- •26 Апреля 2013
- •Contents
- •1. Business Finance
- •2. Read the text again and match the English collocations on the left to their Russian equivalents on the right.
- •3. Read the text again and answer the following questions.
- •4. Complete the crossword puzzle using the information from the text.
- •4. Make up your own sentences using the vocabulary from ex.1 and the text.
- •5. Discuss the following.
- •2. Personal Banking
- •1. Read the text about personal banking and answer the following questions.
- •2. Read the text again and match the English collocations on the left to their Russian equivalents on the right.
- •3. Complete the advertisement with the words from the box.
- •4. Read the text again and decide whether the folowing statements are true or false.
- •5. Find words in the text with the following meaning.
- •6. Discuss the following.
- •3. Commercial and Retail Banking
- •1. Read the text about commercial and retail banking and answer the following questions.
- •2. Read the text again and match the English collocations on the left to their Russian equivalents on the right.
- •3. Complete the sentences from banks’ websites using the vocabulary of the unit.
- •4. Match the two parts of the sentences. Translate the sentences into Russian.
- •5. Find verbs in the text that can be used to make word combinations with the nouns below. Then use some of the verbs in the proper form to complete the sentences.
- •6. Discuss the following.
- •4. Central Banking
- •1. Read the text about central banking and answer the following questions.
- •2. Read the text again and match the English collocations on the left to their Russian equivalents on the right.
- •3. Complete the text from the website of the Federal Reserve, the central bank of the United States.
- •4. Make word combinations using a word from each box. One word can be used twice. Then use the word combinations to complete the sentences below.
- •5. Discuss the following.
- •5. Venture Capital
- •1. Read the text about a venture capital company and answer the following questions.
- •2. Read the text again and match the English collocations on the left to their Russian equivalents on the right.
- •3. Read the text again and answer the questions.
- •4. Match the two parts of the sentences. Translate the sentences into Russian.
- •5. Complete the crossword puzzle using the vocabulary of the text.
- •6. Discuss the following.
- •6. Stocks and shares
- •1. Read the text stocks and shares and answer the following questions.
- •2. Read the text again and match the English collocations on the left to their Russian equivalents on the right.
- •3. Read the text again and decide whether the statements are true (t) or false (f).
- •4. Match the following words in the box with their definitions below.
- •5. Make word combinations matching the two parts of the table. Then use the correct forms of the word combinations to complete these sentences below.
- •6. Discuss the following.
- •7. Financial Planning
- •1. Read the text and answer the following questions.
- •2. Read the text again and match the English collocations on the left to their Russian equivalents on the right.
- •3. Match the words in the box with the definitions below.
- •4. Read the text again and decide whether the following statements are true (t) or false (f).
- •5. Match the two parts of the sentences. Translate the sentences into Russian.
- •6. Discuss the following.
- •8. Business Plans
- •1. Read the text about business plans and answer the following questions.
- •2. Read the text again and match the English collocations on the left to their Russian equivalents on the right.
- •3. Make word combinations matching the two parts of the table. Then use the correct forms of the word combinations to complete these sentences below.
- •4. Complete the following sentences using the vocabulary of the text.
- •5. Choose the correct option (a-c) to complete the text.
- •6. Discuss the following.
Министерство образования и науки Российской Федерации
Федеральное государственное бюджетное образовательное учреждение
высшего профессионального образования
"Ростовский государственный строительный университет"
Утверждено на заседании
кафедры иностранных языков
26 Апреля 2013
Методические указания
по профессионально-ориентированному чтению текстов на английском языке для подготовки бакалавров направления: 080100.62 «Экономика», профиль: «Финансы и кредит»
Института Экономики и управления
Ростов-на-Дону
2013
У
Методические указания по профессионально-ориентированному чтению текстов на английском языке для подготовки бакалавров направления: 080100.62 «Экономика», профиль: «Финансы и кредит».- Ростов н/Д: Рост.гос.строит.ун-т, 2013.-36 с.
Предназначено для бакалавров, изучающих дисциплину «Иностранный язык» для овладения навыков профессионально-ориентированного чтения, понимания и различия реалий иноязычной речи.
Электронная версия находится в библиотеке, ауд.224
УДК 803.03=03(088.8)+(09)
Составитель : преп. Н.С. Журавлёва
Рецензент: д.фил.н., проф. О.П. Рябко
Редактор Н.Е. Гладких
Темплан 2013 г., поз.
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Подписано в печать . Формат 60х84 / 16. Бумага писчая. Ризограф
Уч.-изд. л. 1,3
Тираж 50 экз. Заказ
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Редакционно-издательский центр
Ростовского государственного строительного университета
344022, г. Ростов-на-Дону, ул. Социалистическая, 162
© Ростовский государственный
строительный университет, 2013
Contents
1. Business Finance………………………………………………………… 4
2. Personal Banking ……………………………………………………...... 7
3. Commercial and Retail Banking ……………………………………….. 11
4. Central Banking ………………………………………………………… 14
5. Venture Capital …………………………………………………………. 18
6. Stocks and Shares ……………………………………………………….. 22
7. Financial Planning ………………………………………………………. 27
8. Business Plans …………………………………………………………… 31
Литература ………………………………………………………………... 36
1. Business Finance
Read the text about business finance and answer the following questions.
What are the main capital sources?
What is the difference between revenue and profit?
A. Capital
When people want to set up a company, they need money, called capital.
Companies can borrow this money, called a loan, from banks. The loan must be paid back with interest: the amount paid to borrow the money. Capital can also come from issuing shares or equities – certificates representing units of ownership of a company. The people who invest money in shares are called shareholders and they own part of the company. The money they provide is known as share capital. Individuals and financial institutions, called investors, can also lend money to companies by buying bonds – loans that pay interest and are repaid at a fixed future date.
Money that is owed – that will have to be paid – to other people or businesses is a debt. In accounting, companies’ debts are usually called liabilities. Long-term liabilities include bonds; short-term liabilities include debts to suppliers who provide goods or services on credit – that will be paid for later.
The money that a business uses for everyday expenses or has available for spending is called working capital or funds.
B. Revenue
All the money coming into a company during a given period is revenue. Revenue minus the cost of sales and operating expenses, such as rent and salaries, is known as profit, earnings or net income. The part of its profit that a company pays to its shareholders is a dividend. Companies pay a proportion of their profits to the government as tax, to finance government spending. They also retain, or keep, some of their earnings for future use.
C. Financial Statements
Companies give information about their financial situation in financial statements. The balance sheet shows the company’s assets – the things it owns; liabilities – the money it owes; and its capital. The profit and loss account shows the company’s revenues and expenses during a particular period, such as three months or a year.