Word-list 4

Word-list 4

accountant

/ əˈkaʊntənt /

someone whose job is to keep and check financial accounts, calculate taxes etc

бухгалтер

affluent society

/ ˈæfluənt /

a society having plenty of money, nice houses, expensive things etc

забезпечене суспільство

alimony

/ ˈæliməni /

money that a court orders someone to pay regularly to their former wife or husband after their marriage has ended

аліменти

a loan at 8% interest

/ ləʊn /

an amount of money that you borrow from a bank etc

the extra money that you must pay back when you borrow money

позика під відсоток

allowance

/ əˈlaʊəns /

an amount of money that you are given regularly or for a special purpose

кишенькові гроші

a monthly statement

/ ˈsteɪtmənt /

a record showing amounts of money paid, received, owed etc for a monthly period

звіт за місяць

bank account

/ əˈkaʊnt /

an arrangement in which a bank keeps your money safe so that you can pay more in or take money out

рахунок у банку

bank balance

/ ˈbæləns /

the amount of money that you have in your bank account

баланс на рахунку

bank charges

/ tʆɑːdʒ /

the amount of money you have to pay for goods or services of a bank

тарифи банку

bankruptcy

/ ˈbæŋkrʌptsi /

the state of being unable to pay your debts

банкрутство

bet

/ bet /

an agreement to risk money on the result of a race, game etc or on something happening, or the money that you risk

побиття об заклад

branch

/ brɑːntʆ /

a local business, shop etc that is part of a larger business etc

філія

by cheque

/ tʆek /

a printed piece of paper that you write an amount of money on, sign, and use instead of money to pay for things

чек

by credit card

/ ˈkredit kɑːd /

a small plastic card that you use to buy goods or services and pay for them later

кредитна картка

cashier

/ kæˈʆɪə /

someone whose job is to receive or pay out money in a shop

касир

cash dispenser

/ dɪˈspensə /

a machine in or outside a bank, supermarket, or other public building, from which you can obtain money with a special plastic card

банкомат

change for a fiver

/ ˈfaɪvə /

coins or paper money that you give in exchange for the piece of paper money worth five pounds

решта

charity

/ ˈtʆæriti /

money or gifts given to help people who are poor, sick etc

доброчинність

cheque book

/ tʆek /

a set of things such as cheques held together inside a paper cover

чекова книжка

cheque is bounce (=worthless)

/ baʊns /

if a cheque bounces, or if a bank bounces a cheque, the bank will not pay any money because there is not enough money in the account of the person who wrote it

чек недійсний

client

/ ˈklaɪənt /

someone who gets services or advice from a professional person, company, or organization

клієнт

coin

/ kɔɪn /

a piece of metal, usually flat and round, that is used as money

монета

counterfoil

/ ˈkaʊntəfɔɪl /

the part of something such as a cheque or ticket that you keep as a record

квитанція

crossed cheque

/ krɒst tʆek /

a cheque in Britain that has two lines across it showing that it must be paid into a bank account

чек у Британії, який треба сплатити у банк

currency exchange

/ˈkʌrənsi ɪkstʆeɪndʒ/

a process in which you change money from one currency to another

обмін валют

deposit

/ dɪˈpɒzɪt /

an amount of money that is paid into a bank account

депозит (гроші)

deposit account

/ dɪˈpɒzɪt əkaʊnt /

a bank account that pays interest on the money that you leave in it

депозитний рахунок

dole money

/ dəʊl /

money given by the government in Britain to people who are unemployed

виплати безробітним

donation

/ dəʊˈneɪʆən /

something, especially money, that you give to a person or an organization in order to help them

матеріальна допомога

draw one’s will

/ wɪl /

to make a legal document that says who you want your money and property to be given to after you die

заповіт

earnings

/ ˈɜːnɪŋz /

the money that you receive for the work that you do

заробіток

economic

/ ˌekəˈnɒmɪk /

relating to trade, industry, and the management of money

економічний

economical

/ ˌekəˈnɒmɪkl /

using money, time, goods etc carefully and without wasting any

економний

economics

/ ˌekəˈnɒmɪks /

the study of the way in which money and goods are produced and used

економіка (наука)

economy

/ ɪˈkɒnəmi /

the system by which a country's money and goods are produced and used, or a country considered in this way

the careful use of money, time, goods etc so that nothing is wasted

економіка

exchange rate

/ ɪksˈtʆeɪndʒ reɪt /

the value of the money of one country compared to the money of another country

валютний курс

expenditure

/ ɪkˈspendɪtʆə /

the total amount of money that a government, organization, or person spends during a particular period of time

