
The Financial Development report 2012
.pdf
6.15
Private international bonds to GDP
This variable is the international debt securities issued by financial institutions and corporations as a share of GDP | 2011
Rank |
Country/economy |
value |
|
|
|
|
|
|
|
|
|
1 |
Ireland |
202.81 |
|
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|
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|
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|||
2 |
Netherlands |
163.01 |
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3 |
United Kingdom |
124.43 |
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|||
4 |
Spain |
109.43 |
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|
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|
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|
|
|
|
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|||
5 |
Portugal |
84.49 |
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|
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|||
6 |
Belgium |
82.33 |
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7 |
Switzerland |
73.44 |
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8 |
Sweden |
71.79 |
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|||
9 |
France |
71.52 |
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|
|
|
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|||
10 |
Germany |
68.72 |
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|||
11 |
Greece |
67.74 |
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|||
12 |
Austria |
56.95 |
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|||
13 |
Italy |
50.32 |
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|||
14 |
United States |
48.68 |
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15 |
Norway |
46.83 |
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|||
16 |
Denmark |
41.19 |
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|||
17 |
Australia |
40.50 |
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|||
18 |
Hong Kong SAR |
34.97 |
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19 |
Canada |
32.16 |
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20 |
..............................Finland |
29.65 |
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|
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21 |
.........................Singapore |
23.79 |
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22 |
........United Arab Emirates |
23.09 |
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23 |
.......................Kazakhstan |
22.27 |
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24 |
.............................Bahrain |
20.02 |
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25 |
............................Malaysia |
13.62 |
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26 |
.......................Korea, Rep |
13.22 |
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27 |
........................South Africa |
9.23 |
|
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28 |
..............................Hungary |
8.78 |
|
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29 |
.............Russian Federation |
7.13 |
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30 |
.................................Japan |
7.09 |
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31 |
...........................Venezuela |
6.60 |
|
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32 |
...................................Israel |
6.56 |
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33 |
..........................Philippines |
6.45 |
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34 |
...................Czech Republic |
6.02 |
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35 |
................................Mexico |
5.90 |
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36 |
...................................Chile |
5.81 |
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37 |
...................................Brazil |
5.63 |
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38 |
...............................Ukraine |
5.04 |
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39 |
..............................Panama |
4.35 |
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40 |
....................................Peru |
3.78 |
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41 |
India |
3.23 |
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42 |
Thailand |
2.92 |
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43 |
.......................Saudi Arabia |
2.44 |
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44 |
............................Colombia |
2.38 |
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45 |
............................Indonesia |
2.22 |
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46 |
................................Kuwait |
2.01 |
|
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47 |
.................................Turkey |
1.70 |
|
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48 |
............................Argentina |
1.46 |
|
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49 |
China |
1.35 |
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50 |
Poland |
1.18 |
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51 |
Egypt |
1.05 |
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52 |
Jordan |
0.52 |
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53 |
Nigeria |
0.46 |
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54 |
Slovak Republic |
0.45 |
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55 |
Vietnam |
0.22 |
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56 |
Bangladesh 1 |
0.00 |
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56 |
.................................Ghana |
0.00 |
|
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56 |
Kenya |
0.00 |
|
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56 |
Morocco |
0.00 |
|
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56 |
Pakistan |
0.00 |
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56 |
Romania |
0.00 |
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56 |
Tanzania 1 |
0.00 |
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|
SOURCE: Bank for International Settlements, BIS Quarterly Review, June 2012;
GDP data from IMF, World Economic Outlook Database, April 2012; inflation data from IMF, International Financial Statistics (data retrieved August 2012)
1 2010
3: Data Tables | Financial markets
6.16
Public international bonds to GDP
This variable is the international debt securities issued by the government as a share of GDP | 2011
Rank |
Country/economy |
value |
|
|
|
|
|
1 |
Greece |
70.84 |
|
|
|
|
|
|
|
|
|
|
|||
|
|
|
|
|
|||
2 |
Panama |
30.01 |
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|
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|
|||
3 |
Belgium |
29.80 |
|
|
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|
|
|
|||
4 |
Ireland |
26.69 |
|
|
|
|
|
|
|
|
|
|
|||
5 |
Finland |
26.68 |
|
|
|
|
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|
|
|
|||
6 |
Portugal |
26.42 |
|
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|
|
|
|
|
|
|
|||
7 |
Austria |
25.07 |
|
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|
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|
|||
8 |
Hungary |
17.68 |
|
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|||
9 |
Slovak Republic |
13.27 |
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|||
10 |
Bahrain |
13.23 |
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11 |
Philippines |
12.89 |
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|||
12 |
Spain |
11.68 |
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13 |
Poland |
11.58 |
|
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14 |
Italy |
11.40 |
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15 |
Argentina |
10.64 |
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16 |
Venezuela |
10.60 |
|
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|||
17 |
Germany |
8.57 |
|
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|||
18 |
Peru |
7.67 |
|
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|||
19 |
Canada |
7.01 |
|
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|||
20 |
..............................Sweden |
6.82 |
|
|
|
|
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21 |
...............................Ukraine |
6.40 |
|
|
|
|
|
22 |
.............................Denmark |
6.20 |
|
|
|
|
|
23 |
.................................Turkey |
5.84 |
|
|
|
|
|
24 |
............................Colombia |
5.77 |
|
|
|
|
|
25 |
...................Czech Republic |
5.51 |
|
|
|
|
|
26 |
..................United Kingdom |
4.65 |
|
|
|
|
|
27 |
...................................Israel |
4.44 |
|
|
|
|
|
28 |
................................Mexico |
3.95 |
|
|
|
|
|
29 |
........................Netherlands |
3.36 |
|
|
|
|
|
30 |
................................Jordan |
3.04 |
|
|
|
|
|
31 |
..........United Arab Emirates |
2.89 |
