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13.4. Translate word combinations from Russian into English:

  1. прибыль за вычетом налогов;

  2. быть проданным другому банку;

  3. в году, заканчивающемся в конце сентября;

  4. показатели 1996 года включали непредвиденный излишек;

  5. результаты предыдущего года;

  6. колоссальные расходы;

  7. прибыль от производственной деятельности;

  8. прибыль до вычета налогов;

  9. добиться увеличения чистой прибыли;

  10. конкуренция со стороны банков;

  11. ссуда на жилищное строительство;

  12. непогашенные доли составляли пять миллионов долларов;

  13. расходы на производственную деятельность;

  14. выплатить заем к концу года;

  15. отпуск за свой счет.

13.5. Choose the suitable answer:

  1. The bank’s exposure is … a) how much financial risk the bank is open to. b) how much advertising does the bank does. c) how much the bank earns.

  1. A data base is … a) the place where a company keeps its main computer. b) a room with a lot of computers in it. c) a large collection of data stored in a structured form.

  1. The bank’s books are … a) a useful list of customers’ addresses and phone numbers. b) plans showing how much money the bank expects to earn and spend. c) a set of records in which the bank’s accounts are kept.

  1. Credits are … a) plastic cards used instead of money. b) sums of money paid into a bank account. c) the amount of money in a bank account.

  1. The economic environment is … a) an area of the economy. b) financial laws and regulations. c) the economic situation.

13.6. Fill in the gaps where necessary:

  1. A 20% increase … profits … 100m.

  2. Which is being sold … Bank … Scotland … 900m.

  3. … the year to end March.

  4. Be depressed … a change.

  5. Be sold … December 1995.

  6. … a truly comparative basis.

  7. An increase … net profit.

  8. With the slowdown … housing lending.

  9. A 3% increase … the year-earlier figure.

  10. Be distorted … the sale … its unit.

13.7. Match the words with their synonyms:

Operating profit

To distort

Outstanding

Static

To let fall to a lower state or position

Slowdown

An increase

A group of things or persons regarded as a n individual

Environment

The net profit made by a company before adding or deducting extraordinary items

To change from the true meaning

Remaining after all amounts owed have been taken off

Exhibiting no change, movement or development

Augmentation

Unit

The conditions in which people live, work, etc.

Net

Still existing or unpaid

13.8. Insert the suitable word:

loan

automatic teller machine

commercial credits

bank

“closed down”

loan interest

deposit

earnings

banker

account

amount

safety

teller

with

  1. Nowadays people have got used to … … … . This kind of service saves time

and is quite convenient. 2. My father is the …, he runs the … . 3. I was somewhat frustrated: the notice on the door of the bank said … . 4. If you are concerned about the … of your …, make a … in your bank. 5. He was very curious about the bank … which I’ve opened my account. 6. Currently they’ve got no money in their … . 7. The … is very high. 8. The banks in this country grant … to promote trade. 9. Our company was very happy to get a … . 10. The … checks the … of money left in somebody’s account.

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