витрати

extra/overtime payment

/ ˈekstrə ˈpeɪmənt /

an amount of something, especially money, in addition to the usual, basic, or necessary amount

понаднормова платня

extravagant

/ ɪkˈstrævəgənt /

spending or costing a lot of money, especially more than is necessary or more than you can afford

дуже дорогий

fares

/ feə /

the price you pay to travel somewhere by bus, train, plane etc

ціна за проїзд

fees

/ fiː /

an amount of money that you pay to do something or that you pay to a professional person for their work

плата за послуги

financial supporter

/faɪnænʆəl səpɔːtə /

someone who supports a particular person, group, or plan with money

той, хто підтримує фінансово

fine

/ faɪn /

money that you have to pay as a punishment

штраф

(first) installment

/ ɪnˈstɔːlmənt /

one of a series of regular payments that you make until you have paid all the money you owe

регулярна виплата боргу

for a rainy day

/ ˈreɪni /

to save something, especially money, for a time when you will need it

до гірших часів

foreign currency

/ˈfɒrin ˈkʌrənsi /

the system or type of money that a foreign country uses

іноземна валюта

gas and electricity bills

/ bɪl /

written lists showing how much you have to pay for services you have received, work that has been done etc

квитанції

generous

/ ˈdʒenərəs /

someone who is generous is willing to give money, spend time etc, in order to help people or give them pleasure

щедрий

grant

/ grɑːnt /

an amount of money given to someone, especially by the government, for a particular purpose

грант (стипендія)

hard currency

/ hɑːd kʌrənsi /

money that is from a country that has a strong economy and is therefore unlikely to lose its value

міцна валюта

hard money

/ hɑːd mʌni /

paper money and coins, not cheques or credit cards

готівка

heir (-ess)

/ eə / / ˈeəres /

the person who has the legal right to receive the property or title of another person when they die

a woman who will receive or has received a lot of money or property when an older member of her family dies

спадкоємець

heritage

/ ˈherɪtɪdʒ /

the traditional beliefs, values, customs etc of a family, country, or society

звичаї, традиції

hire purchase

/ haɪə ˈpɜːtʆɪs /

a way of buying expensive goods by regularly paying small amounts over a period of time

купівля у кредит

(in) cash

/ kæʆ /

money in the form of coins or notes rather than cheques, credit cards etc

готівка

income

/ ˈɪŋkʌm /

the money that you earn from your work or that you receive from investments, the government etc

дохід

income tax

/ ɪŋkʌm tæks /

tax paid on the money that you earn

податок на дохід

inflation went up by 3%

/ ɪnˈfleɪʆən /

a continuing increase in prices, or the rate at which prices increase which becomes faster

зростання інфляції

inherit

/ ɪnˈherɪt /

to receive money, property etc from someone after they have died

успадковувати

inheritance

/ ɪnˈherɪtəns /

money, property etc that you receive from someone who has died

спадок

interest on overdraft on current account

/ ˈɪntrəst /

the extra money that you must pay back when you borrow money

відсотки (платити)

interest on savings

/ ˈɪntrəst /

money paid to you by a bank or financial institution when you keep money in an account there

відсотки (отримувати)

investment

/ ɪnˈvestmənt /

the use of money to get a profit or to make a business activity successful, or the money that is used

інвестиція

investor

/ ɪnˈvestə /

someone who gives money to a company, business, or bank in order to get a profit

інвестор

IOU (=I owe you)

/ ˌaɪ əʊ ˈjuː /

a note that you sign to say that you owe someone some money

«Я твій боржник»

loss

/ lɒs /

if a business makes a loss, it spends more than it earns

збитки

mean

/ miːn /

not wanting to spend money, or not wanting to use much of something

average

poor or looking poor

the average amount, figure, or value

середнє значення

mortgage payment

/ ˈmɔːgɪdʒ /

the amount of money you borrow in the form of a legal arrangement by which you borrow money from a bank or similar organization in order to buy a house, and pay back the money over a period of years

