- •Предисловие
- •Цель данного сборника – совершенствование языковых знаний, умений и навыков студентов, а именно навыков чтения и устной речи в рамках профессиональной тематики.
- •Сборник учебных текстов и упражнений включает 7 разделов по основным аспектам бизнеса: международная торговля, маркетинг, менеджмент, финансы, бухгалтерский учёт.
- •Unit I
- •Business Basics
- •Words to remember
- •Tasks to perform
- •4. Translate the following sentences from Russian into English.
- •Words to remember
- •1) vary / variety / various
- •2) excite / excitement / excited / exciting
- •3) specify / specific / specification
- •4) involve / involvement / involved
- •5) advance / advanced / advancement / to advance
- •6) suit / suitable / suitability
- •4. Translate the following sentences into English.
- •5. Translate the following definitions. Find the appropriate term for each of them.
- •6. Translate into English using the appropriate terms.
- •7. Extra Reading
- •Tasks to perform
- •1. Read the text again and translate the following phrases from Russian into English.
- •2. Read the definitions and find the words in the text suitable for them.
- •Presenting the results of research
- •1. Give English equivalents of the words and word partnerships used in the text.
- •2. Match the words and word partnerships on the left with the words used in the
- •text on the right.
- •1. Give English equivalents of the words and word partnerships used in the text.
- •2. Match word partnerships on the left with the words used in the text on the
- •right.
- •Unit 3
- •International Business
- •Words to remember
- •1. Give English equivalents of the words and word partnerships used in the text.
- •1. compare / comparison / comparative
- •2. technical / technician / technique
- •3. benefit / beneficial / beneficiary
- •4. domestic / domestically
- •5. nation / national / nationalize
- •6. advantage / advantageous / disadvantage
- •5. Translate the following sentences from Russian into English.
- •Extra reading
- •Import / Export
- •Word focus
- •2. to provide or achieve something that other people benefit from
- •Tasks to perform
- •the sentences.
- •5. Translate the following text into English.
- •Words to remember
- •Part 1 An Accounting Overview
- •Words to remember
- •2. to get something that one deserves because of good work
- •Tasks to perform
- •1. Give English equivalents of the words and word partnerships used in the text.
- •2. Match the verbs used in the text with their synonyms.
- •1) accountant / accountancy / account
- •2) summarize / summary
- •3) state / statement
- •4) compute / computation
- •5) compare / comparison / comparative / comparatively
- •6) require / requirement / required
- •7) accurate / accurately / accuracy
- •5. Translate the following sentences into English
- •Extra reading
- •The management accountant
- •Forget the stereotype of accountants: they are now ambitious business strategists.
- •3. Are these statements true or false? Correct the false ones.
- •Talk about the job Gabriella does.
- •Words to remember
- •2. one of the parts into which ownership of a company is divided; equity
- •Tasks to perform
- •2. Circle the word which does not belong in each horizontal group.
- •3. Match the following general headings to the groups of five words that you
- •identified above.
- •4. Company Performance
- •Complete the passage below using the appropriate words given below.
- •5. Translate the following text into English
- •Tasks to perform
- •1. Give English equivalents of the words and word partnerships used in the text.
- •2. Match the verbs from the text on the left with their synonyms on the right.
- •3. Fill the gaps with the appropriate word partnership. Translate the sentences.
- •1) prime / primary / primarily
- •2) utilize / utilization
- •3) expand / expansion
- •4) consider / consideration / considering
- •5) expense / expensive
- •6) insure / insurance
- •1. Give English equivalents of the words and word partnerships used in the text.
- •2. Match word partnerships used in the text on the left with the synonymous
- •verbs on the right.
- •4. Translate the following sentences into English.
- •5. Процент – это плата за пользование кредитом.
- •A bank loan
- •A loan from family or friends
- •1. Which are the most popular?
- •2. Which are the safest?
- •3. Which are the easiest to obtain?
- •4. Do you know any other ways of raising finance?
- •Example: raise a loan, raise finance, raise money
- •4. Read these statements and check if you understand the vocabulary.
- •2. Do not accept their money without signing a formal contract.
- •3. Share information openly with them in order to get funding from them.
- •4. They have a reputation for financing technology companies.
- •5. They will not lend money to people starting a business for the first time.
- •6. You must have property to guarantee the loan.
- •refers to.
- •You are business advisors. You will give advice to a pair of entrepreneurs about how to finance a small business they want to start.
- •Before talking to them, decide what type of finance might be suitable for them: a bank loan, a loan from family or friends, a mortgage or using personal savings.
- •You will need to ask them:
- •Prepare some questions and when you are ready, meet the entrepreneurs, discuss their plans with them and give them your best advice.
- •Pair B
- •2. Match the verbs and word partnerships used in the text with their synonyms.
- •1) manage / manager / managerial / management
- •b) She lacked … experience and didn’t get the job.
- •2) evaluate / evaluation
- •Tasks to perform
- •1. Give English equivalents of the words and word partnerships used in the text.
- •2. Give English words and word partnerships used in the text for the following
- •definitions.
- •reasons.
- •1. Give English equivalents of the words and word partnerships used in the text.
