- •Рецензенты:
- •Ю.А. Башкатова;
- •А.В. Колегаева
- •Предисловие
- •Lesson 1
- •1.2 Read and translate the text Financial institutions
- •1.3 Answer the questions to the text:
- •1.11 Read the dialogue
- •1.12 Role play. Work in pairs. Make up dialogues of your own.
- •1.13 Translate into English
- •1.14 Fill in the blanks with proper words given below:
- •Correspondent banking relationship
- •1.15 Comprehension questions
- •Lesson 2
- •2.1 Study the following words and phrases:
- •2.2 Read and translate the text Federal Reserve System
- •2.3 Answer the questions to the text:
- •2.8 Choose the correct answer
- •2.9 Choose one phrase that expresses the main idea of the text
- •2.10 Substitution Drill
- •2.11 Read the dialogue
- •2.12 Role play. Work in pairs. Make up dialogues of your own.
- •2.13 Describe the procedures of the Fed and their effect on the economy.
- •2.14 Translate into English
- •Lesson 3
- •3.1 Study the following words and phrases:
- •3.2 Read and translate the text Developments in banking
- •3.3 Answer the questions to the text:
- •3.8 Choose the correct answer
- •3.9 Choose one phrase that expresses the main idea of the text
- •3.10 Substitution drill
- •3.11 Read the dialogue
- •3.12 Role play. Work in pairs. Make up dialogues of your own.
- •3.13 Translate into English
- •3.14 Fill in the blanks with proper words given below:
- •Transferring funds abroad
- •3.15 Comprehension questions
- •Lesson 4
- •Study the following words and phrases:
- •4.2 Read and translate the text Financial management
- •4.3 Answer the questions to the text:
- •4.8 Choose the correct answer
- •4.9 Choose one phrase that expresses the main idea of the text:
- •4.10 Substitution drill
- •4.11 Read the dialogue
- •4.12 Role play. Work in pairs. Make up dialogues of your own.
- •4.13 Fill in the blanks with proper words given below:
- •International movement of currency
- •4.14 Comprehension questions
- •Lesson 5
- •5.1 Study the following words and phrases:
- •5.2 Read and translate the text How funds flow through a business
- •5.3 Answer the questions to the text:
- •5.8 Choose the correct answer
- •5.9 Substitution drill
- •5.10 Read the dialogue
- •5.11 Role play. Work in pairs. Make up dialogues of your own.
- •5.12 Translate into English
- •5.13 Fill in the blanks with proper words given below:
- •Letters of credit
- •5.14 Comprehension questions
- •Lesson 6
- •Study the following words and phrases:
- •6.2 Read and translate the text Starting - up financing
- •6.3 Answer the questions to the text:
- •6.8 Choose one phrase that expresses the main idea of the text
- •6.9 Substitution drill
- •6.10 Read the dialogue
- •6.11 Role play. Work in pairs. Make up dialogues of your own.
- •6.12 Translate into English
- •6.13 Fill in the blanks with proper words given below:
- •Commercial bank lending I
- •6.14 Comprehension questions
- •Lesson 7
- •7.1 Study the following words and phrases:
- •7.2 Read and translate the text Sources of funds I
- •7.3 Answer the questions to the text:
- •7.8 Choose the correct answer
- •7.9 Choose one phrase that expresses the main idea of the text
- •7.10 Substitution drill
- •7.11 Read the dialogue
- •7.12 Role play. Work in pairs. Make up dialogues of your own.
- •7.13 Translate into English
- •7.14 Fill in the blanks with proper words given below:
- •Commercial bank lending II
- •7. 15 Comprehensive questions
- •Lesson 8
- •8.1 Study the following words and phrases:
- •8.2 Read and translate the text Sources of funds II
- •8.3 Answer the questions to the text:
- •8.4 Find the English equivalents to the following phrases in the text:
- •8.5 Make up ten English sentences using words from the active vocabulary of the lesson
- •8.6 Which passage of the text contains information on:
- •8.7 Are these statements true, false, or not mentioned in the text?