виплата іпотеки

(multi-)millionaire

/ ˌmɪljəˈneə /

someone who is very rich and has at least a million pounds or dollars

мільйонер

outgoings

/ ˈaʊtˌgəʊɪŋz /

the money that you have to spend regularly, for example on rent or food

регулярні витрати

overdraft

/ ˈəʊvədrɑːft /

the amount of money you owe to a bank when you have spent more money than you had in your account

овердрафт

paper money

/ ˈpeɪpə ˈmʌni /

money made of paper, not coins

паперові гроші

pawnshop

/ ˈpɔːnʆɒp /

a pawnbroker's shop

someone whose business is to lend people money in exchange for valuable objects

ломбард

penniless

/ ˈpenɪləs /

someone who is penniless has no money

без грошей

penny-pincher

/penɪ pɪntʆə /

unwilling to spend or give money

скупий

people on welfare

/ ˈwelfeə /

money that is paid by the government in the US to people who are very poor or unemployed

соціальна допомога

pension

/ ˈpenʆen /

an amount of money paid regularly by the government or company to someone who does not work any more, for example because they have reached the age when people stop working or because they are ill

пенсія

piggy-bank

/ ˈpɪgi bæŋk /

a small container, usually in the shape of a pig, in which children can save coins

скарбничка-свинка для грошей

pin money

/ pɪn ˈmʌni /

a small amount of extra money which someone earns to spend on things which they want but do not really need

дрібні гроші

pocket money

/ ˈpɒkɪt ˈmʌni /

a small amount of money that parents give regularly to their children, usually every week or month

кишенькові гроші

poverty

/ ˈpɒvəti /

the situation or experience of being poor

бідність

profit

/ ˈprɒfɪt /

money that you gain by selling things or doing business, after your costs have been paid

прибуток

prosperity

/ prɒˈsperɪti /

when people have money and everything that is needed for a good life

процвітання

prosperous

/ ˈprɒspərəs /

rich and successful

багатий і успішний

purse

/ pɜːs /

a small bag in which women keep paper money, coins, cards etc

the amount of money that a person, organization, or country has available to spend

гаманець

refund

/ ˈriːfʌnd /

an amount of money that is given back to you if you are not satisfied with the goods or services that you have paid for

повернення грошей за неякісний продукт

road tax

/ rəʊd tæks /

a tax in Britain that the owner of a vehicle must pay in order to drive it legally

дорожній податок

safe

/ seɪf /

a strong metal box or cupboard with special locks where you keep money and valuable things

сейф

salary is

/ ˈsæləri /

money that you receive as payment from the organization you work for, usually paid to you every month

місячна заробітна платня

savings account

/ˈseɪvɪŋz əˈkaʊnt /

a bank account in which you keep money that you want to save for a period of time, and which pays you interest on the money you have in it

заощадження на рахунку

scholarship

/ ˈskɒləʆɪp /

an amount of money that is given to someone by an educational organization to help pay for their education

стипендія

shares

/ ʆeə /

one of the equal parts into which the ownership of a company is divided

акції

soft money

/ sɒftˈmʌni /

money that people, companies, or organizations give to political parties, rather than to a particular candidate

гроші для політичних партій

spendthrift

/ ˈspendˌθrɪft /

someone who spends money carelessly, even when they do not have a lot of it

марнотратний

sponsor (-ship)

/ ˈspɒnsə / / ˈspɒnsəʆɪp /

a person or company that pays for a show, broadcast, sports event etc especially in exchange for the right to advertise at that event

a person or company that supports someone by paying for their training, education, living costs etc

financial support for an activity or event

спонсор, спонсорство

stringent

/ ˈstrɪndʒənt /

stringent economic conditions exist when there is a severe lack of money and strict controls on the supply of money

