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1. Mark the statements below as true or false.

  1. Victims of fraud come from a variety of racial, age, gender, religious, socioeconomic and educational backgrounds.

  2. All fraud victims are greedy, risk-taking and self-deceptive people.

  3. Educated adults may be targeted because of a lack of information about financial investment.

  4. The financial effect of fraud is not great.

  5. If you are elderly, disabled or on a fixed income you can restore your losses.

  6. Fraud is a personal violation.

  7. A serious emotional harm cannot be caused by fraud.

  8. Shame, guilt, embarrassment, and disbelief are among the reasons that only an estimated 15% of the nation's fraud victims report their crimes to law enforcement.

2. Choose the right word or word-combinations from the text.

  1. Just as there is no typical profile for swindlers, neither is there one for their … .

  1. criminals c) victims

  2. people d) family

  1. Young, well-educated people are the most likely to fall for … .

  1. victims c) murderers

  2. swindlers d) people

  1. People who became victims of fraud, suffered … they lost money or property.

  1. psychologically c) independently

  2. traditionally d) financially

  1. Fraud … different feelings or emotional reactions among its victims.

  1. offers c) explores

  2. regulates d) evokes

  1. Sometimes fraud crimes can lead victims to succeed in … suicide.

  1. committing c) discussing

  2. making d) using

3. Match the following English expressions with their Russian equivalents.

1) victims of fraud

2) perpetrators

3) large profit

4) to fall for swindlers

5) economic crimes

6) psychological effect

7) to restore losses

8) tangible damage

9) government agencies

10) fraud scheme

a) поддаться мошенникам

b) правительственные учреждения

c) жертвы мошенничества

d) материальный ущерб

e) восстановить потери (возместить)

f) схема мошенничества

g) психологический эффект

h) преступники

i) экономические преступления

j) большая выгода

4. Complete the sentences. Use the text if necessary.

  1. Ethical views define broad standards of behaviour … .

  2. Victims of fraud come from … .

  3. Movie actors and athletes, successful business executives … .

  4. A favourite trap is… .

  5. Fraudulent telemarketers often target the elderly as potential victims … .

  6. Young, educated adults may be targeted because of … .

  7. Although there is no serious physical injury … .

  8. Short-term effects on victims include … .

5. Explain in English the meaning of the following words and expressions.

Fraud

Swindler

Victim

Financial effect of fraud

Psychological effect of fraud

6. Ask 5 questions to the text: «Victims of Fraud».

7. Agree or disagree and support your view-point.

  1. Any person can be a victim of fraud.

  2. The psychological and financial effects of fraud are very negative.

  3. Swindlers are very inventive.

8. Make up a short summary of the text.