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- •Курс английского языка для финансистов
- •Предисловие
- •Unit 1. Economic environment a. Text what is economics all about?
- •B. Dialogue business climate in russia
- •Vocabulary list
- •Exercises
- •Discussion
- •In order to get prepared for participation in the class discussion of the above questions, write several paragraphs on the following:
- •Reading practice
- •Unit 2. Public finance a. Text finance and financial system
- •B. Dialogue budget organization and budget process
- •Vocabulary list
- •Exercises
- •Discussion
- •A) The Budget Message of the Mayor
- •April 27, 1995
- •In order to get prepared for participation in the class discussion of these questions, write several paragraphs on the following:
- •Reading practice
- •Unit 3. Fiscal management a. Text financial policy. Fiscal sphere
- •B. Dialogue effective fiscal policy
- •Vocabulary list
- •Exercises
- •A) Financial Policy
- •B) Fiscal Policy in the uk
- •Discussion
- •A) Multiyear Budgeting
- •B) Types of Budget Classification
- •A) Fiscal Policy in Transition Economies: a Major Challenge
- •B) On Macro- and Microeconomics
- •In order to get prepared for participation in the discussion of the questions, write a short essay on the following:
- •Reading practice
- •Transition Economies Need to Reform Social Safety Nets
- •Unit 4. Central banking. Monetary policy a. Text central banking system
- •B. Dialogue banking system in russia
- •Vocabulary list
- •Exercises
- •Us Activities of Foreign Banking Organizations
- •Discussion
- •A) Is Monetary Policy Needed?
- •B) Payment Systems
- •In order to get prepared for participation in the class discussion of the questions, write a summary of the interview in Ex. 13. Follow the plan suggested below:
- •Reading pra ctice
- •Unit 5. Banking system a. Text commercial banks
- •B. Dialogue
- •Interview With a Bank Manager
- •Vocabulary list
- •Exercises
- •B) Bank Accounts
- •B) The Nature of Banking
- •Discussion
- •A) Bank Loans and Overdrafts
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on:
- •Reading practice
- •Unit 6. Taxation a. Text what are taxes?
- •B. Dialogue taxation in russia
- •Vocabulary list
- •Exercises
- •What Is an Excise Duty?
- •Tax Reform in Developing Countries
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on the following:
- •Reading practice
- •Unit 7. International monetary system a. Text
- •International monetary institutions
- •B. Dialogue
- •Imf's support for russian reforms
- •Vocabulary list
- •Exercises
- •International Monetary Fund
- •Your Partner ebrd
- •World Bank – International Bank for Reconstruction and Development (ibrd)
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on:
- •Reading practice
- •Unit 8. Financial markets. The bond market a. Text trading in the bond market
- •B. Dialogue the bond market
- •Vocabulary list
- •Exercises
- •Discussion
- •In order to get prepared for participation in the class discussion of the above questions, write a short essay on the following:
- •Reading practice
- •Unit 9. Financial markets. The stock market a. Text stocks and markets
- •B. Dialogue the corporate securities market in russia
- •Vocabulary list
- •Exercises
- •Discussion
- •A) Bulls, Bears and Stags
- •B) Options and Short Selling
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on the following:
- •Reading practice
- •The New Issue Market
- •Unit 10. Investment activity a. Text
- •Investments
- •B. Dialogue
- •Investment climate
- •Vocabulary list
- •Exercises
- •Investment Companies
- •3 Food Giants Build Local Yogurt Plants
- •Discussion
- •B) Brazil Attracts Foreign Investors
- •C) Investment in the uk
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on the following:
- •Reading practice
- •Investment Skill Is a Rare Commodity
- •Investment Trusts
- •Unit 11. Foreign exchange market. Global financial markets a. Text trading in the foreign exchange market
- •B. Dialogue cornerstone of the global financial market
- •Vocabulary list
- •Exercises
- •The Eurocurrency Market
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write several short paragraphs about:
- •Reading practice
- •Unit 12. Financial management a. Text finance function
- •B. Text financial ratios
- •C. Dialogue ratio analysis
- •Vocabulary list
- •Exercises
- •Discussion
- •A) Corporate Governance
- •B) Investment Management
- •A) Investment Decision Making
- •B) Investment Project Appraisal
- •In order to get prepared for participation in the class discussion of these questions, write a short paragraph on the following:
- •Reading practice
- •Unit 13. Accounting a. Text accounting principles and concepts
- •B. Dialogue accountancy in a free-market economy
- •C. Dialogue public and private accountants
- •Vocabulary list
- •Exercises
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write a short paragraph, explaining:
- •Reading practice
- •Balance Sheet
- •A. Balance sheet
- •Unit 14. Auditing a. Text performing an audit
- •B. Dialogue auditing in russia
- •Vocabulary list
- •Exercises
- •Ex. 4. Say in a few words what the main text is about. Use the opening phrases from
- •Sweden.