|
|
|
|
|
32 |
........................South Africa |
2.60 |
|
|
|
|
|
33 |
.............................Romania |
2.57 |
|
|
|
|
|
34 |
............................Indonesia |
2.34 |
|
|
|
|
|
35 |
................................France |
2.30 |
|
|
|
|
|
36 |
..............................Vietnam |
2.22 |
|
|
|
|
|
37 |
...................................Brazil |
2.09 |
|
|
|
|
|
38 |
.................................Ghana |
2.07 |
|
|
|
|
|
39 |
.............................Morocco |
1.99 |
|
|
|
|
|
40 |
..................................Egypt |
1.84 |
|
|
|
|
|
41 |
Russian Federation |
1.71 |
|
|
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|
|
|
|
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|
|||
42 |
Chile |
1.59 |
|
|
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|
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|
|
|
|
|
|||
43 |
..............................Malaysia |
1.27 |
|
|
|
|
|
44 |
..............................Australia |
0.80 |
|
|
|
|
|
45 |
..............................Pakistan |
0.74 |
|
|
|
|
|
46 |
.........................Korea, Rep |
0.64 |
|
|
|
|
|
47 |
.................Hong Kong SAR |
0.59 |
|
|
|
|
|
48 |
..............................Thailand |
0.34 |
|
|
|
|
|
49 |
Switzerland |
0.13 |
|
|
|
|
|
|
|
|
|
|
|||
50 |
Nigeria |
0.10 |
|
|
|
|
|
|
|
|
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|
|||
51 |
China |
0.09 |
|
|
|
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|
|
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|
|||
52 |
United States |
0.08 |
|
|
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|
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|
|||
53 |
Japan |
0.05 |
|
|
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|
|||
54 |
Bangladesh 1 |
0.00 |
|
|
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|||
|
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|
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|||
54 |
....................................India |
0.00 |
|
|
|
|
|
54 |
Kazakhstan |
0.00 |
|
|
|
|
|
|
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|
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|||
54 |
Kenya |
0.00 |
|
|
|
|
|
|
|
|
|
|
|||
54 |
Kuwait |
0.00 |
|
|
|
|
|
|
|
|
|
|
|||
54 |
Norway |
0.00 |
|
|
|
|
|
|
|
|
|
|
|||
54 |
Saudi Arabia |
0.00 |
|
|
|
|
|
|
|
|
|
|
|||
54 |
Singapore |
0.00 |
|
|
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|
|
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|
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|
|||
54 |
Tanzania 1 |
0.00 |
|
|
|
|
|
|
|
|
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|
|||
|
|
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|||
|
|
|
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|
|
|
|
SOURCE: Bank for International Settlements, BIS Quarterly Review, June 2012;
GDP data from IMF, World Economic Outlook Database, April 2012; inflation data from IMF, International Financial Statistics (data retrieved August 2012)
1 2010
The Financial Development Report 2012 | 375

3: Data Tables | Financial markets
6.17
Local currency corporate bond issuance to GDP
This is investment-grade and high-yield issuance corporate bonds as a share of GDP | 2011
Rank |
Country/economy |
value |
|
|
|
|
|
|
|
1 |
Malaysia |
4.89 |
|
|
|
|
|
|
|
|
|
|
|
|
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|
|||
|
|
|
|
|
|
|
|||
2 |
Korea, Rep |
3.53 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
3 |
China |
2.27 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
4 |
United States |
2.01 |
|
|
|
|
|
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|
|
|
|
|
|
|
|
|||
5 |
Philippines 1 |
1.94 |
|
|
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|
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|
|
|
|
|
|
|
|||
6 |
..............................Thailand |
1.70 |
|
|
|
|
|
|
|
7 |
................................France |
1.40 |
|
|
|
|
|
|
|
8 |
Pakistan 1 |
1.38 |
|
|
|
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|
|
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|
|
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|
|
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|||
|
|
|
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|
|
|
|||
9 |
..............................Sweden |
1.26 |
|
|
|
|
|
|
|
10 |
Switzerland |
1.22 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
11 |
Canada |
1.20 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
12 |
Singapore |
1.13 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
13 |
Japan |
1.10 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
14 |
Belgium |
0.98 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
15 |
Chile |
0.95 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
16 |
Austria |
0.91 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
17 |
Portugal |
0.90 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
18 |
Spain |
0.77 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
19 |
Kazakhstan 1 |
0.71 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
|
|
|
|
|
|
|
|||
20 |
..................United Kingdom |
0.70 |
|
|
|
|
|
|
|
21 |
Hong Kong SAR |
0.68 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
22 |
....................................India |
0.59 |
|
|
|
|
|
|
|
23 |
................................Mexico |
0.55 |
|
|
|
|
|
|
|
24 |
.....................................Italy |
0.55 |
|
|
|
|
|
|
|
25 |
.............................Germany |
0.54 |
|
|
|
|
|
|
|
26 |
........................Netherlands |
0.54 |
|
|
|
|
|
|
|
27 |
............................Vietnam 1 |
0.50 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
28 |
................................Egypt 2 |
0.47 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
29 |
................................Finland |
0.44 |
|
|
|
|
|
|
|
30 |
............................Colombia |
0.40 |
|
|
|
|
|
|
|
31 |
...................................Brazil |
0.37 |
|
|
|
|
|
|
|
32 |
................................Greece |
0.37 |
|
|
|
|
|
|
|
33 |
..............................Australia |
0.32 |
|
|
|
|
|
|
|
34 |
.............Russian Federation |
0.28 |
|
|
|
|
|
|
|
35 |
...............................Norway |
0.26 |
|
|
|
|
|
|
|
36 |
.......................Saudi Arabia |
0.22 |
|
|
|
|
|
|
|
37 |
...........................Morocco 1 |
0.21 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
38 |
..........................Indonesia 1 |
0.11 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
39 |
..............................Poland 2 |
0.07 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
40 |
........................South Africa |
0.06 |
|
|
|
|
|
|
|
41 |
Czech Republic |
0.03 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
42 |
Nigeria |
0.03 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
43 |
Argentina |
0.03 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
44 |
Ukraine 1 |
0.00 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
|
|
|
|
|
|
|
|||
45 |
.................................Ireland |
0.00 |
|
|
|
|
|
|
|
n/a |
Bahrain................................. |
n/a |
|
|
|
|
|
|
|
n/a |
Bangladesh........................... |
n/a |
|
|
|
|
|
|
|
n/a |
Denmark............................... |
n/a |
|
|
|
|
|
|
|
n/a |
Ghana................................... |
n/a |
|
|
|
|
|
|
|
n/a |
Hungary................................ |
n/a |
|
|
|
|
|
|
|
n/a |
Israel..................................... |
n/a |
|
|
|
|
|
|
|
n/a |
Jordan.................................. |
n/a |
|
|
|
|
|
|
|
n/a |
Kenya................................... |
n/a |
|
|
|
|
|
|
|
n/a |
Kuwait.................................. |
n/a |
|
|
|
|
|
|
|
n/a |
Panama................................ |
n/a |
|
|
|
|
|
|
|
n/a |
Peru...................................... |
n/a |
|
|
|
|
|
|
|
n/a |
Romania............................... |
n/a |
|
|
|
|
|
|
|
n/a |
Slovak Republic.................... |
n/a |
|
|
|
|
|
|
|
n/a |
Tanzania................................ |
n/a |
|
|
|
|
|
|
|
n/a |
Turkey................................... |
n/a |
|
|
|
|
|
|
|
n/a |
United Arab Emirates............ |
n/a |
|
|
|
|
|
|
|
n/a |
Venezuela............................. |
n/a |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
SOURCE: Dealogic Analytics (data retrieved July 2012); GDP data from IMF, World Economic Outlook Database, April 2012
1 2009 2 2010
376 | The Financial Development Report 2012

Data Tables
Section VII Financial access
The Financial Development Report 2012 | 377

3: Data Tables | Financial access |
|
|
7.01 |
7.02 |
|
|
|
|
Financial market sophistication |
Venture capital availability |
|
|
|
|
How would you assess the level of sophistication of financial markets |
|
In your country, how easy is it for entrepreneurs with innovative but |
in your country? (1 = Poor by international standards; 7 = excellent by |
|
risky projects to find venture capital? (1 = very difficult; 7 = very easy) | |
international standards) | 2011–2012 weighted average |
|
2011–2012 weighted average |
|
|
|
Rank |
Country/economy |
value 1 |
MEAN 4.99 7 |
