- •Рецензенты:
- •Ю.А. Башкатова;
- •А.В. Колегаева
- •Предисловие
- •Lesson 1
- •1.2 Read and translate the text Financial institutions
- •1.3 Answer the questions to the text:
- •1.11 Read the dialogue
- •1.12 Role play. Work in pairs. Make up dialogues of your own.
- •1.13 Translate into English
- •1.14 Fill in the blanks with proper words given below:
- •Correspondent banking relationship
- •1.15 Comprehension questions
- •Lesson 2
- •2.1 Study the following words and phrases:
- •2.2 Read and translate the text Federal Reserve System
- •2.3 Answer the questions to the text:
- •2.8 Choose the correct answer
- •2.9 Choose one phrase that expresses the main idea of the text
- •2.10 Substitution Drill
- •2.11 Read the dialogue
- •2.12 Role play. Work in pairs. Make up dialogues of your own.
- •2.13 Describe the procedures of the Fed and their effect on the economy.
- •2.14 Translate into English
- •Lesson 3
- •3.1 Study the following words and phrases:
- •3.2 Read and translate the text Developments in banking
- •3.3 Answer the questions to the text:
- •3.8 Choose the correct answer
- •3.9 Choose one phrase that expresses the main idea of the text
- •3.10 Substitution drill
- •3.11 Read the dialogue
- •3.12 Role play. Work in pairs. Make up dialogues of your own.
- •3.13 Translate into English
- •3.14 Fill in the blanks with proper words given below:
- •Transferring funds abroad
- •3.15 Comprehension questions
- •Lesson 4
- •Study the following words and phrases:
- •4.2 Read and translate the text Financial management
- •4.3 Answer the questions to the text:
- •4.8 Choose the correct answer
- •4.9 Choose one phrase that expresses the main idea of the text:
- •4.10 Substitution drill
- •4.11 Read the dialogue
- •4.12 Role play. Work in pairs. Make up dialogues of your own.
- •4.13 Fill in the blanks with proper words given below:
- •International movement of currency
- •4.14 Comprehension questions
- •Lesson 5
- •5.1 Study the following words and phrases:
- •5.2 Read and translate the text How funds flow through a business
- •5.3 Answer the questions to the text:
- •5.8 Choose the correct answer
- •5.9 Substitution drill
- •5.10 Read the dialogue
- •5.11 Role play. Work in pairs. Make up dialogues of your own.
- •5.12 Translate into English
- •5.13 Fill in the blanks with proper words given below:
- •Letters of credit
- •5.14 Comprehension questions
- •Lesson 6
- •Study the following words and phrases:
- •6.2 Read and translate the text Starting - up financing
- •6.3 Answer the questions to the text:
- •6.8 Choose one phrase that expresses the main idea of the text
- •6.9 Substitution drill
- •6.10 Read the dialogue
- •6.11 Role play. Work in pairs. Make up dialogues of your own.
- •6.12 Translate into English
- •6.13 Fill in the blanks with proper words given below:
- •Commercial bank lending I
- •6.14 Comprehension questions
- •Lesson 7
- •7.1 Study the following words and phrases:
- •7.2 Read and translate the text Sources of funds I
- •7.3 Answer the questions to the text:
- •7.8 Choose the correct answer
- •7.9 Choose one phrase that expresses the main idea of the text
- •7.10 Substitution drill
- •7.11 Read the dialogue
- •7.12 Role play. Work in pairs. Make up dialogues of your own.
- •7.13 Translate into English
- •7.14 Fill in the blanks with proper words given below:
- •Commercial bank lending II
- •7. 15 Comprehensive questions
- •Lesson 8
- •8.1 Study the following words and phrases:
- •8.2 Read and translate the text Sources of funds II
- •8.3 Answer the questions to the text:
- •8.4 Find the English equivalents to the following phrases in the text:
- •8.5 Make up ten English sentences using words from the active vocabulary of the lesson
- •8.6 Which passage of the text contains information on:
- •8.7 Are these statements true, false, or not mentioned in the text?
