- •Рецензенты:
- •Ю.А. Башкатова;
- •А.В. Колегаева
- •Предисловие
- •Lesson 1
- •1.2 Read and translate the text Financial institutions
- •1.3 Answer the questions to the text:
- •1.11 Read the dialogue
- •1.12 Role play. Work in pairs. Make up dialogues of your own.
- •1.13 Translate into English
- •1.14 Fill in the blanks with proper words given below:
- •Correspondent banking relationship
- •1.15 Comprehension questions
- •Lesson 2
- •2.1 Study the following words and phrases:
- •2.2 Read and translate the text Federal Reserve System
- •2.3 Answer the questions to the text:
- •2.8 Choose the correct answer
- •2.9 Choose one phrase that expresses the main idea of the text
- •2.10 Substitution Drill
- •2.11 Read the dialogue
- •2.12 Role play. Work in pairs. Make up dialogues of your own.
- •2.13 Describe the procedures of the Fed and their effect on the economy.
- •2.14 Translate into English
- •Lesson 3
- •3.1 Study the following words and phrases:
- •3.2 Read and translate the text Developments in banking
- •3.3 Answer the questions to the text:
- •3.8 Choose the correct answer
- •3.9 Choose one phrase that expresses the main idea of the text
- •3.10 Substitution drill
- •3.11 Read the dialogue
- •3.12 Role play. Work in pairs. Make up dialogues of your own.
- •3.13 Translate into English
- •3.14 Fill in the blanks with proper words given below:
- •Transferring funds abroad
- •3.15 Comprehension questions
- •Lesson 4
- •Study the following words and phrases:
- •4.2 Read and translate the text Financial management
- •4.3 Answer the questions to the text:
- •4.8 Choose the correct answer
- •4.9 Choose one phrase that expresses the main idea of the text:
- •4.10 Substitution drill
- •4.11 Read the dialogue
- •4.12 Role play. Work in pairs. Make up dialogues of your own.
- •4.13 Fill in the blanks with proper words given below:
- •International movement of currency
- •4.14 Comprehension questions
- •Lesson 5
- •5.1 Study the following words and phrases:
- •5.2 Read and translate the text How funds flow through a business
- •5.3 Answer the questions to the text:
- •5.8 Choose the correct answer
- •5.9 Substitution drill
- •5.10 Read the dialogue
- •5.11 Role play. Work in pairs. Make up dialogues of your own.
- •5.12 Translate into English
- •5.13 Fill in the blanks with proper words given below:
- •Letters of credit
- •5.14 Comprehension questions
- •Lesson 6
- •Study the following words and phrases:
- •6.2 Read and translate the text Starting - up financing
- •6.3 Answer the questions to the text:
- •6.8 Choose one phrase that expresses the main idea of the text
- •6.9 Substitution drill
- •6.10 Read the dialogue
- •6.11 Role play. Work in pairs. Make up dialogues of your own.
- •6.12 Translate into English
- •6.13 Fill in the blanks with proper words given below:
- •Commercial bank lending I
- •6.14 Comprehension questions
- •Lesson 7
- •7.1 Study the following words and phrases:
- •7.2 Read and translate the text Sources of funds I
- •7.3 Answer the questions to the text:
- •7.8 Choose the correct answer
- •7.9 Choose one phrase that expresses the main idea of the text
- •7.10 Substitution drill
- •7.11 Read the dialogue
- •7.12 Role play. Work in pairs. Make up dialogues of your own.
- •7.13 Translate into English
- •7.14 Fill in the blanks with proper words given below:
- •Commercial bank lending II
- •7. 15 Comprehensive questions
- •Lesson 8
- •8.1 Study the following words and phrases:
- •8.2 Read and translate the text Sources of funds II
- •8.3 Answer the questions to the text:
- •8.4 Find the English equivalents to the following phrases in the text:
- •8.5 Make up ten English sentences using words from the active vocabulary of the lesson
- •8.6 Which passage of the text contains information on:
- •8.7 Are these statements true, false, or not mentioned in the text?