Rank |
Country/economy |
value 1 |
MEAN 3.02 |
7 |
||||||
1 |
United Kingdom |
6.77 |
|
|
|
|
|
1 |
Hong Kong SAR |
4.46 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
|
|
|
|
|
|
|
|
||||||
2 |
Switzerland |
6.71 |
|
|
|
|
|
2 |
Israel |
4.45 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
3 |
South Africa |
6.53 |
|
|
|
|
|
3 |
Singapore |
4.39 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
4 |
Canada |
6.45 |
|
|
|
|
|
4 |
Sweden |
4.38 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
5 |
Hong Kong SAR |
6.38 |
|
|
|
|
|
5 |
Norway |
4.33 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
6 |
Singapore |
6.35 |
|
|
|
|
|
6 |
Bahrain |
4.27 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
7 |
Netherlands |
6.24 |
|
|
|
|
|
7 |
United Arab Emirates |
4.14 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
8 |
Brazil |
6.17 |
|
|
|
|
|
8 |
United States |
4.10 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
9 |
Australia |
6.17 |
|
|
|
|
|
9 |
Malaysia |
4.03 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
10 |
Panama |
6.03 |
|
|
|
|
|
10 |
Finland |
3.91 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
11 |
France |
5.99 |
|
|
|
|
|
11 |
Netherlands |
3.78 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
12 |
Finland |
5.98 |
|
|
|
|
|
12 |
United Kingdom |
3.77 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
13 |
United States |
5.96 |
|
|
|
|
|
13 |
Panama |
3.69 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
14 |
Sweden |
5.96 |
|
|
|
|
|
14 |
Saudi Arabia |
3.69 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
15 |
Norway |
5.90 |
|
|
|
|
|
15 |
Switzerland |
3.63 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
16 |
Bahrain |
5.86 |
|
|
|
|
|
16 |
Canada |
3.63 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
17 |
Belgium |
5.79 |
|
|
|
|
|
17 |
Indonesia |
3.56 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
18 |
Chile |
5.77 |
|
|
|
|
|
18 |
China |
3.53 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
19 |
Germany |
5.68 |
|
|
|
|
|
19 |
Belgium |
3.53 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
20 |
.............................Denmark |
5.60 |
|
|
|
|
|
20 |
....................................India |
3.40 |
|
|
|
|
21 |
..................................Spain |
5.59 |
|
|
|
|
|
21 |
..............................Australia |
3.34 |
|
|
|
|
22 |
..............................Malaysia |
5.49 |
|
|
|
|
|
22 |
...................................Chile |
3.21 |
|
|
|
|
23 |
...................................Israel |
5.49 |
|
|
|
|
|
23 |
.................................Kenya |
3.18 |
|
|
|
|
24 |
..............................Portugal |
5.48 |
|
|
|
|
|
24 |
.............................Germany |
3.16 |
|
|
|
|
25 |
.......................Saudi Arabia |
5.46 |
|
|
|
|
|
25 |
........................South Africa |
3.05 |
|
|
|
|
26 |
..........United Arab Emirates |
5.40 |
|
|
|
|
|
26 |
.............................Morocco |
3.02 |
|
|
|
|
27 |
................................Austria |
5.38 |
|
|
|
|
|
27 |
................................Austria |
3.01 |
|
|
|
|
28 |
.................................Turkey |
5.21 |
|
|
|
|
|
28 |
..................................Egypt |
3.00 |
|
|
|
|
29 |
.................................Japan |
5.11 |
|
|
|
|
|
29 |
................................Kuwait |
2.97 |
|
|
|
|
30 |
..............................Thailand |
5.03 |
|
|
|
|
|
30 |
.................................Japan |
2.96 |
|
|
|
|
31 |
.................................Ireland |
5.02 |
|
|
|
|
|
31 |
....................................Peru |
2.93 |
|
|
|
|
32 |
....................................India |
4.95 |
|
|
|
|
|
32 |
................................Jordan |
2.91 |
|
|
|
|
33 |
................................Mexico |
4.91 |
|
|
|
|
|
33 |
..............................Thailand |
2.90 |
|
|
|
|
34 |
...................Czech Republic |
4.77 |
|
|
|
|
|
34 |
...................................Brazil |
2.82 |
|
|
|
|
35 |
..............................Hungary |
4.76 |
|
|
|
|
|
35 |
............................Colombia |
2.82 |
|
|
|
|
36 |
..........................Philippines |
4.74 |
|
|
|
|
|
36 |
..............................Pakistan |
2.80 |
|
|
|
|
37 |
.............................Morocco |
4.71 |
|
|
|
|
|
37 |
................................France |
2.77 |
|
|
|
|
38 |
..................Slovak Republic |
4.69 |
|
|
|
|
|
38 |
..................Slovak Republic |
2.76 |
|
|
|
|
39 |
................................Poland |
4.67 |
|
|
|
|
|
39 |
..........................Philippines |
2.72 |
|
|
|
|
40 |
....................................Peru |
4.66 |
|
|
|
|
|
40 |
................................Mexico |
2.62 |
|
|
|
|
41 |
Colombia |
4.55 |
|
|
|
|
|
41 |
Denmark |
2.61 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
42 |
Jordan |
4.52 |
|
|
|
|
|
42 |
Nigeria |
2.53 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
43 |
.....................................Italy |
4.51 |
|
|
|
|
|
43 |
.................................Turkey |
2.51 |
|
|
|
|
44 |
.........................Korea, Rep |
4.39 |
|
|
|
|
|
44 |
..................................Spain |
2.50 |
|
|
|
|
45 |
............................Indonesia |
4.38 |
|
|
|
|
|
45 |
.............................Romania |
2.50 |
|
|
|
|
46 |
.................................Ghana |
4.32 |
|
|
|
|
|
46 |
..............................Tanzania |
2.44 |
|
|
|
|
47 |
.................................Kenya |
4.30 |
|
|
|
|
|
47 |
...................Czech Republic |
2.41 |
|
|
|
|
48 |
................................Nigeria |
4.13 |
|
|
|
|
|
48 |
.............Russian Federation |
2.40 |
|
|
|
|
49 |
China |
4.09 |
|
|
|
|
|
49 |
Ireland |
2.38 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
50 |
Egypt |
4.02 |
|
|
|
|
|
50 |
Poland |
2.36 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
51 |
Pakistan |
3.92 |
|
|
|
|
|
51 |
Vietnam |
2.29 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
52 |
Kazakhstan |
3.88 |
|
|
|
|
|
52 |
Portugal |
2.28 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
53 |
Romania |
3.86 |
|
|
|
|
|
53 |
Kazakhstan |
2.23 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
54 |
Kuwait |
3.82 |
|
|
|
|
|
54 |
Ukraine |
2.20 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
55 |
Greece |
3.81 |
|
|
|
|
|
55 |
Venezuela |
2.19 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
56 |
Ukraine |
3.63 |
|
|
|
|
|
56 |
Korea, Rep |
2.19 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
57 |
Russian Federation |
3.56 |
|
|
|
|
|
57 |
Hungary |
2.10 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
58 |
Venezuela |
3.42 |
|
|
|
|
|
58 |
Ghana |
2.09 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
59 |
Tanzania |
3.25 |
|
|
|
|
|
59 |
Italy |
2.03 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
60 |
Bangladesh |
3.19 |
|
|
|
|
|
60 |
Bangladesh |
2.01 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
61 |
Vietnam |
3.15 |
|
|
|
|
|
61 |
Greece |
1.83 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
62 |
Argentina |
3.09 |
|
|
|
|
|
62 |
Argentina |
1.82 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
|
|
|
|
|
|
|
|
|
|
||||
SOURCE: World Economic Forum, Executive Opinion Survey, 2011–2012 |
SOURCE: World Economic Forum, Executive Opinion Survey, 2011–2012 |
|
378 | The Financial Development Report 2012

7.03
Ease of access to credit
During the past year, has it become easier or more difficult to obtain credit for companies in your country? (1 = much more difficult; 7 = much easier) | 2011–2012 weighted average
Rank |
Country/economy |
value 1 |
MEAN 3.71 |
7 |
||||
1 |
Hong Kong SAR |
5.01 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
|
|
|
|
|
|
|||
2 |
Singapore |
4.86 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
3 |
Panama |
4.78 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
4 |
Finland |
4.77 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
5 |
Malaysia |
4.73 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
6 |
Bahrain |
4.70 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
7 |
United Arab Emirates |
4.70 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
8 |
Norway |
4.67 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
9 |
Sweden |
4.58 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
10 |
Chile |
4.55 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
11 |
Peru |
4.49 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
12 |
Brazil |
4.45 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
13 |
Indonesia |
4.41 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
14 |
Kenya |
4.37 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
15 |
Turkey |
4.25 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
16 |
India |
4.22 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
17 |
Saudi Arabia |
4.21 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
18 |
Canada |
4.19 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
19 |
Thailand |
4.19 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
20 |
.................................Japan |
4.18 |