- •8.8 Choose the correct answer
- •8.9 Choose one phrase that expresses the main idea of the text
- •8.10 Substitution drill
- •8.11 Read the dialogue
- •8.12 Role play. Work in pairs. Make up dialogues of your own.
- •8.13 Translate into English
- •Lesson 9
- •9.1 Study the following words and phrases:
- •9.2 Read and translate the text Long term financing (common stock, preferred stock)
- •9.3 Answer the questions to the text:
- •9.4 Find the English equivalents to the following phrases in the text:
- •9.10 Read the dialogue
- •9.11 Role play. Work in pairs. Make up dialogues of your own.
- •9.12 Fill in the blanks with proper words given below:
- •Foreign exchange I
- •9.13 Comprehension questions
- •Lesson 10
- •10.1 Study the following words and phrases:
- •10.2 Read and translate the text
- •Investors
- •10.3 Answer the questions to the text:
- •10.10 Read the dialogue
- •10.11 Role play. Work in pairs. Make up dialogues of your own.
- •10.12 Translate into English
- •Bibliography
- •Dictionaries
- •Содержание
- •Демиденко Ксения Анатольевна
- •650992, Г. Кемерово, пр. Кузнецкий, 39. Тел 75-74-16.
7.3 Answer the questions to the text:
How can a company cover its seasonal financial needs?
What do the companies spend short term funds on?
What are the most popular outside sources of short term funds?
How many of all business arrangements does trade credit involve in the USA?
How do companies arrange trade credit?
How do firms build up savings by using trade credit?
How do commercial banks lend short term funds to their customers?
What is a line of credit?
What is the difference between a secured loan and an unsecured one?
Which customers usually get unsecured loans?
What do companies pledge if they want to get a secured loan?
How much does the factor pay to the company it deals with?
What firms are able to sell commercial papers?
7.4 Find the English equivalents to the following phrases in the text:
расплатиться; торговый кредит; компания по финансированию сбыта; правительственный источник; коммерческая сделка; установленный срок; торговое соглашение; прямой кредит; кредитная линия; предоставлять залоговое обеспечение; необеспеченная ссуда; рейтинг кредитоспособности; факторинговая компания.
7.5 Make up ten English sentences using words from the active vocabulary of the lesson
7.6 Which passage of the text contains information on:
1) types of lending money;
2) definition of short term financing;
3) the list of financial institutions offering short term credits.
7.7 Are these statements true, false, or not mentioned in the text?
There are different personal credit rating systems in different parts of the world.
A trade credit can be a source of savings.
If the invoice terms requesting payment is 2/10, net 30, and a buyer pays within 10 days instead of 30, he gets no discount.
A line of credit may take several forms such as cash credit, demand loan, term loan etc.
About 85 firms applied for credit in 2009.
Factoring companies buy accounts receivable of other companies.
7.8 Choose the correct answer
What is the peculiarity of an unsecured loan?
A customer must pledge collateral to receive an unsecured loan.
An unsecured loan can be given only in the form of a direct loan.
An unsecured loan can be given only in the form of a line of credit.
Only customers with a good financial position and credit rating can receive an unsecured loan.
7.9 Choose one phrase that expresses the main idea of the text
Sources of savings.
Financial brokers.
Short-term financing.
Types of loans.
7.10 Substitution drill
Statement: When the company wants to borrow a large amount of money or has an unsatisfactory credit rating, it pledges collateral to back up the loan.
Example: the firm
When the firm wants to borrow a large amount of money or has an unsatisfactory credit rating, it pledges collateral to back up the loan.
1. sum |
4. cash |
7. if |
10. big |
2. needs |
5. credit |
8. support |
11. reputation |
3. bad |
6. financial |
9. obtain |
|