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- •Курс английского языка для финансистов
- •Предисловие
- •Unit 1. Economic environment a. Text what is economics all about?
- •B. Dialogue business climate in russia
- •Vocabulary list
- •Exercises
- •Discussion
- •In order to get prepared for participation in the class discussion of the above questions, write several paragraphs on the following:
- •Reading practice
- •Unit 2. Public finance a. Text finance and financial system
- •B. Dialogue budget organization and budget process
- •Vocabulary list
- •Exercises
- •Discussion
- •A) The Budget Message of the Mayor
- •April 27, 1995
- •In order to get prepared for participation in the class discussion of these questions, write several paragraphs on the following:
- •Reading practice
- •Unit 3. Fiscal management a. Text financial policy. Fiscal sphere
- •B. Dialogue effective fiscal policy
- •Vocabulary list
- •Exercises
- •A) Financial Policy
- •B) Fiscal Policy in the uk
- •Discussion
- •A) Multiyear Budgeting
- •B) Types of Budget Classification
- •A) Fiscal Policy in Transition Economies: a Major Challenge
- •B) On Macro- and Microeconomics
- •In order to get prepared for participation in the discussion of the questions, write a short essay on the following:
- •Reading practice
- •Transition Economies Need to Reform Social Safety Nets
- •Unit 4. Central banking. Monetary policy a. Text central banking system
- •B. Dialogue banking system in russia
- •Vocabulary list
- •Exercises
- •Us Activities of Foreign Banking Organizations
- •Discussion
- •A) Is Monetary Policy Needed?
- •B) Payment Systems
- •In order to get prepared for participation in the class discussion of the questions, write a summary of the interview in Ex. 13. Follow the plan suggested below:
- •Reading pra ctice
- •Unit 5. Banking system a. Text commercial banks
- •B. Dialogue
- •Interview With a Bank Manager
- •Vocabulary list
- •Exercises
- •B) Bank Accounts
- •B) The Nature of Banking
- •Discussion
- •A) Bank Loans and Overdrafts
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on:
- •Reading practice
- •Unit 6. Taxation a. Text what are taxes?
- •B. Dialogue taxation in russia
- •Vocabulary list
- •Exercises
- •What Is an Excise Duty?
- •Tax Reform in Developing Countries
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on the following:
- •Reading practice
- •Unit 7. International monetary system a. Text
- •International monetary institutions
- •B. Dialogue
- •Imf's support for russian reforms
- •Vocabulary list
- •Exercises
- •International Monetary Fund
- •Your Partner ebrd
- •World Bank – International Bank for Reconstruction and Development (ibrd)
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on:
- •Reading practice
- •Unit 8. Financial markets. The bond market a. Text trading in the bond market
- •B. Dialogue the bond market
- •Vocabulary list
- •Exercises
- •Discussion
- •In order to get prepared for participation in the class discussion of the above questions, write a short essay on the following:
- •Reading practice
- •Unit 9. Financial markets. The stock market a. Text stocks and markets
- •B. Dialogue the corporate securities market in russia
- •Vocabulary list
- •Exercises
- •Discussion
- •A) Bulls, Bears and Stags
- •B) Options and Short Selling
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on the following:
- •Reading practice
- •The New Issue Market
- •Unit 10. Investment activity a. Text
- •Investments
- •B. Dialogue
- •Investment climate
- •Vocabulary list
- •Exercises
- •Investment Companies
- •3 Food Giants Build Local Yogurt Plants
- •Discussion
- •B) Brazil Attracts Foreign Investors
- •C) Investment in the uk
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on the following:
- •Reading practice
- •Investment Skill Is a Rare Commodity
- •Investment Trusts
- •Unit 11. Foreign exchange market. Global financial markets a. Text trading in the foreign exchange market
- •B. Dialogue cornerstone of the global financial market
- •Vocabulary list
- •Exercises
- •The Eurocurrency Market
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write several short paragraphs about:
- •Reading practice
- •Unit 12. Financial management a. Text finance function
- •B. Text financial ratios
- •C. Dialogue ratio analysis
- •Vocabulary list
- •Exercises
- •Discussion
- •A) Corporate Governance
- •B) Investment Management
- •A) Investment Decision Making
- •B) Investment Project Appraisal
- •In order to get prepared for participation in the class discussion of these questions, write a short paragraph on the following:
- •Reading practice
- •Unit 13. Accounting a. Text accounting principles and concepts
- •B. Dialogue accountancy in a free-market economy
- •C. Dialogue public and private accountants
- •Vocabulary list
- •Exercises
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write a short paragraph, explaining:
- •Reading practice
- •Balance Sheet
- •A. Balance sheet
- •Unit 14. Auditing a. Text performing an audit
- •B. Dialogue auditing in russia
- •Vocabulary list
- •Exercises
- •Ex. 4. Say in a few words what the main text is about. Use the opening phrases from
- •Sweden.
