- •I. Read and memorize the following words, word- combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions and word-combinations:
- •X. Inform the group about your activities and find out if he or she does the same:
- •XI. Express doubt concerning the truth of the following statements:
- •XII. Ask about the following as in the model:
- •XIII. Translate info English:
- •XIV. Communicative situations:
- •I. Read and memorize following words, word-combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •IX. Make your own dialogue using the following words, expressions and word-combinations:
- •X. Open the brackets using the Present Indefinite Tense in the Passive Voice:
- •XI. Read and change the sentences according to the model:
- •XII. Translate into English:
- •XIII. Communicative situations:
- •III. Fill in the blanks with appropriate words:
- •I. Read and memorize the following words, word- combinations and word-groups:
- •II. Give English equivalents of the following:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following words, expressions and words-combinations:
- •X. Refer the following statements to the past:
- •XI. Ask questions to which the following statements are answers:
- •XII. Translate into English:
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •Vei. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following words, expressions and word-combinations:
- •X. Express the following in the Passive Voice:
- •XI. Ask questions to the following sentences:
- •XII. Translate into English:
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following exp ressions:
- •X. Inform the group about the future activites or states:
- •XI. Ask for confirmations of the truth of the following statements:
- •XII. Translate into English:
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following exp ressions:
- •X. Make the following sentences passive:
- •XI. Translate the verbs in brackets in English using them in the necessary tense-form:
- •XII. Translate into English:
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word- combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and) translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using Hie following expressions:
- •X. Put questions to the italicized words:
- •XI. Replace the infinitives in brackets by the Present Continuous Tense (the Active Voice):
- •XII. Translate into English:
- •XIII. Communicative situations:
- •I. Read and memorize the fallowing words, word- combinations and word-groups:
- •II. Give English equivalents to the following:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •X. Change the following sentences using the Passive Voice according to the model:
- •XI. Replace the infinitives in brackets by the Present Continuous Tense (the Passive Voice):
- •XII. Translate into English:
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •X. Put the infinitives in brackets in the Past Continuous Tense:
- •XII. Translate into English using the Past Continuous Tense (the Active Voice):
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •XI. Ask when and w/iaf-quesfions using the Passive Voice:
- •XII. Translate into English using the Past Continuous Tense (the Passive Voice):
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •VI. Define the terms:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •XI. Change the following sentences from direct into indirect speech:
- •XII. Translate into English using the Future Continuous Tense (the Active Voice):
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •X. Transform the negative form of the Present Continuous Tense into the affirmative form of the Present Perfect Tense (the Active Voice):
- •XI. Put the infinitives in brackets in the Present Perfect Tense (the Active Voice):
- •XII. Translate into English:
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •XI. Ask when and w/rere-questions using the Passive Voice:
- •XII. Translate into English, using the Present Perfect Tense (the Passive Voice):
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •X. Change from direct into indirect speech:
- •XI. Ask questions as in the model:
- •XII. Translate into English using the Past Perfect Tense (the Active Voice):
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word- combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill In the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •X. Make up one complex sentence according to the mo del:
- •XI. Make the following sentences passive:
- •XII. Translate info English:
- •XIII. Communicative situations:
- •II. Give English equivalents of the following:
- •I. Read and memorize the following words, word' combinations and word-groups:
- •IV. Read and translate the text;
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII, Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •X. Change the following sentences using the Future Perfect Tense (the Passive Voice):
- •XI. Use the verbs in brackets in the Future Perfect Tense (the Passive Voice):
- •XII. Translate into English:
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •X. Combine the given two sentences into one using the Present Perfect Continuous Tense:
- •XI. Complete the following sentences as in the model:
- •XII. Translate into English:
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •X. Complete the following sentences as in the model using the Past Perfect Continuous Tense:
- •XI. Ask questions to which the following statements are answers:
- •XII. Translate into English:
- •XIII. Communicative situation:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •XI. Change the verbs in the principle clause into the Past Indefinite Tense and make all the necessary changes in the subordinate clause:
- •XII. Translate into English:
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •X. Answer the following questions as in the models:
- •Xl Change the following sentences using the Present Subjunctive II and the Conditional Mood:
- •XII. Translate into English using the Conditional Mood:
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-qroups:
- •II. Give English equivalents of the following:
- •IV. Read and translate the text:
- •IX. Make up your own dialogue using the following expressions:
- •Xl Paraphrase the sentences as in the model:
- •XII. Translate into English using Subjunctive I:
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •II. Give English equivalents of the following:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •XI. Paraphrase the following sentences:
- •XII. Translate into English:
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •X. Paraphrase the sentences using Subjunctive II as in the model:
- •XI. Complete the following sentences:
- •XII. Translate into English:
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •II. Give English equivalents of the following:
- •111. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read) and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •X. Replace the attributive clauses by the Infinitive:
- •XI. Make sentences with seem and appear according to the model:
- •XII. Translate into English:
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up youp own dialogue using the following expressions and word-combinations:
- •X. Combine the given two sentences into one using the Objective Infinitive Complex:
- •XI. Change the following complex sentences into simple ones using the Objective Infinitive Complex:
- •XII. Translate into English:
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the following terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •X. Change the following sentences into simple ones using the Subjective Infinitive Complex:
- •XI. Change the sentences according to the model:
- •XII. Translate into English:
- •XIII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •X. Change the following sentences using participle phrases instead of the subordinate clauses:
- •XI. Translate into English using Participle I, Participle II where it is necessary:
- •XII. Communicative situations:
- •I. Read and memorize the following words, word-combinations and word-groups:
- •111. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •X. Change the following complex sentences into simple ones using the Objective Participle Complex:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks with appropriate words:
- •IV. Read and translate the text:
- •IX. Make up your own dialogue using the following expressions:
- •X. Change the following complex sentences into simple ones using the Absolute Participle Complex:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks wffh appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate into English:
- •VIII. Read and dramatize the following dialogue:
- •IX. Make up your own dialogue using the following expressions:
- •X. Change these sentences according to the models:
- •XII. Communicative situations:
- •I. Read and memorize the following words, word- combinations and word-groups:
- •II. Give English equivalents of the following:
- •III. Fill in the blanks wffh appropriate words:
- •IV. Read and translate the text:
- •V. Answer the following questions:
- •VI. Define the terms:
- •VII. Translate info English:
- •VIII. Read and dramatize the following dialogue:
- •X. Change the following sentences according to the models:
- •Vocabulary
V. Answer the following questions:
What is the difference between «wage» and «salary»?