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to exemplify (v) – to be an example of
corporate stock (n) – one of the shares into which ownership of the company is divided or these shares considered together
to entitle (v) – to give someone the right to do something or to have something ownership (n) – the state of owning something
worth (n) – the value of something in money
to issue (v) – to produce something printed or official, e.g. shares initial (adj.) – which is at the beginning
on the part of = by someone e.g. It was a mistake on the part of Ann (Ann’s mistake) to profit (v) – to gain money from selling something or from an event
valuation (n) – the action of calculating how much money something is worth dividend (n) – a part of the profits of a company for a particular period of time that is
paid to shareholders for each share that they own quarterly (adv.) – (happening) four times a year
maturity date (n) – deadline; the date on which a bond is to be repaid or an investment agreement ends and a payment is made
bond (n) – the document showing the amount of money borrowed by a government or an organization which should be paid back, usually with interest (процент) interest payment (n) – an additional amount of money paid by a borrower to a lender
to force (v) – to make someone do something
Tasks to perform
1. Give English equivalents of the words and word partnerships used in the text.
Создать бизнес; |
руководить бизнесом; |
расширять бизнес; |
приобретать |
|||||||
капитал; |
финансирование за счёт вкладов акционеров; |
|
финансирование за |
|||||||
счёт получения займов; |
владельцы корпораций; |
брать деньги взаймы; |
||||||||
продавать акции; |
продажа акций компании; |
единица собственности; |
||||||||
давать право покупателю на; |
количество, объём; |
|
покупать акции |
|||||||
стоимостью; акционер; |
невзирая на размер; |
получать стартовый капитал |
||||||||
от продажи или выпуска акций; |
первоначальные продажи; |
|
риск для |
|||||||
покупателей; отчёт о деятельности компании; |
получить прибыль благодаря |
|||||||||
возросшей |
стоимости акций; |
получать дивиденды; |
|
выплачивать |
||||||
дивиденды ежеквартально; |
|
нести серьёзные убытки; |
|
обратиться к |
||||||
(прибегнуть к); |
заёмные средства; |
в обмен на облигацию; |
срок |
|||||||
погашения займа; |
крайний срок; |
вернуть деньги; |
|
выплачивать |
||||||
|
64 |
|
проценты владельцу облигаций; |
выполнять обязательства; |
быть |
вынужденным продать активы. |
|
|
2. Match word partnerships used in the text on the left with the synonymous
verbs on the right. |
|
1) to operate business |
a) to increase in size, volume, degree |
2) to expand business |
b) to get |
3) to borrow money |
c) to include |
4) to acquire capital |
d) to purchase |
5) to entitle someone to do something |
e) to satisfy or to fulfil |
6) to buy shares |
f) to lose |
7) to issue shares |
g) to pay back |
8) to involve risk |
h) to run or mange |
9) to take a severe loss (on) |
i) to take |
10) to meet obligations |
j) to give someone the right to do something |
11) to repay money |
k) to make someone do something |
12) to force to do something |
l) to print |
3.Match word partnerships from the text with their definitions. There is one extra word. Translate into Russian.
financing |
equity financing |
debt financing |
corporate stock |
dividend |
|||
assets |
shareholder / stockholder |
a share |
a bond |
maturity date |
|||
interest payment
1)people who buy or own shares
2)obtaining money for investment by using bonds or bank loans
3)the date on which a bond is to be repaid or an investment agreement ends
4)one of the parts into which ownership of the company is divided
5)the money provided for an investment
6)the document which can be bought or sold and which promises that the borrowed money will be paid back
7)obtaining money for investment by making shares available to people
8)an amount of money paid by a borrower to a lender for a loan
9)all the shares of the company
10)a part of the profits of a company for a particular period of time that is paid to shareholders for each share that they own
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4. Translate the following sentences into English.
1.Обыкновенные акции – это ценные бумаги (securities), которые выпускают для продажи физическим (natural) или юридическим (legal) лицам (person) и обеспечения долгосрочного финансирования компании.
2.Облигации – это ценные бумаги, выпускаемая частными компаниями или государством как средство заимствования долгосрочного капитала.
3.Долг – это определённая сумма денег, которую заёмщик должен возвратить кредитору.
4.Дивиденд – это денежная сумма, которую компания выплачивает своим кредиторам за вложенный капитал.
5.Процент – это плата за пользование кредитом.
6.Неплатёжеспособность (insolvency) или банкротство (bankruptcy) – это положение, при котором задолженность заёмщика превышает его активы.
7.Финансирование за счёт вкладов акционеров происходит через продажу акций, т.е. компания продаёт часть своей собственности.
8.При финансирование за счёт получения займов компания занимает деньги у инвестора, продавая ему облигацию и обещая выплатить долг в определённый срок.
9.Облигация имеет срок погашения. Если деньги не выплачиваются в срок, компания может быть вынуждена продать часть собственности, чтобы выполнить обязательство.
Extra reading |
Ways of raising finance |
A bank loan
A mortgage (a loan normally used to buy a house or an apartment) A government grant
Venture capital (investment from companies which specialize in high-risk new businesses)
Personal savings Going into partnership
A loan from family or friends
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1. Look at the ways of raising money to start a company given above and discuss the following questions.
1.Which are the most popular?
2.Which are the safest?
3.Which are the easiest to obtain?
4.Do you know any other ways of raising finance?
2.Combine the verbs with the nouns / noun phrases to form phrases connected with starting companies. In some cases, more than one answer is possible.
Example: raise a loan, raise finance, raise money
raise |
a business plan |
borrow |
a company |
carry out |
a loan |
launch |
finance |
cover |
market research |
write |
money |
repay |
overheads |
3. Use Phrases from Exercise 2 to complete these sentences. Remember to put the verb into the correct form.
Before you start a business or (1)….. , it’s a good idea to (2)….. to see if anyone will buy your product. If you don’t have a lot of personal savings, it may be necessary to
(3)…. . This may involve taking out a mortgage or some other form of loan from a bank, in which case you will have to (4)…. . This will show how you plan to set up and run your business. In your business plan, you will have to forecast sales and profits because the bank will want to be sure that you can (5)… , as well as (6)…. such as the cost of electricity or social security.
4. Read these statements and check if you understand the vocabulary.
1.As long as you can pay your debts, they are not worried about how profitable your company is.