- •Independent Auditors' Report to the Board of Directors and Stockholders of_______Company
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write several paragraphs on the following:
- •Reading practice
- •Banking correspondence
- •Dictionary of key words
- •Contents
Vocabulary list
A. financial management управление финансовой деятельностью, финансовый менеджмент
Finance
function
организация
финансовой деятельности
concern
n
(зд.) интерес,
озабоченность
maximize
v
довести до максимума
common stocks обычные акции
acquisition
n
поглощение
(компании)
to
be exposed
to
risks быть
подверженным
риску
management
of
fixed
assets
управление
основными средствами
working capital management управление текущими активами
management of current assets управление оборотными средствами
management
of
current
liabilities
управление
краткосрочными обязательствами
cash management управление денежными операциями
receivables
management
управление
дебиторской задолженностью
inventory
management
управление
запасами, материально-техническим
снабжением
capital structure структура капитала
long-term/short-term financing долгосрочное/краткосрочное финансирование
assets n pl активы
financial statements финансовая отчетность
balance
sheet
балансовый
отчет
income statement отчет о прибылях и убытках
liquid assets ликвидные средства
accounts
receivable
счета
дебиторов
notes/bills receivable векселя к получению
work in process незавершенное производство
liabilities
n
обязательства
accounting period отчетный период
mortgage
n
закладная
accounts
payable
кредиторская
задолженность
bills/notes payable векселя к оплате
accrued
expenses
начисленные
издержки
deferred
income
доходы
будущих лет
equity
(зд.)
акционерный капитал
paid-up capital оплаченная часть акционерного капитала
retained
earnings
нераспределенная
прибыль
dividends n дивиденды
to
plough
back
превращать
в капитал
net
worth
of
the business собственный
капитал
фирмы
fixed capital основные средства (фонды)
working capital оборотный капитал (средства, фонды)
chief
financial
officer
вице-президент
корпорации по финансам
controller
n
финансист-контролер, ведущий анализ
хозяйственной и учетно-финансовой
деятельности
treasurer
n
казначей
компании
B.
financial
ratios
финансовые
коэффициенты/показатели
price/earnings
ratio
отношение
рыночной цены (акции) к чистой прибыли
компании (в расчете на одну акцию)
gearing
ratio
(debt-to-equity
ratio)
отношение
задолженности к собственному
капиталу
indication n показатель
analyst
n
экономист-аналитик
liquidity ratio коэффициент ликвидности
financial
leverage
ratios
доля
заемных средств в совокупном капитале
C. ratio analysis кредитный и инвестиционный анализ
solvency
n
платежеспособность
efficiency
n
эффективность
profitability
n
доходность,
рентабельность
current ratio отношение оборотного капитала к краткосрочным обязательствам
debt-to-equity ratio соотношение собственных и заемных средств
indebtedness
n
задолженность
inventory turnover ratio оборачиваемость товарных запасов
to turn over оборачиваться
return on equity доход от акций, доход на собственный (акционерный) капитал
return on assets доход от имущества
payback of an investment окупаемость инвестиций