How can «wealfh» be expressed!
How can you use your wealth to get income? Give your examples.
What is a budget?
When is a budget said to have a deficit and when a surplus?
What three steps are involved to prepare a budget?
What makes up your personal budget?
8. What is the rate of return? 9.. What is liquidity?
What does credit allow you?
What is the purpose of advertising?
VI. Define the terms:
wage budget
liquidity the rate of return
salary wealth
surplus compound interest
Vei. Translate into English:
1. BenMKa KijibKJCTb ni/yipMeMCTB ciapaHHO npau,K>K)Tb, w,o6 3aAOBOfibnnTM Banii noTpe6n. 2. Mh BMpiujunM nonnac™ rpouii wa paxyHOK y 6aHKy. 3. OiHaKCOBi BMTpaTM — Me 3aranbwa cyMa, HKy bh cnnaHyeTe, iu,o6 CKopMCTaTMcn KpeflWTOM. 4. Crpa-
xyeaHHfi-BKnafl 3axnLtj,ae cipaxysanbHuKa KinbKa poxiB. 5. 3a cboio po6oTy bh oTpMMVCTe 3apo6iTHy nnaiy. 6. niflcyMy-BaBLUM BapTicTb BamoT BnacHOdi, 6aHKiBCbKnx paxyHKiB, 3ao-maAweHb, bm OTpMMyere 3aranbHy cyMy Baujoro 6araTCTBa. 7. KifibKicTb i BapTicTb peneii, swi bh cnpOMOKwi KynHTM, 3a-ne>KMTb Bifl po3Mipy aaujoro npw6yTKy ia sifl Toro, hk po-3yMHo bh BHTpaTMie iioro. 8. BaHKM ra ou^aflHi ycTawoBH flo-noMOwyTb 3axncTMTn Bauji rpouii sifl nowewi, KpaAiwKM ra imuHx HemacHHX Bnnap,n'\B.
VIII. Read and dramatize the following dialogue:
A.: Sorry, I will be very obliged to you if you will answer some of my questions.
8.: O.K. I'm at your disposal.
A.: I know that most of the nation's personal savings are held by the commercial banks, different types of savings institutions, and credit unions. The deposits held by these institutions are insured by agencies of the federal government. But I wonder what kinds of accounts can be offered by savings institutions?
&.: Well, savings institutions offer the following kinds of accounts: passbook and statement saving accounts, NOW (Negotiable Order of Withdrawal) accounts, money-market accounts, certificates of deposit, credit-union accounts. U.S. savings bonds and money-market bonds.
A.; O.K. It's very interesting. Can you tell me some more about passbook and statement accounts?
S..' Oh, yes, of course. I can. The safety of your money and high liquidity are the most important advantages of these accounts. Minimum balance requirements are usually quite low, and your savings can be withdrawn at any time.
A.." Is there any disadvantage to this kind of account?
B,: The disadvantage of them is that they pay relatively low interest rates.
A.; I see. And what about NOW and money-market accounts? Please, some words about them.
S-; Well, NOW accounts pay interest and allow the depositor to write checks. NOW accounts generally offer a slighty lower rate of return than savings accounts. Money-market
; accounts allow you to write a limited number of checks while participating in the «money-market» where banks and other businesses buy and sell short-term credit instruments and notes thai come due in a year or less. The rate of return for money market accounts is usually higher
30
31
than for passbook savings accounts. Would you like me to tell you about certificates of deposit and credit-union accounts?
A.: Oh, no, thank you very much. But it seems to me I know everything about them. Certificates of deposit, or CD's, pay the highest rates of interest offered by banks and savings institutions. They require the money to be left on deposit for a specified period of time that can run from a few weeks to five of more years. The money can be withdrawn early, if necessary, but not without a penalty. Credit unions often serve people who have the same employer, work in the same industry, or belong to a particular church, labor union, or club. The rate of return offered by credit unions is higher than that of the other institutions. But what do you know about U.S. savings bonds and money-market funds?
6.; U.S. savings bonds can be purchased at most savings institutions. Guaranteed by the United States government, they are one of the safest investments one can make. After five years bonds earn a variable rate adjusted every six months. And money-market funds use the resources of their investors to buy money-market certificates. Money-market funds generally pay a higher rate of return than savings and NOW accounts. Unlike other accounts at savings institutions, money-market fund accounts are not insured nor do they provide check-writing privileges.
A.: I'm more than grateful to you (or such important information. Thank you ever so much.
B.: Don't mention it.