- •8.8 Choose the correct answer
- •8.9 Choose one phrase that expresses the main idea of the text
- •8.10 Substitution drill
- •8.11 Read the dialogue
- •8.12 Role play. Work in pairs. Make up dialogues of your own.
- •8.13 Translate into English
- •Lesson 9
- •9.1 Study the following words and phrases:
- •9.2 Read and translate the text Long term financing (common stock, preferred stock)
- •9.3 Answer the questions to the text:
- •9.4 Find the English equivalents to the following phrases in the text:
- •9.10 Read the dialogue
- •9.11 Role play. Work in pairs. Make up dialogues of your own.
- •9.12 Fill in the blanks with proper words given below:
- •Foreign exchange I
- •9.13 Comprehension questions
- •Lesson 10
- •10.1 Study the following words and phrases:
- •10.2 Read and translate the text
- •Investors
- •10.3 Answer the questions to the text:
- •10.10 Read the dialogue
- •10.11 Role play. Work in pairs. Make up dialogues of your own.
- •10.12 Translate into English
- •Bibliography
- •Dictionaries
- •Содержание
- •Демиденко Ксения Анатольевна
- •650992, Г. Кемерово, пр. Кузнецкий, 39. Тел 75-74-16.
7.11 Read the dialogue
Jack Sullivan, a manager of a firm selling computer software, is calling a factoring company
Jack: Hello, can I talk to the senior manager, please?
Secretary: Yes, and may I ask who’s speaking?
Jack: It’s Jack Sullivan, of the software company.
Secretary: Could you hold on for a while, please, Mr. Sullivan?...
A minute later…
Secretary: Mr. Sullivan, are you still there? I’m putting you through now.
Manager: Mr. Sullivan, I’m George Brown. What can we do for you?
Jack: I was wondering if you could possibly buy some of our accounts receivable. We sold a large amount of software to some of our clients last month but they didn’t pay in due time and we need cash badly now.
Manager: O.K. Will 70 percent do?
Jack: In fact, I’d rather have it at 80 percent, but, if you pay immediately, that’ll do.
Manager: Of course, we’re paying right off! Cash on the nail! And mail those receivables to us as soon as possible.
Jack: Good, settled, bye!
Words and expressions
to hold on |
- подождать |
for a while |
- некоторое время, недолго |
software (n) |
- программное обеспечение |
senior (adj) |
- старший |
to wonder (v) |
- интересоваться |
in due time |
- в должное время |
to need badly |
- страшно нуждаться в чем-то |
will 70 percent do? |
- 70 процентов будет достаточно? |
I’d rather... |
- я бы скорее (хотел) |
that’ll do |
- этого будет достаточно |
right off |
- сразу |
cash on the nail |
- деньги на бочку! |
7.12 Role play. Work in pairs. Make up dialogues of your own.
Student A is a businessman. Student B is a bank officer.
You need a short term loan from a commercial bank but you don’t have anything to back the loan up.
Arrange a trade credit for a period of two months.
Student A is a businessman. Student B is a financial manager.
Discuss a possibility to raise short term funds which you need to pay salaries.
7.13 Translate into English
Компания должна выплатить краткосрочные долги в течение года.
Основанием для необеспеченной ссуды служит кредитный рейтинг заемщика.
Коммерческие банки предлагают своим клиентам кредиты без обеспечения.
Компания может продать невыплаченные долги своих клиентов факторинговой компании.
Факторинговые компании оказывают услуги по финансированию дебиторской задолженности.
Иногда федеральное правительство выступает как источник краткосрочного финансирования, но это происходит в особых случаях.
Обеспеченной ссудой называется ссуда, имеющая обеспечение в виде залога.
Кредиты и кредитные линии предоставляются юридическим лицам и индивидуальным предпринимателям, занимающимся коммерческой деятельностью.
Обычно инвойс используется при экспорте, импорте и транзите какой-либо продукции.
Торговый кредит – это один из видов краткосрочных займов, предназначенных на приобретения товаров или торгового оборудования.