit,costofcredit,credithistory

Unit6 Applyingforthejob

1.Translatethefollowingwordsusingthedictionaryifnecessary.Thenfillinthegapsinthetextbelow.

toapplyfor,toshort-list,skills,applicationform,tofillout,coverletter

(US)(GBcoveringletter),tofollow,toproofread,candidates,blank.

(2)

Whenyou(1)

thejob,youareusuallyaskedtoleavetheaswellasyourresume(GBcurriculumvitaeor

CV)anda(3)

.Companiesliketohavestandardized

formscontaininginformationabout(4)

.Thismakes

comparisonsimplerandalsomakesiteasierforacompanyto

(5)

candidatesfortheinterview.Itisveryimportantthat

youwritedownallyourabilitiesand(6)

provided.

inthespaces

Remember,thisisemployersfirstimpressionofyousoitisvery

importantthatyou(7)

theformaccurately.Readtheform

verycarefullyandanswereachquestionhonestly.Showtheemployers

thatyouareableto(8)

instructions.Donotleaveany

sections(9)

_.Itisnecessaryto(10)

your

applicationbeforeyouturnitin.

2.Speaking.Whatinformationisitnecessarytoincludeinaresume?

3.Readthefollowingstatementsaboutpreparingaresume.Doyouagreeordisagreewiththem?Discussyouropinionsinthegroup.

Whenpreparingaresume,youshould….

1.alwaysgiveyourageandmaritalstatus.

2.provideacurrentaddressandphonenumber.

3.alwaysuseyourfriendsasreferences.

4.listallyouremployers,experience.

5.alwaysincludecopiesofpersonalreferences.

6.useareliable,non-gimmickye-mailaddress.

4.Readthestepsforpreparingaresumeandnumbertheminthebestorder.Thefirstonehasbeendoneforyou.

Includeabriefoutlineofyourhobbiesandinterests.

Providethenamesofthreereferenceswhocanbecontactedbya

prospectiveemployer.

1

Includeyourname,andcurrentaddress,e-mailaddress,and

telephone(s)number.

Outlineyoureducationalhistorystartingwithyourmostrecent

studies.

Includeothertrainingandcoursesthatyouhavetaken.

Listyourworkexperiencestartingwithyourmostrecent

employment.

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