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Topic 185 A house or a business?

If I have enough money to purchase either a house or a business, I will choose to buy a house. Having a house is good for living, for children and even for a business.

Having my own house, my family can move out of the apartment where we are living now. I can decorate it just as what I want. I can fill my own house with furniture and appliances that I want. Everyday after I come back home, I can lie down in the white sofa I bought and watch a movie using the home theater system. But if I still live in an apartment, I will not be able to buy all the furniture that I want, because I know I only live there temporarily and there is not enough space for new furniture.

A new house is also good for the children. I can buy a house within a good school district, so my children can go to those prestigious schools now. And all I have to pay is just the property tax and some insurance fee. No rent for living anymore. No tuition for private schools anymore. Needless to say, Children can invite their friends over and have their party in the backyard. A house will win my children's big smile.

After purchasing a house, I still can do my business. With my own house, I can use it as a collateral to get a business loan. Now I can purchase that business. Maybe I am lucky and talented enough to run the business well and get some extra money to payoff the entire loan, and then I get both a house and a business. Maybe I am good in this business and can only pay off the loan after I sell the business, then I still get a house. Maybe I lose too much money in the business and the loaner take my house, and then nothing is different if I first chose to buy a business, because at last, I will own nothing for that bad luck.

Purchasing a house has a lot of benefits. Though buying a business can get me into business sooner, I think I do not need be so hurry because I like to enjoy the life first. So I will use the money to buy a house.

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Topic 185 A house or a business?

If I were to choose to buy either a house or a business, I would definitely select to purchase a house because of three different reasons. First, my current house is too small to fit all of our family members. Second, buying a house is a good investment because its price tends to increase over time. Lastly, I am not keen on doing my own business.

To begin with, my family is considered one of the extended family. We currently have ten people live under the same roof. Although there are enough rooms to fit all of us in the same house now, it seems to be a problem in the future since my brother is going to have a baby. Therefore, it is a good reason for me to buy a new house to accommodate our family members.

Next, a house is always a good investment since its price usually increases over time. For example, my house in Bangkok cost around 500,000 bahts ten years ago. Its price unsurprisingly doubled. In other words, it costs around 1,000,000 bahts to buy my house presently. Therefore, buying a house is a sure bet to a good investment.

Lastly, as I grew up, I realized that I was not keen on business. When taking classes in business, I usually did not feel confident. For example, when practicing a case study on running a business, I did not want to take risks. Thus, the business I ran failed. As a result, I am not sure that if I were to buy a business, it would be successful.

In conclusion, since a house would give me benefits such as providing more places for my expanding family and being a good investment, I, a person who is not keen on business, would rather buy a house rather than a business provided that I have enough money.

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