|
|
|
|
|
|
21 |
........................South Africa |
4.17 |
|
|
|
|
|
|
22 |
.............................Germany |
4.14 |
|
|
|
|
|
|
23 |
......................United States |
4.11 |
|
|
|
|
|
|
24 |
.........................Switzerland |
4.11 |
|
|
|
|
|
|
25 |
..........................Philippines |
4.10 |
|
|
|
|
|
|
26 |
..................................China |
4.01 |
|
|
|
|
|
|
27 |
................................Austria |
3.99 |
|
|
|
|
|
|
28 |
...................................Israel |
3.91 |
|
|
|
|
|
|
29 |
............................Colombia |
3.81 |
|
|
|
|
|
|
30 |
.............................Morocco |
3.78 |
|
|
|
|
|
|
31 |
..............................Australia |
3.75 |
|
|
|
|
|
|
32 |
..................Slovak Republic |
3.75 |
|
|
|
|
|
|
33 |
..............................Belgium |
3.74 |
|
|
|
|
|
|
34 |
................................Mexico |
3.68 |
|
|
|
|
|
|
35 |
................................Jordan |
3.61 |
|
|
|
|
|
|
36 |
..................United Kingdom |
3.60 |
|
|
|
|
|
|
37 |
..................................Egypt |
3.59 |
|
|
|
|
|
|
38 |
........................Netherlands |
3.55 |
|
|
|
|
|
|
39 |
................................Poland |
3.46 |
|
|
|
|
|
|
40 |
.........................Bangladesh |
3.46 |
|
|
|
|
|
|
41 |
Kuwait |
3.39 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
42 |
Denmark |
3.34 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
43 |
..............................Pakistan |
3.33 |
|
|
|
|
|
|
44 |
...........................Venezuela |
3.32 |
|
|
|
|
|
|
45 |
...................Czech Republic |
3.29 |
|
|
|
|
|
|
46 |
..............................Tanzania |
3.27 |
|
|
|
|
|
|
47 |
..............................Vietnam |
3.25 |
|
|
|
|
|
|
48 |
.................................Ghana |
3.17 |
|
|
|
|
|
|
49 |
Korea, Rep |
3.17 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
50 |
Russian Federation |
3.16 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
51 |
Romania |
3.08 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
52 |
Nigeria |
3.06 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
53 |
Italy |
2.94 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
54 |
France |
2.93 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
55 |
Kazakhstan |
2.76 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
56 |
Argentina |
2.76 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
57 |
Hungary |
2.61 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
58 |
Portugal |
2.37 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
59 |
Ukraine |
2.36 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
60 |
Ireland |
2.28 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
61 |
Spain |
1.97 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
62 |
Greece |
1.72 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
|
|
|
|
|
|
|
|
|
SOURCE: World Economic Forum, Executive Opinion Survey, 2011–2012
3: Data Tables | Financial access
7.04
Financing through local equity market
How easy is it to raise money by issuing shares on the stock market in your country? (1 = very difficult; 7 = very easy) | 2011–2012 weighted average
Rank |
Country/economy |
value 1 |
MEAN 3.97 |
7 |
||||
1 |
Hong Kong SAR |
5.72 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
|
|
|
|
|
|
|||
2 |
South Africa |
5.44 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
3 |
Singapore |
5.08 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
4 |
Norway |
5.02 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
5 |
United Kingdom |
4.96 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
6 |
Malaysia |
4.90 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
7 |
Canada |
4.86 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
8 |
Sweden |
4.84 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
9 |
France |
4.72 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
10 |
Australia |
4.72 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
11 |
Saudi Arabia |
4.70 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
12 |
Switzerland |
4.67 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
13 |
Chile |
4.64 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
14 |
Japan |
4.64 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
15 |
United States |
4.61 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
16 |
India |
4.60 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
17 |
Finland |
4.55 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
18 |
Bahrain |
4.51 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
19 |
Netherlands |
4.45 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
20 |
.................................Kenya |
4.45 |
|
|
|
|
|
|
21 |
..............................Thailand |
4.43 |
|
|
|
|
|
|
22 |
..........United Arab Emirates |
4.43 |
|
|
|
|
|
|
23 |
............................Indonesia |
4.36 |
|
|
|
|
|
|
24 |
.............................Morocco |
4.35 |
|
|
|
|
|
|
25 |
.................................Turkey |
4.34 |
|
|
|
|
|
|
26 |
.............................Germany |
4.32 |
|
|
|
|
|
|
27 |
..............................Panama |
4.29 |
|
|
|
|
|
|
28 |
...................................Israel |
4.24 |
|
|
|
|
|
|
29 |
..........................Philippines |
4.18 |
|
|
|
|
|
|
30 |
..................................Egypt |
4.15 |
|
|
|
|
|
|
31 |
..............................Belgium |
4.07 |
|
|
|
|
|
|
32 |
...................................Brazil |
4.06 |
|
|
|
|
|
|
33 |
.................................Ghana |
4.03 |
|
|
|
|
|
|
34 |
.........................Bangladesh |
4.02 |
|
|
|
|
|
|
35 |
................................Jordan |
3.90 |
|
|
|
|
|
|
36 |
..................................China |
3.89 |
|
|
|
|
|
|
37 |
................................Nigeria |
3.78 |
|
|
|
|
|
|
38 |
............................Colombia |
3.78 |
|
|
|
|
|
|
39 |
................................Austria |
3.77 |
|
|
|
|
|
|
40 |
..............................Pakistan |
3.77 |
|
|
|
|
|
|
41 |
Denmark |
3.75 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
42 |
Kuwait |
3.74 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
43 |
................................Poland |
3.73 |
|
|
|
|
|
|
44 |
................................Mexico |
3.58 |
|
|
|
|
|
|
45 |
....................................Peru |
3.57 |
|
|
|
|
|
|
46 |
.........................Korea, Rep |
3.46 |
|
|
|
|
|
|
47 |
..............................Vietnam |
3.42 |
|
|
|
|
|
|
48 |
.....................................Italy |
3.41 |
|
|
|
|
|
|
49 |
Tanzania |
3.36 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
50 |
Czech Republic |
3.28 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
51 |
Romania |
3.26 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
52 |
Ireland |
3.06 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
53 |
Spain |
3.04 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
54 |
Portugal |
3.04 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
55 |
Russian Federation |
3.01 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
56 |
Kazakhstan |
2.80 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
57 |
Hungary |
2.69 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
58 |
Slovak Republic |
2.62 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
59 |
Greece |
2.48 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
60 |
Argentina |
2.47 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
61 |
Ukraine |
2.29 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
62 |
Venezuela |
1.80 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
|
|
|
|
|
|
|
|
|
SOURCE: World Economic Forum, Executive Opinion Survey, 2011–2012
The Financial Development Report 2012 | 379

3: Data Tables | Financial access |
|
|
7.05 |
7.06 |
|
|
|
|
Ease of access to loans |
Foreign direct investment to GDP |
|
|
|
|
How easy is it to obtain a bank loan in your country with only a good |
|
This variable is comprised of equity capital, reinvested earnings, and intra- |
business plan and no collateral? (1 = very difficult; 7 = very easy) | |
|
company loans | 2011 |
2011–2012 weighted average |
|
|
|
|
|
|
|
|
Rank |
Country/economy |
value 1 |
MEAN 3.15 |
7 |
Rank |
Country/economy |
value |
|||||||||
1 |
Bahrain |
|
4.80 |
|
|
|
|
1 |
Hong Kong SAR |
34.18 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
|
|
|
|
|
|
|
|
|
|
||||||
2 |
Singapore |
4.68 |
|
|
|
|
2 |
Singapore |
24.63 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
3 |
Sweden |
|
4.56 |
|
|
|
|
3 |
Belgium |
17.36 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
4 |
United Arab Emirates |
4.49 |
|
|
|
|
4 |
Panama |
9.13 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
5 |
Norway |
|
4.45 |
|
|
|
|
5 |
Ghana |
8.67 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
6 |
Hong Kong SAR |
4.44 |
|
|
|
|
6 |
Kazakhstan |
7.24 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
7 |
Malaysia |
|
4.41 |
|
|
|
|
7 |
Chile |
6.96 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
8 |
Finland |
|
4.41 |
|
|
|
|
8 |
Vietnam |
6.05 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
