- •Рецензенты:
- •Ю.А. Башкатова;
- •А.В. Колегаева
- •Предисловие
- •Lesson 1
- •1.2 Read and translate the text Financial institutions
- •1.3 Answer the questions to the text:
- •1.11 Read the dialogue
- •1.12 Role play. Work in pairs. Make up dialogues of your own.
- •1.13 Translate into English
- •1.14 Fill in the blanks with proper words given below:
- •Correspondent banking relationship
- •1.15 Comprehension questions
- •Lesson 2
- •2.1 Study the following words and phrases:
- •2.2 Read and translate the text Federal Reserve System
- •2.3 Answer the questions to the text:
- •2.8 Choose the correct answer
- •2.9 Choose one phrase that expresses the main idea of the text
- •2.10 Substitution Drill
- •2.11 Read the dialogue
- •2.12 Role play. Work in pairs. Make up dialogues of your own.
- •2.13 Describe the procedures of the Fed and their effect on the economy.
- •2.14 Translate into English
- •Lesson 3
- •3.1 Study the following words and phrases:
- •3.2 Read and translate the text Developments in banking
- •3.3 Answer the questions to the text:
- •3.8 Choose the correct answer
- •3.9 Choose one phrase that expresses the main idea of the text
- •3.10 Substitution drill
- •3.11 Read the dialogue
- •3.12 Role play. Work in pairs. Make up dialogues of your own.
- •3.13 Translate into English
- •3.14 Fill in the blanks with proper words given below:
- •Transferring funds abroad
- •3.15 Comprehension questions
- •Lesson 4
- •Study the following words and phrases:
- •4.2 Read and translate the text Financial management
- •4.3 Answer the questions to the text:
- •4.8 Choose the correct answer
- •4.9 Choose one phrase that expresses the main idea of the text:
- •4.10 Substitution drill
- •4.11 Read the dialogue
- •4.12 Role play. Work in pairs. Make up dialogues of your own.
- •4.13 Fill in the blanks with proper words given below:
- •International movement of currency
- •4.14 Comprehension questions
- •Lesson 5
- •5.1 Study the following words and phrases:
- •5.2 Read and translate the text How funds flow through a business
- •5.3 Answer the questions to the text:
- •5.8 Choose the correct answer
- •5.9 Substitution drill
- •5.10 Read the dialogue
- •5.11 Role play. Work in pairs. Make up dialogues of your own.
- •5.12 Translate into English
- •5.13 Fill in the blanks with proper words given below:
- •Letters of credit
- •5.14 Comprehension questions
- •Lesson 6
- •Study the following words and phrases:
- •6.2 Read and translate the text Starting - up financing
- •6.3 Answer the questions to the text:
- •6.8 Choose one phrase that expresses the main idea of the text
- •6.9 Substitution drill
- •6.10 Read the dialogue
- •6.11 Role play. Work in pairs. Make up dialogues of your own.
- •6.12 Translate into English
- •6.13 Fill in the blanks with proper words given below:
- •Commercial bank lending I
- •6.14 Comprehension questions
- •Lesson 7
- •7.1 Study the following words and phrases:
- •7.2 Read and translate the text Sources of funds I
- •7.3 Answer the questions to the text:
- •7.8 Choose the correct answer
- •7.9 Choose one phrase that expresses the main idea of the text
- •7.10 Substitution drill
- •7.11 Read the dialogue
- •7.12 Role play. Work in pairs. Make up dialogues of your own.
- •7.13 Translate into English
- •7.14 Fill in the blanks with proper words given below:
- •Commercial bank lending II
- •7. 15 Comprehensive questions
- •Lesson 8
- •8.1 Study the following words and phrases:
- •8.2 Read and translate the text Sources of funds II
- •8.3 Answer the questions to the text:
- •8.4 Find the English equivalents to the following phrases in the text:
- •8.5 Make up ten English sentences using words from the active vocabulary of the lesson
- •8.6 Which passage of the text contains information on:
- •8.7 Are these statements true, false, or not mentioned in the text?