у скрутному матеріальному становищі

stingy

/ ˈstɪndʒi /

not generous, especially with money

a stingy amount of something, especially food, is too small

жадібний

stony broke

/ brəʊk /

having no money

повний банкрут

tax-free

/ tæks friː /

not taxed

звільнений від податків

tax rebate

/ ˈriːbeɪt /

an amount of money that is paid back to you when you have paid too much tax

повернення податку, скидка

thrifty

/ ˈθrɪfti /

using money carefully and wisely

заощадливий

tips

/ tɪp /

a small amount of additional money that you give to someone such as a waiter or a taxi driver

чайові

underprivileged

/ ˌʌndəˈprɪvɪlɪdʒd/

very poor, with worse living conditions, educational opportunities etc than most people in society

бідні

unemployment benefit

/ ˌʌnɪmˈplɔɪmənt ˈbenɪfɪt /

money paid regularly by the government to people who have no job

допомога безробітним

wages are

/ weɪdʒ /

money you earn that is paid according to the number of hours, days, or weeks that you work

заробітна плата робітникам за тиждень

wallet

/ ˈwɒlɪt /

a small flat case, often made of leather, that you carry in your pocket, for holding paper money, bank cards etc

гаманець (чоловічий)

welfare state

/ ˈwelfeə steɪt /

a system in which the government provides money, free medical care etc for people who are unemployed, ill, or too old to work

держава загального благоденства

wealth

/ welθ /

a large amount of money, property etc that a person or country owns

багатство

wealthy

/ ˈwelθi /

having a lot of money, possessions etc

багатий

will

/ wɪl /

a legal document that says who you want your money and property to be given to after you die

заповіт

windfall

/ ˈwɪndfɔːl /

an amount of money that you get unexpectedly

не очікувано отримані гроші

winnings

/ ˈwɪnɪŋz /

money that you have won

виграш

withdrawal

/ wɪðˈdrɔːəl /

the act of taking money from a bank account, or the amount you take out

зняття з рахунку грошей

to ask for credit

/ ˈkredɪt /

to ask for an arrangement with a shop, bank etc that allows you to buy something and pay for it later

просити кредит

to be bankrupt

/ ˈbæŋkrʌpt /

to be someone who has officially said that they cannot pay their debts

бути банкрутом

to be beyond one’s means

/ bɪˈjɒnd miːnz /

to cost more or greater than the money or income you have

бути недосяжним

to be broke

/ brəʊk/

to have no money

бути банкрутом

to be comfortably off

/ ˈkʌmftəbli/

with enough money to live on without having to worry about paying for things

бути забезпеченим

to be down and out

/daʊn ənd aʊt/

having no luck or money

розоритись

to be down to one’s last ten p.

/daʊn /

to be left with only a small amount of something

залишитись із копійками

to be extremely well-off

/ wel ɒf /

having a lot of money, or enough money to have a good standard of living

бути надзвичайно багатим

to be hard up

/ hɑːd ʌp /

if you are hard up, you do not have much money

бути у складному стані

to be heavily in debt

/ det /

owing a lot of money

багато заборгувати

to be in the black

/ blæk /

to have money in your bank account

не мати заборгованості

to be in the red

/ red /

to owe more money than you have

мати заборгованість

to be on the breadline

/ ˈbredlaɪn /

to have a very low level of income which allows people to eat but not have any extra things

жити скрутно

to be overdrawn

/ ˌəʊvəˈdrɔːn /

if you or your bank account is overdrawn, you have spent more than you had in your account and so you owe the bank money

мати заборгованість

to be poverty-stricken

/ ˈpɒvəti ˈstrɪkən /

to be extremely poor

бути бідним

to be rolling in money

/ rəʊlɪŋ /

to have or earn a lot of money

купатися у грошах

to be running into debt

/ det /

when you owe money to someone

заборгувати

to be up to one’s ears in debt

/ det /

to have a lot of debts

бути по вуха у боргах

to borrow from

/ ˈbɒrəʊ /

to use something that belongs to someone else and that you must give back to them later

позичити у

to cash a cheque

/ tʆek /

to get cash in exchange for a cheque

отримати готівку за чеком

to cut one’s bill

/ kʌt /

to stop doing something that is failing, so that you do not waste any more money, time, or effort

економити

to deposit

/ dɪˈpɒzɪt /

to put money or something valuable in a bank or other place where it will be safe