9 |
Panama |
|
4.14 |
|
|
|
|
9 |
Ireland |
6.02 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
10 |
Saudi Arabia |
4.07 |
|
|
|
|
10 |
Jordan |
5.03 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
11 |
Indonesia |
3.91 |
|
|
|
|
11 |
Peru |
4.74 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
12 |
Canada |
|
3.78 |
|
|
|
|
12 |
Tanzania |
4.69 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
13 |
Belgium |
|
3.78 |
|
|
|
|
13 |
Israel |
4.68 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
14 |
United States |
3.76 |
|
|
|
|
14 |
Denmark |
4.43 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
15 |
Chile |
|
3.74 |
|
|
|
|
15 |
Ukraine |
4.37 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
16 |
Netherlands |
3.74 |
|
|
|
|
16 |
Portugal |
4.33 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
17 |
Australia |
|
3.68 |
|
|
|
|
17 |
Malaysia |
4.29 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
18 |
Switzerland |
3.67 |
|
|
|
|
18 |
Colombia |
4.03 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
19 |
Kenya |
|
3.65 |
|
|
|
|
19 |
Nigeria |
3.73 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
20 |
....................................Peru |
|
3.64 |
|
|
|
|
20 |
................................Austria |
3.37 |
|
|
|
|
|
|
21 |
..............................Thailand |
|
3.55 |
|
|
|
|
21 |
..............................Hungary |
3.35 |
|
|
|
|
|
|
22 |
........................South Africa |
3.50 |
|
|
|
|
22 |
...............................Bahrain |
2.99 |
|
|
|
|
|
|
|
23 |
...................................Israel |
|
3.41 |
|
|
|
|
23 |
................................Poland |
2.95 |
|
|
|
|
|
|
24 |
....................................India |
|
3.33 |
|
|
|
|
24 |
.............Russian Federation |
2.86 |
|
|
|
|
|
|
25 |
................................Austria |
|
3.21 |
|
|
|
|
25 |
.......................Saudi Arabia |
2.84 |
|
|
|
|
|
|
26 |
.............................Germany |
3.17 |
|
|
|
|
26 |
..............................Australia |
2.78 |
|
|
|
|
|
|
|
27 |
................................Jordan |
|
3.16 |
|
|
|
|
27 |
..............................Thailand |
2.77 |
|
|
|
|
|
|
28 |
..........................Philippines |
3.15 |
|
|
|
|
28 |
...................................Brazil |
2.67 |
|
|
|
|
|
|
|
29 |
..................United Kingdom |
3.14 |
|
|
|
|
29 |
.............................Morocco |
2.54 |
|
|
|
|
|
|
|
30 |
..................................China |
|
3.13 |
|
|
|
|
30 |
...................Czech Republic |
2.51 |
|
|
|
|
|
|
31 |
...................................Brazil |
|
3.11 |
|
|
|
|
31 |
...............................Canada |
2.36 |
|
|
|
|
|
|
32 |
................................Kuwait |
|
3.10 |
|
|
|
|
32 |
..............................Sweden |
2.25 |
|
|
|
|
|
|
33 |
............................Colombia |
3.09 |
|
|
|
|
33 |
............................Indonesia |
2.24 |
|
|
|
|
|
|
|
34 |
.............................Denmark |
3.09 |
|
|
|
|
34 |
..................United Kingdom |
2.23 |
|
|
|
|
|
|
|
35 |
.................................Japan |
|
3.05 |
|
|
|
|
35 |
..................Slovak Republic |
2.23 |
|
|
|
|
|
|
36 |
..................Slovak Republic |
2.98 |
|
|
|
|
36 |
..........United Arab Emirates |
2.13 |
|
|
|
|
|
|
|
37 |
.............................Morocco |
|
2.98 |
|
|
|
|
37 |
.................................Turkey |
2.04 |
|
|
|
|
|
|
38 |
................................France |
|
2.97 |
|
|
|
|
38 |
........................Netherlands |
2.04 |
|
|
|
|
|
|
39 |
.................................Turkey |
|
2.97 |
|
|
|
|
39 |
..................................Spain |
1.97 |
|
|
|
|
|
|
40 |
..............................Pakistan |
|
2.88 |
|
|
|
|
40 |
....................................India |
1.88 |
|
|
|
|
|
|
41 |
Czech Republic |
2.88 |
|
|
|
|
41 |
China |
1.70 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
42 |
Romania |
|
2.70 |
|
|
|
|
42 |
Mexico |
1.69 |
|
|
|
|
|
|
............................ |
|
|
|
|
|
|
|
|
|
|
||||||
43 |
................................Mexico |
|
2.63 |
|
|
|
|
43 |
...........................Venezuela |
1.68 |
|
|
|
|
|
|
44 |
..................................Egypt |
|
2.63 |
|
|
|
|
44 |
............................Argentina |
1.62 |
|
|
|
|
|
|
45 |
.............Russian Federation |
2.61 |
|
|
|
|
45 |
......................United States |
1.50 |
|
|
|
|
|
|
|
46 |
................................Poland |
|
2.55 |
|
|
|
|
46 |
................................France |
1.47 |
|
|
|
|
|
|
47 |
...........................Venezuela |
2.51 |
|
|
|
|
47 |
........................South Africa |
1.42 |
|
|
|
|
|
|
|
48 |
.........................Bangladesh |
2.40 |
|
|
|
|
48 |
.............................Romania |
1.41 |
|
|
|
|
|
|
|
49 |
Tanzania |
|
2.40 |
|
|
|
|
49 |
Italy |
1.32 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
50 |
Vietnam |
|
2.36 |
|
|
|
|
50 |
Germany |
1.13 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
51 |
Ukraine |
|
2.31 |
|
|
|
|
51 |
Bangladesh |
1.01 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
52 |
Portugal |
|
2.30 |
|
|
|
|
52 |
Kenya |
0.96 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
53 |
Kazakhstan |
2.28 |
|
|
|
|
53 |
Norway |
0.74 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
54 |
Hungary |
|
2.25 |
|
|
|
|
54 |
Pakistan |
0.63 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
55 |
Korea, Rep |
2.23 |
|
|
|
|
55 |
Greece |
0.60 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
56 |
Nigeria |
|
2.14 |
|
|
|
|
56 |
Philippines |
0.59 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
57 |
Spain |
|
2.05 |
|
|
|
|
57 |
Korea, Rep |
0.42 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
58 |
Ghana |
|
2.03 |
|
|
|
|
58 |
Kuwait |
0.23 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
59 |
Italy |
|
1.98 |
|
|
|
|
59 |
Finland |
0.02 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
60 |
Ireland |
|
1.83 |
|
|
|
|
60 |
Japan |
-0.03 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
61 |
Greece |
|
1.71 |
|
|
|
|
61 |
Switzerland |
-0.03 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
62 |
Argentina |
1.69 |
|
|
|
|
62 |
Egypt |
-0.20 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
||||
SOURCE: World. |
Economic Forum, Executive Opinion Survey, 2011–2012 |
|
SOURCE: United Nations Conference on Trade and Development, “Inward and |
|||||||||||||
|
|
|
|
|
|
|
|
Outward Foreign Direct Investment Flows, Annual, 1970–2011”; GDP data from IMF, |
||||||||
|
|
|
|
|
|
|
|
World Economic Outlook Database, April 2012 |
380 | The Financial Development Report 2012

7.07
Market penetration of bank accounts
This is the percent of the population (15 years or older) with an account at a formal financial institution | 2011
Rank |
Country/economy |
value |
|
|
|
|
|
|
|
1 |
Denmark |
99.74 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
|
|
|
|
|
|
|
|||
2 |
Finland |
99.65 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
3 |
Australia |
99.06 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
4 |
Sweden |
98.99 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
5 |
Netherlands |
98.66 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
6 |
Singapore |
98.22 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
7 |
Germany |
98.13 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
8 |
United Kingdom |
97.20 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
9 |
Austria |
97.08 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
10 |
France |
96.98 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
11 |
Japan |
96.42 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
12 |
Belgium |
96.31 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
13 |
Canada |
95.80 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
14 |
Ireland |
93.89 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
15 |
Spain |
93.28 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
16 |
Korea, Rep |
93.05 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
17 |
Israel |
90.47 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
18 |
Hong Kong SAR |
88.69 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
19 |
United States |
87.96 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
20 |
..............................Kuwait |
86.77 |
|
|
|
|
|
|
|
21 |
............................Portugal |
81.23 |
|
|
|
|
|
|
|
22 |
.................Czech Republic |
80.65 |
|
|
|
|
|
|
|
23 |
................Slovak Republic |
79.58 |
|
|
|
|
|
|
|
24 |
..............................Greece |
77.94 |
|
|
|
|
|
|
|
25 |
............................Hungary |
72.67 |
|
|
|
|
|
|
|
26 |
............................Thailand |
72.67 |
|
|
|
|
|
|
|
27 |
...................................Italy |
71.01 |
|
|
|
|
|
|
|
28 |
..............................Poland |
70.19 |
|
|
|
|
|
|
|
29 |
............................Malaysia |
66.17 |
|
|
|
|
|
|
|
30 |
.............................Bahrain |
64.51 |
|
|
|
|
|
|
|
31 |
................................China |
63.82 |
|
|
|
|
|
|
|
32 |