- •Independent Auditors' Report to the Board of Directors and Stockholders of_______Company
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write several paragraphs on the following:
- •Reading practice
- •Banking correspondence
- •Dictionary of key words
- •Contents
Vocabulary list
A.
by
definition
по
определению
loan п ссуда
advance
п
аванс,
ссуда
clearing
bank
клиринговый
банк
intermediary
п
посредник
deposit account депозитный счет, срочный счет
current account текущий счет
to pool risks объединять риски
acquire
v
приобретать
expertise
п
профессиональный
опыт
assess
v
оценивать
inherent
adj
присущий,
свойственный
ultimate
borrower
конечный,
основной заемщик
margin п (зд.) разница, маржа
borrowing interest rate процентная ставка на заемный капитал
lending interest rate ставка ссудного процента
to
collect
cheques
инкассировать
чеки
bill п вексель
dividends п дивиденды
overdraft
facility
услуги
по
овердрафту
discount
v
учитывать
(векселя)
letter of credit аккредитив
traveller's
check
дорожный
чек
strong-room
facilities
сейфовые
помещения,
хранилища
valuables
п
pl ценности
safe
custody
(of
securities)
хранение
(ценных
бумаг) в
сейфе
redeem
v
выкупать, погашать, возвращать
retail
banking
операции
банков с широкой клиентурой
wholesale
banking
операции
крупных банков между собой
merging
п
слияние,
объединение
investment
banking
инвестиционная
деятельность банков
intermediation
п
посредничество
underwriting
п
андеррайтинг,
поручительство
offshore
banking
офшорная
банковская деятельность
denominated
adj
деноминированный
transact
v
заключать (сделки), вести (дела)
withdrawal
п
(зд.) снятие
со счета
at
short
notice
с
кратковременным уведомлением
percentage
п
процент;
доля, выраженная в процентах
cash ratio норма кассовых резервов (отношение кассовых активов банка к депозитам)
guard
v
охранять, сохранять
credit policy кредитная политика
cautious
adj
осторожный
liquidity
ratio
коэффициент
ликвидности (отношение
ликвидных средств к сумме активов)
"near
money"
«почти
деньги», квазиденьги (активы,
легко обращающиеся в наличность)
money
at
call
деньги
до востребования
Treasury
bill
казначейский
вексель
В.
substantial
adj
значительный
profitability
п
доходность,
рентабельность
substantiate
v
приводить доказательства, подтверждать
pre-tax profit прибыль до налогообложения
operating income доход от основной деятельности
net income чистый доход
interest income процентный доход
non-interest income доход, за исключением процентного дохода
progressively
adv
постепенно,
поступательно
prior
adj
предшествующий
loan
portfolio
портфель
выданных банком займов
specialist
area
сфера
специализации
charity
п
благотворительность
niche
п
ниша
focus
v
сосредоточивать (внимание,
усилие)
cooperative
bank
кооперативный
банк
to
bear
fruit
приносить
плоды
commit
(oneself)
v
брать на себя обязательство
forefront
п
передовая
линия, передний край
credit/debit card кредитная/дебитовая карточка
ATM
(automated teller machine
)
банкомат
Armchair Banking Service система домашних банковских услуг
branch network сеть филиалов
processing
centre
центр
обработки (данных,
документов)
to bank one's takings вносить деньги, выручку, поступления в банк
a quick return быстрый оборот (возврат) денег
split v дробить, разбивать
operative division оперативное подразделение
treasury
п
(зд.) подразделение,
занимающееся управлением свободными
средствами
servicing division функциональное подразделение
investment portfolio management управление инвестиционным портфелем
foreign exchange deals операции с иностранной валютой
ensure
v
обеспечивать, гарантировать
money market рынок краткосрочных ссудно-заемных операций
considerate
adj
внимательный,
деликатный, тактичный
redundancy
n
(зд.) сокращение,
увольнение персонала
unavoidable
adj
неизбежный
Euro service услуги с использованием евровалюты