Block 8
Тема :
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Текст «Financial Reports» стр .45-52 - 2 занятия
Цель занятия:
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Прочитать и перевести каждую позицию текстов 1,2,3,4,5
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Анализ «Vocabulary notes»
Зачетное задание:
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Прочесть и выучить « Vocabulary notes »
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Сделать письменный перевод текстов и выполнить упр.
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Test
Block 8
Information for study
Financial Reports
Consolidated financial report of the large financial holding company.
1. Consolidated statements of income of Citicorp and subsidiaries.
|
In millions of dollars |
1999 |
1998 |
|
Interest revenue |
|
|
|
Loans, including fees |
22927 |
22545 |
|
Deposits with banks |
1002 |
1070 |
|
Federal funds sold and securities purchased under resale agreement |
402 |
738 |
|
Securities, including dividends |
3670 |
3028 |
|
Trading account assets |
692 |
1059 |
|
Loans held for sale |
549 |
533 |
|
|
29242 |
28973 |
|
Interest expense |
|
|
|
Deposits |
10775 |
11511 |
|
Trading account liabilities |
88 |
269 |
|
Purchased funds and other borrowings |
1984 |
2146 |
|
Long-term debt |
1853 |
1745 |
|
|
14700 |
15671 |
|
Net interest revenue |
14542 |
13302 |
|
Provision for credit losses |
2837 |
2751 |
|
Net interest revenue after provision for credit losses |
11705 |
10551 |
|
Fees, commissions, and other revenue |
|
|
|
Fees and commissions |
7547 |
6457 |
|
Foreign exchange |
1569 |
1628 |
|
Trading account |
888 |
265 |
|
Securities transactions |
332 |
524 |
|
Other revenue |
3270 |
2502 |
|
|
13606 |
11376 |
|
Operating expense |
|
|
|
Salaries |
6270 |
6028 |
|
Employee benefits |
1333 |
1403 |
|
Total employee |
7603 |
7431 |
|
Net premises and equipment |
2505 |
2207 |
|
Restructuring-related items and merger-related costs |
154 |
1011 |
|
Other expense |
6756 |
6362 |
|
|
17018 |
17011 |
|
Income before taxes |
8293 |
4916 |
|
Income taxes |
3098 |
1820 |
|
Net income |
5195 |
3096 |