- •8.8 Choose the correct answer
- •8.9 Choose one phrase that expresses the main idea of the text
- •8.10 Substitution drill
- •8.11 Read the dialogue
- •8.12 Role play. Work in pairs. Make up dialogues of your own.
- •8.13 Translate into English
- •Lesson 9
- •9.1 Study the following words and phrases:
- •9.2 Read and translate the text Long term financing (common stock, preferred stock)
- •9.3 Answer the questions to the text:
- •9.4 Find the English equivalents to the following phrases in the text:
- •9.10 Read the dialogue
- •9.11 Role play. Work in pairs. Make up dialogues of your own.
- •9.12 Fill in the blanks with proper words given below:
- •Foreign exchange I
- •9.13 Comprehension questions
- •Lesson 10
- •10.1 Study the following words and phrases:
- •10.2 Read and translate the text
- •Investors
- •10.3 Answer the questions to the text:
- •10.10 Read the dialogue
- •10.11 Role play. Work in pairs. Make up dialogues of your own.
- •10.12 Translate into English
- •Bibliography
- •Dictionaries
- •Содержание
- •Демиденко Ксения Анатольевна
- •650992, Г. Кемерово, пр. Кузнецкий, 39. Тел 75-74-16.
4.11 Read the dialogue
Jack Williams, a financial manager, is talking to the President of the corporation about the results of the financial year
Pres: Now, Jack, and how about the inflow of funds this year?
Jack: Actually, we made a good start in January by selling a large amount abroad. However, we still had to ask the bank for more loans.
Pres: Not bad. Let’s pass on to the sales in spring.
Jack: In March we made 35% of this year’s income. Due to the advertising campaign in winter we made rapid progress in March and April, and it still continues now.
Pres: And now briefly about our expenses, please, Jack.
Jack: Ads took 2 percent of the total income, a little more than usual, but it proved to be worthwhile, as you know. We spent more on salaries and wages but the results were also worth the expenses - we worked out some new items that would sell. Rent and taxes as usual, and we spent less than usual on transportation and inventory. Eventually, cash inflow exceeded cash outflow.
Pres: And what shall we do with the new money?
Jack: Now I am looking for a reliable investment that will pay a satisfactory rate of interest. And I’m also thinking of expanding our advertising program.
Pres: That’s good. As far as I can see, your role in the company is rapidly changing. You’re very good at strategic planning. They say you are a financial miracle worker, and I hope you will very soon rise to the top of our corporate ladder.
Jack: It’s very kind of you, Mr. President, I’m just trying to do my best.
Words and expressions
to make a good start |
- хорошо начать |
to pass on to |
- перейти к (другому предмету) |
to advertise (v) |
- объявлять, рекламировать |
advertisement, ad (n) |
- объявление, реклама |
campaign (n) |
- кампания |
worthwhile |
- достойный, оправдавший (расходы) |
salary (n) |
- заработная плата служащего, оклад |
wages (n, pl) |
- заработная плата рабочего (как правило, почасовая или сдельная) |
worth (n) |
- цена, ценность |
item (n) |
- образец товара, модель |
to rent (v) |
- нанимать, брать в аренду |
rent (n) |
- плата за аренду |
taxes (n, pl) |
- налоги |
inventory (n) |
- инвентарь, материалы |
to rely (v) |
- полагаться |
reliable (adj) |
- надежный |
it’s very kind of you |
- вы очень любезны |
to do one’s best |
- делать все зависящее от кого-либо |
4.12 Role play. Work in pairs. Make up dialogues of your own.
Student A is a businessman. Student B is a bank officer.
Your company is running out of cash.
You negotiate the terms of funding with the bank.
Student A is an employer. Student B is an employee.
You employ a new financial officer and instruct him.