вкласти гроші на депозит

to draw / go on the dole

/ dəʊl /

be unemployed and receiving money from the government

отримувати допомогу за безробіттям

to draw one’s will

/ wɪl /

to prepare a legal document that says who you want your money and property to be given to after you die

скласти заповіт

to earn a living for oneself

/ɜːn /

to get enough to eat or live

заробляти на життя

to earn one’s living

/ɜːn /

to get enough to eat or live

заробляти на життя

to earn over $1,000 in interest

/ɜːn /

to receive a particular amount of money in interest

отримати 1000 доларів США у відсотках

to exchange traveller’s cheque

/ tʆek /

a special cheque for a fixed amount that can be exchanged for the money of a foreign country

обміняти туристичний чек

to fall on hard times

/ fɔːl /

to experience difficulties and problems in your life such as not having enough money

потрапити у скрутне становище

to fill in/out a bank account / cheque / form

/ fɪl /

to write all the necessary information on an official document, form etc

заповнити чек, форму

to fritter away

/ ˈfrɪtə /

to waste time, money, or effort on something small or unimportant

марнувати час і гроші

to go on a spending spree

/ spriː/

a short period of time when you do a lot of one activity, especially spending money

взятися до розтрати грошей, «смітити грошима»

to have more money than sense

/ ˈmʌni / / sens /

to have more money than the ability to understand or judge something

грошей більше, ніж глузду

to have to penny-pinch

/ penɪ pɪntʆ /

to have to be unwilling to spend or give money

змушений рахувати копійки

to initial a cheque

/ ɪˈnɪʆəl /

to write your initials on a cheque to make it official

підписати чек

to invest in

/ ɪnˈvest /

to buy shares, property, or goods because you hope that the value will increase and you can make a profit

інвестувати в

to lend sb sth / sth to sb

/ lend /

to let someone borrow money or something that belongs to you for a short time

позичити комусь

to live in the lap of luxury

/ læp /

having an easy and comfortable life with a lot of money, possessions etc

жити як у бога за пазухою

to live off the parents

/ lɪv ɒf /

to get your income or food from the parents

жити за рахунок батьків

to live on a shoestring

/ ˈʆuːˌstrɪŋ /

if you live on a shoestring, you live without spending much money

жити економно

to live rough

/ lɪv /

living outside because they have no home

жити скрутно

to lose a quid and find a fiver

/ kwɪd / / ˈfaɪvə /

increase the earnings

втративши мало, отримати багато

to obtain a loan

/ ləʊn /

an amount of money that you borrow from a bank etc

отримати кредит

to open a bank account

/ əˈkaʊnt /

to start an arrangement between a bank and a customer that allows the customer to pay in and take out money

відкрити банківський рахунок

to pay back

/ peɪ /

to give someone the money that you owe them

погашати

to pay for

/ peɪ /

to give someone money for something you buy or for a service

платити за

to pay one’s way

/ peɪ / / weɪ /

to pay for everything that you want without having to depend on anyone else for money

платити за себе

to pawn

/ pɔːn /

to leave something valuable with a pawnbroker in order to borrow money from them

закладати

to repay

/ rɪˈpeɪ /

to pay back money that you have borrowed

погашати

to save

/ seɪv /

to keep money in a bank so that you can use it later, especially when you gradually add more money over a period of time

заощаджувати

to spend money like water

/ ˈwɔːtə /

if you spend money like water, you spend large amounts of it when you should try to save it - used to show disapproval

смітити грошима

to spend on

/ spend /

to use your money to pay for goods or services

витрачати на

to squander

/ ˈskwɒndə /

to carelessly waste money, time, opportunities etc

марнувати

to take money out of

/ aʊt /

to take money from inside an object, container, building, or place

знімати гроші

to tighten one’s belts

/ ˈtaɪtn /

to try to spend less money than you used to

підтягнути пасок

to use a bank account

/ bæŋk əˈkaʊnt /

to pay in and take out money in a bank

використовувати банківський рахунок

to waste

/ weɪst /

when something such as money or skills are not used in a way that is effective, useful, or sensible

даремно витрачати

to win a/one’s fortune in sth

/ ˈfɔːtʆən /

to win a very large amount of money

розбагатіти

to withdraw money from the bank

/ wɪðˈdrɔː/

to take money out of a bank account

знімати гроші зрахунку