........United Arab Emirates |
59.73 |
|
|
|
|
|
|
|
33 |
...............................Turkey |
57.60 |
|
|
|
|
|
|
|
34 |
.................................Brazil |
55.86 |
|
|
|
|
|
|
|
35 |
......................South Africa |
53.65 |
|
|
|
|
|
|
|
36 |
...........Russian Federation |
48.18 |
|
|
|
|
|
|
|
37 |
.....................Saudi Arabia |
46.42 |
|
|
|
|
|
|
|
38 |
...........................Romania |
44.59 |
|
|
|
|
|
|
|
39 |
.........................Venezuela |
44.12 |
|
|
|
|
|
|
|
40 |
...............................Kenya |
42.34 |
|
|
|
|
|
|
|
41 |
Chile |
42.18 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
42 |
Kazakhstan |
42.11 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
43 |
.............................Ukraine |
41.27 |
|
|
|
|
|
|
|
44 |
.......................Bangladesh |
39.55 |
|
|
|
|
|
|
|
45 |
...........................Morocco |
39.07 |
|
|
|
|
|
|
|
46 |
..................................India |
35.23 |
|
|
|
|
|
|
|
47 |
..........................Argentina |
33.13 |
|
|
|
|
|
|
|
48 |
..........................Colombia |
30.43 |
|
|
|
|
|
|
|
49 |
Nigeria |
29.67 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
50 |
Ghana |
29.43 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
51 |
Mexico |
27.43 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
52 |
Philippines |
26.56 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
53 |
Jordan |
25.47 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
54 |
Panama |
24.93 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
55 |
Vietnam |
21.37 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
56 |
Peru |
20.46 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
57 |
Indonesia |
19.58 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
58 |
Tanzania |
17.26 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
59 |
Pakistan |
10.31 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
60 |
Egypt |
9.72 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
n/a |
Norway................................. |
n/a |
|
|
|
|
|
|
|
n/a |
Switzerland........................... |
n/a |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
SOURCE: Demirguc-Kunt, A. and L. Klapper. 2012. “Measuring Financial Inclusion: The Global Findex Database.” World Bank Policy Research Working Paper 6025. Washington DC: The World Bank
3: Data Tables | Financial access
7.08
Commercial bank branches
This is the number of commercial bank branches per 100,000 adults | 2010
Rank |
Country/economy |
value |
|
|
|
|
|
|
1 |
Portugal |
75.91 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
|
|
|
|
|
|
|||
2 |
Italy |
66.86 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
3 |
Peru |
49.51 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
4 |
Belgium 1 |
47.96 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
5 |
..............................Poland |
45.83 |
|
|
|
|
|
|
6 |
..............................France |
43.11 |
|
|
|
|
|
|
7 |
Greece |
41.18 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
8 |
Denmark |
41.13 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
9 |
Spain |
39.31 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
10 |
United States |
35.74 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
11 |
Japan |
33.97 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
12 |
Romania |
33.16 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
13 |
Australia |
31.61 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
14 |
Ireland |
28.63 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
15 |
Slovak Republic |
26.50 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
16 |
United Kingdom 1 |
25.51 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
|
|
|
|
|
|
|||
17 |
.............................Canada |
24.25 |
|
|
|
|
|
|
18 |
Hong Kong SAR |
23.61 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
19 |
Netherlands |
23.21 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
20 |
Czech Republic |
22.53 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
21 |
United Arab Emirates 1 |
21.73 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
|
|
|
|
|
|
|||
22 |
...........................Morocco |
20.98 |
|
|
|
|
|
|
23 |
.................................Israel |
19.99 |
|
|
|
|
|
|
24 |
.......................Korea, Rep |
18.63 |
|
|
|
|
|
|
25 |
............................Jordan 1 |
18.08 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
26 |
.................................Chile |
17.59 |
|
|
|
|
|
|
27 |
...........................Germany |
17.58 |
|
|
|
|
|
|
28 |
.............................Turkey 1 |
17.38 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
29 |
............................Hungary |
16.62 |
|
|
|
|
|
|
30 |
..............................Finland |
15.60 |
|
|
|
|
|
|
31 |
..............................Mexico |
15.22 |
|
|
|
|
|
|
32 |
.................................Brazil |
13.76 |
|
|
|
|
|
|
33 |
..........................Argentina |
13.28 |
|
|
|
|
|
|
34 |
..............................Austria |
11.39 |
|
|
|
|
|
|
35 |
............................Thailand |
11.16 |
|
|
|
|
|
|
36 |
..................................India |
10.91 |
|
|
|
|
|
|
37 |
............................Malaysia |
10.48 |
|
|
|
|
|
|
38 |
.........................Singapore |
10.28 |
|
|
|
|
|
|
39 |
......................South Africa |
10.10 |
|
|
|
|
|
|
40 |
.....................Saudi Arabia 1 |
8.97 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
41 |
..............................Pakistan |
8.76 |
|
|
|
|
|
|
42 |
Indonesia |
8.32 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
43 |
Philippines |
7.69 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
44 |
Norway |
7.64 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
45 |
Bangladesh |
6.89 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
46 |
.............Russian Federation |
5.65 |
|
|
|
|
|
|
47 |
..............................Ghana 1 |
4.99 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
48 |
...............................Kenya 1 |
4.41 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
49 |
.........................Kazakhstan |
3.33 |
|
|
|
|
|
|
50 |
Vietnam |
3.33 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
51 |
Ukraine |
2.31 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
52 |
Tanzania 1 |
1.81 |
|
|
|
|
|
|
|
|
|
|
|
|
|||
|
|
|
|
|
|
|||
n/a |
Bahrain................................. |
n/a |
|
|
|
|
|
|
n/a |
China.................................... |
n/a |
|
|
|
|
|
|
n/a |
Colombia.............................. |
n/a |
|
|
|
|
|
|
n/a |
Egypt.................................... |
n/a |
|
|
|
|
|
|
n/a |
Kuwait.................................. |
n/a |
|
|
|
|
|
|
n/a |
Nigeria.................................. |
n/a |
|
|
|
|
|
|
n/a |
Panama................................ |
n/a |
|
|
|
|
|
|
n/a |
Sweden................................ |
n/a |
|
|
|
|
|
|
n/a |
Switzerland........................... |
n/a |
|
|
|
|
|
|
n/a |
Venezuela............................. |
n/a |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
SOURCE: IMF, Financial Access Survey, 2011
1 2009
The Financial Development Report 2012 | 381

3: Data Tables | Financial access |
|
|
7.09 |
7.10 |
|
|
|
|
Total number of ATMs |
Debit card penetration |
|
|
|
|
This is the total number of ATMs per 100,000 adults | 2010 |
|
This is the percent of respondents with a debit card | 2011 |
|
|
|
Rank |
Country/economy |
value |
|
|
|
|
|
|
|
|
|
|
|
Rank |
Country/economy |
value |
||||||||||
1 |
Korea, Rep. 1..................250.29 |
|
|
|
|
|
|
|
|
|
|
1 |
Netherlands |
97.61 |
|
|
|
|
|
|
|
|
|
|
||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
2 |
Canada |
220.02 |
|
|
|
|
|
|
|
|
|
|
2 |
Sweden |
95.50 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||||
3 |
Portugal |
197.05 |
|
|
|
|
|
|
|
|
|
|
3 |
Denmark |
90.13 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||
4 |
United States 1 |
173.75 |
|
|
|
|
|
|
|
|
|
|
4 |
Finland |
89.32 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||
5 |
..........................Australia |
162.38 |
|
|
|
|
|
|
|
|
|
|
5 |
...........................Germany |
88.02 |
|
|
|
|
|
|
|
|
|
|
|
6 |
..............................Spain |
151.87 |
|
|
|
|
|
|
|
|
|
|
6 |
.............................Canada |
87.96 |
|
|
|
|
|
|
|
|
|
|
|
7 |
Japan 1 |
132.96 |
|
|
|
|
|
|
|
|
|
|
7 |
United Kingdom |
87.58 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||
8 |
.........Russian Federation |
128.39 |
|
|
|
|
|
|
|
|
|
|
8 |
..............................Austria |
86.77 |
|
|
|
|
|
|
|
|
|
|
|
9 |
Brazil |
120.62 |
|
|
|
|
|
|
|
|
|
|
9 |
Belgium |
85.76 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||
10 |
Germany 1 |
116.80 |
|
|
|
|
|
|
|
|
|
|
10 |
Kuwait |
83.88 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||
11 |
...............................Israel |
110.54 |
|
|
|
|
|
|
|
|
|
|
11 |
............................Australia |
79.05 |
|
|
|
|
|
|
|
|
|
|
|
12 |
France |
110.07 |
|
|
|
|
|
|
|
|
|
|
12 |
Hong Kong SAR |
75.77 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||||