- •8.8 Choose the correct answer
- •8.9 Choose one phrase that expresses the main idea of the text
- •8.10 Substitution drill
- •8.11 Read the dialogue
- •8.12 Role play. Work in pairs. Make up dialogues of your own.
- •8.13 Translate into English
- •Lesson 9
- •9.1 Study the following words and phrases:
- •9.2 Read and translate the text Long term financing (common stock, preferred stock)
- •9.3 Answer the questions to the text:
- •9.4 Find the English equivalents to the following phrases in the text:
- •9.10 Read the dialogue
- •9.11 Role play. Work in pairs. Make up dialogues of your own.
- •9.12 Fill in the blanks with proper words given below:
- •Foreign exchange I
- •9.13 Comprehension questions
- •Lesson 10
- •10.1 Study the following words and phrases:
- •10.2 Read and translate the text
- •Investors
- •10.3 Answer the questions to the text:
- •10.10 Read the dialogue
- •10.11 Role play. Work in pairs. Make up dialogues of your own.
- •10.12 Translate into English
- •Bibliography
- •Dictionaries
- •Содержание
- •Демиденко Ксения Анатольевна
- •650992, Г. Кемерово, пр. Кузнецкий, 39. Тел 75-74-16.
1.11 Read the dialogue
Dick and Sally, university tutors, are discussing their financial problems
D: Hello, Sally!
S: Hi, Dick! Happy to see you again. How are things with you?
D: Not bad. And how are you doing?
S: I’ve a problem, you know. I’ve just wrecked my new automobile. Had an accident and I need money to have it repaired.
D: Oh, I think I can help you. Haven’t you heard about the credit union that we formed?
S: Why, no! Could you tell me what it is?
D: It was a great idea! The members of our department pooled their money and now anyone can apply for a loan if necessary.
S: And may I join the union?
D: Of course you may. As a rule, a credit union consists of members of a specific group, such as university employees. And we belong to the same university.
S: Great! And how much do I have to pay?
D: Well, we require a minimum deposit - something about 100 dollars. And our credit union pays a higher interest rate than many other financial institutions on similar accounts.
S: That also sounds good. And who manages the pool?
D: I do.
S: Fine! Then I’ll have my car repaired pretty soon!
Words and expressions
accident (n) |
- несчастный случай |
to repair (v) |
- ремонтировать |
pool (n) |
- общий фонд |
to pool (v) |
- создавать общий фонд |
to apply for (v) |
- обращаться за чем-либо |
if necessary |
- в случае необходимости |
to join (v) |
- присоединяться, вступать |
of course |
- конечно |
as a rule |
- как правило |
to consist of (v) |
- состоять из |
such as |
- как, например, ... |
to belong to (v) |
- принадлежать |
have to |
- вынужден, приходится |
to require (v) |
- требовать |
similar |
- сходный, подобный |
to manage (v) |
- управлять; успешно справляться с чем-либо |
pretty soon |
- очень скоро |
1.12 Role play. Work in pairs. Make up dialogues of your own.
Student A is a businessman. Student B is a bank officer.
You are starting a new business and apply for funds to a commercial bank.
Your company has a good reputation and a commercial bank provides the prime rate for you.
You deposit some of your money into a bank which offers you accounts of two types. Choose one of them.
1.13 Translate into English
Финансовыми организациями называются коммерческие предприятия, предлагающие финансовые услуги.
Перевести деньги с текущего счета в банке можно при помощи чека.
Наш коммерческий банк занимается финансированием сельского хозяйства.
При помощи ссуд банки удовлетворяют финансовые запросы клиентов.
Этот кредитный союз состоит из членов нашего отдела.
Коммерческие банки заинтересованы в высокой прибыли.
Финансовый документ, удостоверяющий, что человек или организация владеют некоторой суммой на счете в банке, называется депозитный сертификат.
Как правило, взаимосберегательные банки не дают фирмам краткосрочных ссуд.
В случае необходимости, коммерческий банк требует дополнительное обеспечение в поддержку ссуды.
Многие банки устанавливают высокую плату за свои услуги.