Closing the account

28. As we no longer need our account №... with you, we request that the account be closed.

29. Due to the discrepancies which have arisen, we are sorry to inform you that we no longer wish to carry an account with you. Please close our account №...

30. The closing balance in our account is to be directed to... (bank) in...

31. The closing debit balance including your claims of interest and commission will be made good immediately after receipt of your final statement.

Overdraft

32. Gentlemen,

33. With reference to our previous business relations, we would be pleased to receive the conditions, on which you would allow us to overdraw our account at your bank up to the amount of...

34. We would like to inform you that we intend to make only occasional use of such overdrafts.

35. Yours sincerely

Investment of capital

36. Dear Sirs,

37. Could you please send us some information on how at present to invest temporarily available funds in the amount of....

38. We are looking forward to an early reply.

39. Yours sincerely

40. Dear Sirs,

41. We intend to transfer an amount of... from our current account to a time deposit account for a period of ... days. Please let us know the rate of interest you are ready to pay us.

42. Yours sincerely

Presenting a check for payment

43. Gentlemen,

44. Enclosed please find a check in the amount of ... which is to be deposited in our account №....

45. We would like to be informed of the results as soon as possible.

46. Thank you for your cooperation.

47. Yours sincerely,

48. Enclosure:

49. Сheck

Payment order

50. Dear Sirs,

51. Please cable on our behalf... from our account №... to the order of... in... to their account with.... (bank) in payment of invoice №... dated...

52. Expenses are to be charged to the receiver.

53. Thank you for your cooperation.

54. Yours sincerely

Application for credit

55. For further financing of our business activities we would like to have some information about your conditions for granting: a credit on our current account; an overdraft on our current account; a long-term loan; a discount credit in the amount of...

56. We would also like to be informed of the credit margin you will be able to grant us.

57. We require this credit: for short term; only occasionally; only until payment is received; to pay for raw materials.

58. We have been your customer for the past five years. This will enable you to check on our credit rating.

59. Enclosed, please, find our balance sheets for the past three years. We are looking forward to your considering this matter and granting us a credit.

Delay in payment or non-payment

60. Dear Sirs,

61. The remitters state that the beneficiaries have not received these funds. Please investigate this matter and let us know the date of payment or reason for delay or non-payment.

62. Yours faithfully

A letter sent when the remittance has not been received

63. Gentlemen:

64. We refer to the letter dated April 23, 2006, copy enclosed for easy reference. Please be advised that we have reviewed our records and cannot locate ever receiving the above remittance. So that we may further investigate this matter kindly supply us with photocopies of the checks, if copies are not available, with a complete description of each item, including American Traveller's Cheques.

65. We thank you for your cooperation and hope to be hearing from you soon.

66. Very truly yours