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V. Match (1-10) with (a-j) to make up sentences:

1. All businesses need

2. Companies’ internal finance methods are rarely

3. Microfinance has expanded considerably from the original idea of

4. A normal bank usually gives someone a loan or credit only when

5. Microfinance institutions have developed a real sense

6. Sources of finance can be divided

7. Short-term finance refers to

8. Long-term capital needs to be repaid

9. The company needs a supply of

10. We have the house deeds as surety

a) day-to-day requirements.

b) funds in order to succeed.

c) Muhammad Yunus, who was the pioneer of microcredit.

d) sufficient.

e) of social responsibility.

f) there is security.

g) into short, medium and long-term borrowing.

h) that the loan will be repaid.

i) highly trained, hard-working people.

j) over a number of years.

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VI. Complete the sentences (1-10) with a) a, b) an, c) the or d) no article:

1. ….. survey of world trade shows that the recession is world-wide.

2. Switching from …… fixed-interest securities to equity shares is often done.

3. ….. money raised from his tangible assets just about covered his debts.

4. ….. government uses the sale of tap stocks to influence interest rates.

5. The new share issue was made through …... offer by prospectus.

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VII. Put the words (1-5) in the correct order to make up sentences:

1.6 pm, between, Office, are, 9 am, and, hours.

………………………………………………………………………………

2. were, 20p, share, Shareholders, per, offered.

……………………………………………………………………………….

3. speak , need, main, to, You, someone, our, to, office, in.

………………………………………………………………………………..

4. new, shareholders, purchase, given, were, a, option, to, Major.

…………………………………………………………………………………

5. terms, infringed, The, party, the, has, the, and, conditions, other, to, contract.

…………………………………………………………………………………..

VIII. Listen to the text Startup Companies on the Rise in Nigeria

using http://learningenglish.voanews.com/a/nigerian-government-interested-in-startup-companies/3500240.html and answer the following questions:

1. What companies is Nigeria home to?

A. Nigeria is home to a growing number of technology companies.

B. Nigeria is home to a number of production companies.

C. Nigeria is home to a growing number of sales companies.

D. Nigeria is home to a number of agricultural companies.

  1. What is Angel Adelaja’s job?

A. She is a financier.

B. She is the chief executive officer of a company called Fresh Direct Nigeria.

C. She is the director of a technology company.

D. She is an accountant.

3. What does Fresh Direct Nigeria produce?

A. It produces corn.

B. It produces cotton.

C. It produces vegetables, cabbage, lettuce.

D. It produces coffee.

4. Why is government revenue sharply reduced?

A. Because of inflation.

B. Because of recession.

C. Because of the drop in oil prices worldwide.

D. Because of unemployment.

5. How many tech entrepreneurs competed for the chance to meet with the Nigerian president and vice president?

A. A total of 20 tech entrepreneurs competed for the chance to meet with the Nigerian president and vice president.

B. A total of 50 tech entrepreneurs competed for the chance to meet with the Nigerian president and vice president.

C. A total of 70 tech entrepreneurs competed for the chance to meet with the Nigerian president and vice president.

D. A total of 30 tech entrepreneurs competed for the chance to meet with the Nigerian president and vice president.

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