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Rights and obligations of customer

Customer shall provide for loading the goods according to the orders. Customer shall by its own efforts and expense provide proper packaging for the cargo and loading and unloading to the truck.

Loading and unloading of the goods shall exclude possibilities of goods damage. If the cargo damage occurs during loading / unloading due to Customer fault, Executor will not be held liable for damaged goods. In case of damage (contamination) of transportation equipment during loading / unloading procedures, Customer bears liability to compensate factual damage for repairs, cleaning or disinfection. If not otherwise agreed in the order, Customer shall accomplish loading / unloading and customs formalities outside of Russia within one workday; in Russia within two workdays for each transportation.

Customer shall pay for the services provided by Executor and compensate additional expenses as stipulated in Section 5 of the Contract.

  1. Basic Terms and Conditions of Insurance 2.1. An insured event is defined as a complete destruction, partial damage or loss of insured property in consequence of hazards specified in Exhibit 2 hereto (insurance risks), such as: - flame appearing as a result of a fire, explosion, accidental collision with vehicles, aircraft or falling objects or lightning strike ( this insurance risk shall be hereinafter referred to in an abbreviated form as “fire”); - storm, as well as hail and flood as a result of a storm (hereinafter referred to as “storm”); - earthquake; - intentional damage of insured property by third parties, associated with intrusion into premises (deliberate destruction or damage of property insured under this Contract) (hereinafter referred to as “property damage by third parties”); - burglary (hereinafter referred to as “burglary”); - damage by water as a result of pipe fracture or water or steam leakage, caused, inter alia, by damage of a water or steam supply system or damage of instruments (inside/outside the covered territory) (hereinafter referred to as “water”); - soil heaving or subsidence (hereinafter referred to as “soil subsidence”); - snow or ice pressure, excluding damage of gutters, sewers, and other property outside the building (outdoors or not under the roof) (hereinafter referred to as “snow pressure”). 2.2. The Insurer does not reimburse damage due to causes specified in Clause 2.1 above, which occurred as a result of: 2.2.1. deliberate acts/omissions of the Insured (Beneficiary) or representatives thereof; 2.2.2. effects of nuclear explosion, radiation or radioactive contamination; 2.2.3. hostilities, maneuvers or other military operations; 2.2.4. civil war, civil commotions of any kind or strikes; 2.2.5. acts of terrorism;

  2. 1. Subject of the Contract 1.1. The Insurer, acting on the basis of Insurance License No. 1918D of 01.07.1999 issued by the Russian Ministry of Finance, undertakes, in consideration of payment of the fee (insurance premium) and upon the occurrence of an event (insured event) set forth by this Contract, to reimburse the Beneficiary for the damage inflicted to insured property specified in Exhibit 2 hereto within the limits of the value of that property declared by the Insured, the applicable limits of liability of the Insurer and the sum insured set forth in Exhibit 2 hereto. 1.2. The relations between the Parties that are not covered in this Contract shall be governed by the Insurer's Terms & Conditions (Rules) for Voluntary Property Insurance of Enterprises, Associations, Establishments, Institutions and Individuals No. 6 of 07.09.1994 (hereinafter referred to as “Insurance Rules”, Exhibit 1). 1.3. In the event of divergence between provisions of this Contract and the Insurance Rules the provisions of this Contract shall apply.

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