13 |
Italy |
98.56 |
|
|
|
|
|
|
|
|
|
|
13 |
United States |
71.77 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||||
14 |
Switzerland |
97.47 |
|
|
|
|
|
|
|
|
|
|
14 |
Ireland |
70.47 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||||
15 |
United Arab Emirates 1 |
96.81 |
|
|
|
|
|
|
|
|
|
|
15 |
France |
69.25 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||||
16 |
...............................Ireland |
92.47 |
|
|
|
|
|
|
|
|
|
|
16 |
................Slovak Republic |
68.27 |
|
|
|
|
|
|
|
|
|
|
|
17 |
Finland 1 |
91.72 |
|
|
|
|
|
|
|
|
|
|
17 |
Portugal |
68.16 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||||
18 |
..........................Belgium 1 |
86.37 |
|
|
|
|
|
|
|
|
|
|
18 |
............................Hungary |
62.40 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||||||||
19 |
............................Thailand |
77.69 |
|
|
|
|
|
|
|
|
|
|
19 |
.............................Bahrain |
62.20 |
|
|
|
|
|
|
|
|
|
|
|
20 |
..............................Greece |
76.72 |
|
|
|
|
|
|
|
|
|
|
20 |
................................Spain |
62.18 |
|
|
|
|
|
|
|
|
|
|
|
21 |
.............................Ukraine |
76.13 |
|
|
|
|
|
|
|
|
|
|
21 |
.................Czech Republic |
61.02 |
|
|
|
|
|
|
|
|
|
|
|
22 |
..............United Kingdom 1 |
64.58 |
|
|
|
|
|
|
|
|
|
|
22 |
.......................Korea, Rep |
57.91 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||||||
23 |
...........................Denmark |
63.55 |
|
|
|
|
|
|
|
|
|
|
23 |
...............................Turkey |
56.64 |
|
|
|
|
|
|
|
|
|
|
|
24 |
.......................Kazakhstan |
62.75 |
|
|
|
|
|
|
|
|
|
|
24 |
........United Arab Emirates |
55.41 |
|
|
|
|
|
|
|
|
|
|
|
25 |
.................................Chile |
62.51 |
|
|
|
|
|
|
|
|
|
|
25 |
......................South Africa |
45.33 |
|
|
|
|
|
|
|
|
|
|
|
26 |
......................South Africa |
59.58 |
|
|
|
|
|
|
|
|
|
|
26 |
............................Thailand |
43.10 |
|
|
|
|
|
|
|
|
|
|
|
27 |
.........................Singapore |
58.57 |
|
|
|
|
|
|
|
|
|
|
27 |
.....................Saudi Arabia |
42.31 |
|
|
|
|
|
|
|
|
|
|
|
28 |
......................Netherlands |
58.27 |
|
|
|
|
|
|
|
|
|
|
28 |
.................................Brazil |
41.18 |
|
|
|
|
|
|
|
|
|
|
|
29 |
...................Saudi Arabia 1 |
57.97 |
|
|
|
|
|
|
|
|
|
|
29 |
................................China |
41.02 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||||||||||
30 |
............................Hungary |
56.73 |
|
|
|
|
|
|
|
|
|
|
30 |
..............................Poland |
37.34 |
|
|
|
|
|
|
|
|
|
|
|
31 |
............................Malaysia |
56.18 |
|
|
|
|
|
|
|
|
|
|
31 |
...........Russian Federation |
36.96 |
|
|
|
|
|
|
|
|
|
|
|
32 |
.............................Norway |
56.07 |
|
|
|
|
|
|
|
|
|
|
32 |
...................................Italy |
35.18 |
|
|
|
|
|
|
|
|
|
|
|
33 |
...........................Romania |
55.48 |
|
|
|
|
|
|
|
|
|
|
33 |
.........................Venezuela |
35.08 |
|
|
|
|
|
|
|
|
|
|
|
34 |
..............................Poland |
52.10 |
|
|
|
|
|
|
|
|
|
|
34 |
..............................Greece |
33.95 |
|
|
|
|
|
|
|
|
|
|
|
35 |
..............Slovak Republic 1 |
50.38 |
|
|
|
|
|
|
|
|
|
|
35 |
.............................Ukraine |
33.57 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||||||||
36 |
............................Austria 1 |
48.16 |
|
|
|
|
|
|
|
|
|
|
36 |
.......................Kazakhstan |
31.32 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||||||||
37 |
..............................Mexico |
47.29 |
|
|
|
|
|
|
|
|
|
|
37 |
...............................Kenya |
29.94 |
|
|
|
|
|
|
|
|
|
|
|
38 |
.............................Turkey 1 |
43.74 |
|
|
|
|
|
|
|
|
|
|
38 |
..........................Argentina |
29.85 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||||||||
39 |
..........................Argentina |
42.45 |
|
|
|
|
|
|
|
|
|
|
39 |
.........................Singapore |
28.63 |
|
|
|
|
|
|
|
|
|
|
|
40 |
.................Czech Republic |
41.65 |
|
|
|
|
|
|
|
|
|
|
40 |
...........................Romania |
27.71 |
|
|
|
|
|
|
|
|
|
|
|
41 |
Peru |
25.21 |
|
|
|
|
|
|
|
|
|
|
41 |
Chile |
25.77 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||||||||
42 |
Vietnam |
17.64 |
|
|
|
|
|
|
|
|
|
|
42 |
Malaysia |
23.13 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||||||||
43 |
........................Philippines |
14.88 |
|
|
|
|
|
|
|
|
|
|
43 |
..........................Colombia |
22.69 |
|
|
|
|
|
|
|
|
|
|
|
44 |
..........................Indonesia |
13.37 |
|
|
|
|
|
|
|
|
|
|
44 |
...........................Morocco |
22.39 |
|
|
|
|
|
|
|
|
|
|
|
45 |
...............................Kenya 1 |
7.27 |
|
|
|
|
|
|
|
|
|
|
45 |
..............................Mexico |
22.28 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||||||||
46 |
..............................Pakistan |
4.40 |
|
|
|
|
|
|
|
|
|
|
46 |
..............................Nigeria |
18.56 |
|
|
|
|
|
|
|
|
|
|
|
47 |
...........................Tanzania 1 |
3.30 |
|
|
|
|
|
|
|
|
|
|
47 |
..............................Jordan |
14.72 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||||||||||||
48 |
.........................Bangladesh |
1.93 |
|
|
|
|
|
|
|
|
|
|
48 |
............................Vietnam |
14.59 |
|
|
|
|
|
|
|
|
|
|
|
n/a |
Bahrain |
n/a |
|
|
|
|
|
|
|
|
|
|
49 |
Peru |
14.13 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
n/a |
China |
n/a |
|
|
|
|
|
|
|
|
|
|
50 |
Philippines |
13.16 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
n/a |
Colombia |
n/a |
|
|
|
|
|
|
|
|
|
|
51 |
Japan |
12.96 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
n/a |
Egypt |
n/a |
|
|
|
|
|
|
|
|
|
|
52 |
Tanzania |
12.04 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
n/a |
Ghana |
n/a |
|
|
|
|
|
|
|
|
|
|
53 |
Ghana |
11.40 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
n/a |
Hong Kong SAR |
n/a |
|
|
|
|
|
|
|
|
|
|
54 |
Panama |
11.28 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
n/a |
India |
n/a |
|
|
|
|
|
|
|
|
|
|
55 |
Indonesia |
10.54 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
n/a |
Jordan |
n/a |
|
|
|
|
|
|
|
|
|
|
56 |
India |
8.40 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
n/a |
Kuwait |
n/a |
|
|
|
|
|
|
|
|
|
|
57 |
Israel |
7.46 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
n/a |
Morocco |
n/a |
|
|
|
|
|
|
|
|
|
|
58 |
Egypt |
5.11 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
n/a |
Nigeria |
n/a |
|
|
|
|
|
|
|
|
|
|
59 |
Pakistan |
2.87 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
n/a |
Panama |
n/a |
|
|
|
|
|
|
|
|
|
|
60 |
Bangladesh |
2.28 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||
n/a |
Sweden................................ |
n/a |
|
|
|
|
|
|
|
|
|
|
|
n/a |
Norway................................. |
n/a |
|
|
|
|
|
|
|
|
|
|
n/a |
Venezuela............................. |
n/a |
|
|
|
|
|
|
|
|
|
|
|
n/a |
Switzerland........................... |
n/a |
|
|
|
|
|
|
|
|
|
|
SOURCE: IMF, Financial Access Survey, 2011 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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|
||||
|
|
|
|
|
|
|
|
|
|
|
SOURCE: Demirguc-Kunt, A. and L. Klapper. 2012. “Measuring Financial Inclusion: |
|||||||||||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
The Global Findex Database.” World Bank Policy Research Working Paper 6025. |
||||||||||||
1 2009 |
|
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|
|
|
Washington DC: The World Bank |
|
|
|
|
|
|
|
|
|
|
|
382 | The Financial Development Report 2012

7.11
Loan accounts at MFIs
This variable indicates the total number of active borrowers from microfinance institutions (MFIs) per 1,000 adults | 2011
Rank |
Country/economy |
value |
|
|
|
|
|
|
|
|
|
1 |
Peru |
121.19 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
|
|
|
|
|
|
|
|
|
|||
2 |
Vietnam |
100.50 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
3 |
Mexico |
52.67 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
4 |
Colombia |
50.34 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
5 |
Bangladesh |
45.99 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
6 |
Philippines |
32.22 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
7 |
India |
21.41 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
8 |
Chile |
15.16 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
9 |
Pakistan |
10.91 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
10 |
Ghana |
10.90 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
11 |
Morocco |
10.43 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
12 |
Brazil |
10.30 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
13 |
Kenya |
10.07 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
14 |
Jordan |
6.14 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
15 |
Tanzania |
5.72 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
16 |
Kazakhstan |
4.62 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
17 |
Nigeria |
4.43 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
