5. Presentation

There are 2 ways how I can explain the word presentation. At first it is an event at which new products, idea, plan ets is described and explained. But it is also the way in which something is said, sown or explained to others. It’s rather difficult to imagine the modern business without presentations. I think that the key to a successful presentation is that it must be well thought-out. I mean everything from the general approach to the problem to a suit of the speaker. It may sound funny but I am sure that every triviality must be taken into account if you want to achieve the target. The structure of the presentation is very important either, its starting should express the whole ton of the meeting; the main part gives detailed information about the object, and summarizing shows not only conclusions but the opinion of the speaker and some offers for the future.

6. Employment

There are factors which are important for getting a job such as qualification, experience, age, sex, personality, references. But there are companies which are interested in a candidate’s marital status, intelligence, family background, hobbies.

Choosing the wrong candidate may leave an organization paying fore years to come. Companies should avoid all of the following failures: people who panic at the first sing of stress, those with long impressive qualifications who seem incapable of learning, hypochondriacs whose absentee becomes astonishing, and the unstable person later discovered to be a thief or worse. Less dramatic, but just as a problem, is the person who simply does not come up to expectations, who does not quite deliver, who never becomes a high-flyer or even a steady performer.

I think there are 3 key factors for the efficient employee, his/her intelligence and ability (bright, clever), emotional stability (calm, easy-going, communicable), conscientiousness (responsible, punctual, astute).

If you want to pass a job interview successfully do your homework before the interview. Find out all you can about the company to show you're really interested in the opportunity. Make sure you know where the interview office is and how to get there. Be on time and don’t forget about dresscode. Bring a pen; you will probably be asked to fill in an application form. And you must prepare some answers, “Yes, I would like to work flextime” or “No, I am easy-going man”. You should be able to explain why the employer must recruit you, for example “I’m very adaptable” Do not forget to bring with you any school certificates, samples of your work or letters of recommendation, and your CV off course.

7. Money

There are several factors which a bank executive should consider before giving a loan. One of the most important elements is to consider the individual or individuals. If they're prepared and know what they want and can demonstrate an understanding of those requirements, it's far more impressive when they explain with clarity the purpose for which the money is required. But the individual alone isn't the only important factor. The business itself clearly is extremely important in deciding whether it can provide the means of repaying the money that it's borrowed. A quality business plan should be capable of demonstrating this. It should include the details of the business structure as well as financial information. The third key element is intuition. If it doesn't sound right, it probably isn't.

Business plan is a document by a company, especially a new company, giving details of expected sales and costs, how the business can be financed and showing why the plan will make money. It is so important for the bank because it proves the company’s creditworthy.

As an individual, you can put your money on deposit in a bank, and as long as the bank doesn't fail and the economy keeps functioning, you will get interest. If you want to live more dangerously you could buy some bonds, and as long as the organization or country you've invested in by lending it money doesn't default, you will get your interest payments, and later your bonds will eventually be repaid. To live even more dangerously, buy some shares and share in the profitability of your chosen company. In good times, the dividends will be more than what you would get from bonds, and the shares themselves will increase in value, giving you a capital gain if you sell them. But if the company runs into trouble and goes bankrupt, you will be among the last to be paid back, and you may get only part of what you put in, or you may lose all your money.

Speculation is the act of buying goods, shares, property ets in the hope that their value will increase so that you con sell them at a higher price and make a profit, often quickly. I’d like to give an example of notorious speculation. A company bought shares and paid for them $ 3 million, in 2 days the value of shares halved. So the company lose $ 1,5 million. The effect of this speculation can be different; it can cause a crisis or even a bankruptcy.

To persuade someone to lend or invest enough money in your business enabling you to achieve your strategy, you will need to: show that the lender or investor stands a good chance of being paid back or getting a good return on the investment; instil confidence about your abilities to manage the business and, if applicable, show that you already have the beginnings of an experienced management team; demonstrate that there is a good market for your product or service. To achieve these objectives you must bring out what is exciting about the prospects of your business, combined with a thoroughly prepared presentation of the back-up figures and research.