18 |
Panama |
4.14 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
19 |
Egypt |
2.50 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
20 |
.............................Romania |
1.93 |
|
|
|
|
|
|
|
|
|
21 |
............................Indonesia |
1.87 |
|
|
|
|
|
|
|
|
|
22 |
...........................Venezuela |
1.51 |
|
|
|
|
|
|
|
|
|
23 |
............................Argentina |
0.96 |
|
|
|
|
|
|
|
|
|
24 |
.............Russian Federation |
0.73 |
|
|
|
|
|
|
|
|
|
25 |
................................Poland |
0.36 |
|
|
|
|
|
|
|
|
|
26 |
..................................China |
0.13 |
|
|
|
|
|
|
|
|
|
27 |
........................South Africa |
0.08 |
|
|
|
|
|
|
|
|
|
n/a |
Australia................................ |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Austria.................................. |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Bahrain................................. |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Belgium................................ |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Canada................................. |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Czech Republic..................... |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Denmark............................... |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Finland.................................. |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
France.................................. |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Germany............................... |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Greece.................................. |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Hong Kong SAR................... |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Hungary................................ |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Ireland................................... |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Israel..................................... |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Italy....................................... |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Japan................................... |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Korea, Rep........................... |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Kuwait.................................. |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Malaysia................................ |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Netherlands.......................... |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Norway................................. |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Portugal................................ |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Saudi Arabia......................... |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Singapore............................. |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Slovak Republic.................... |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Spain.................................... |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Sweden................................ |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Switzerland........................... |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Thailand................................ |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Turkey................................... |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
Ukraine................................. |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
United Arab Emirates............ |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
United Kingdom.................... |
n/a |
|
|
|
|
|
|
|
|
|
n/a |
United States........................ |
n/a |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
SOURCE: Microfinance Information Exchange, Inc. (MIX) (data retrieved August 2012)
3: Data Tables | Financial access
7.12
Loan from a financial institution
This is the percent of respondents who have borrowed from a financial institution in the past year | 2011
Rank |
Country/economy |
value |
|
|
|
|
|
|
|
|
|
1 |
Finland |
23.88 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
|
|
|
|
|
|
|
|
|
|||
2 |
Sweden |
23.40 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
3 |
Bangladesh |
23.33 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
4 |
Bahrain |
21.87 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
5 |
Kuwait |
20.80 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
6 |
Canada |
20.30 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
7 |
United States |
20.14 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
8 |
Thailand |
19.40 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
9 |
Denmark |
18.80 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
10 |
France |
18.65 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
11 |
Australia |
16.98 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
12 |
Israel |
16.72 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
13 |
Korea, Rep |
16.58 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
14 |
Vietnam |
16.18 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
15 |
Ireland |
15.72 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
16 |
Kazakhstan |
13.07 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
17 |
Peru |
12.75 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
18 |
Netherlands |
12.56 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
19 |
Germany |
12.55 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
20 |
..........................Colombia |
11.95 |
|
|
|
|
|
|
|
|
|
21 |
................United Kingdom |
11.85 |
|
|
|
|
|
|
|
|
|
22 |
................................Spain |
11.43 |
|
|
|
|
|
|
|
|
|
23 |
................Slovak Republic |
11.43 |
|
|
|
|
|
|
|
|
|
24 |
............................Malaysia |
11.20 |
|
|
|
|
|
|
|
|
|
25 |
........United Arab Emirates |
10.78 |
|
|
|
|
|
|
|
|
|
26 |
........................Philippines |
10.51 |
|
|
|
|
|
|
|
|
|
27 |
............................Belgium |
10.51 |
|
|
|
|
|
|
|
|
|
28 |
...........................Singapore |
9.99 |
|
|
|
|
|
|
|
|
|
29 |
..............................Panama |
9.76 |
|
|
|
|
|
|
|
|
|
30 |
.................................Kenya |
9.74 |
|
|
|
|
|
|
|
|
|
31 |
................................Poland |
9.61 |
|
|
|
|
|
|
|
|
|
32 |
...................Czech Republic |
9.47 |
|
|
|
|
|
|
|
|
|
33 |
..............................Hungary |
9.40 |
|
|
|
|
|
|
|
|
|
34 |
........................South Africa |
8.87 |
|
|
|
|
|
|
|
|
|
35 |
............................Indonesia |
8.55 |
|
|
|
|
|
|
|
|
|
36 |
.............................Romania |
8.37 |
|
|
|
|
|
|
|
|
|
37 |
..............................Portugal |
8.26 |
|
|
|
|
|
|
|
|
|
38 |
................................Austria |
8.25 |
|
|
|
|
|
|
|
|
|
39 |
...............................Ukraine |
8.15 |
|
|
|
|
|
|
|
|
|
40 |
................................Greece |
7.93 |
|
|
|
|
|
|
|
|
|
41 |
Hong Kong SAR |
7.93 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
42 |
Chile |
7.78 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
43 |
....................................India |
7.70 |
|
|
|
|
|
|
|
|
|
44 |
.............Russian Federation |
7.69 |
|
|
|
|
|
|
|
|
|
45 |
................................Mexico |
7.56 |
|
|
|
|
|
|
|
|
|
46 |
..................................China |
7.26 |
|
|
|
|
|
|
|
|
|
47 |
..............................Tanzania |
6.61 |
|
|
|
|
|
|
|
|
|
48 |
............................Argentina |
6.59 |
|
|
|
|
|
|
|
|
|
49 |
Brazil |
6.33 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
50 |
Japan |
6.10 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
51 |
Ghana |
5.75 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
52 |
Italy |
4.59 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
53 |
Turkey |
4.55 |
|
|
|
|
|
|
|
|
|
|
|
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54 |
Jordan |
4.47 |
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|||
55 |
Morocco |
4.30 |
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56 |
Egypt |
3.65 |
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57 |
Saudi Arabia |
2.14 |
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58 |
Nigeria |
2.06 |
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59 |
Venezuela |
1.73 |
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60 |
Pakistan |
1.57 |
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n/a |
Norway................................. |
n/a |
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n/a |
Switzerland........................... |
n/a |
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SOURCE: Demirguc-Kunt, A. and L. Klapper. 2012. “Measuring Financial Inclusion: The Global Findex Database.” World Bank Policy Research Working Paper 6025. Washington DC: The World Bank
The Financial Development Report 2012 | 383