144. Bnp Paribas and its financial services.

BNP Paribas is Europe’s leading provider of banking and financial services, with headquarters in Paris, and a global headquarters in London.

BNP Paribas has one of the highest credit ratings in its peer group with the long term debt of the group currently ranked A+ by S&P, A2 by Moody's and A+ by Fitch.

BNP Paribas holds key positions in its three activities: Retail Banking (71%), Investment Solutions (14%), Corporate and Investment Banking (11%).

Retail Banking comprises Domestic Markets, International Retail Banking and Personal Finance.

Domestic Markets comprises the retail banking networks of BNP Paribas in France (FRB), Italy (BNL), Belgium and Luxembourg (LRB). Domestic Markets plays a strategic role for the Group, by providing a large base of deposits and off-balance sheet savings, supporting both retail and corporate clients, financing the economy and preparing the retail banking business of the future.

International retail banking comprises the Bank’s retail banking activities in 15 countries outside the euro zone.

BNP Paribas Personal Finance (PF) is the Group’s consumer credit specialist, with over 12 million active customers. It also has a residential mortgage lending business.

Combining BNP Paribas’ activities related to the collection, management, development, protection and administration of client savings and assets, Investment Solutions offers a broad range of high value-added products and services around the world, designed to meet all the requirements of individual, corporate and institutional investors. Investment Solutions comprises 5 business lines, with highly complementary expertise: Insurance, Securities Services, Private Banking, Asset Management, Real Estate.

BNP Paribas Corporate & Investment Banking (CIB) provides to its clients financing, advisory and capital markets services. BNP Paribas Corporate & Investment Banking (CIB) provides to its clients financing, advisory and capital markets services. CIB helps companies hedge their exposure to foreign exchange, interest rate, and credit risks, primarily though the structuring and sale of derivative products such as interest rate and foreign exchange swaps, foreign exchange options and credit derivatives. Also, CIB offers clients simplified flow banking services including trade finance, international cash management, and basic hedging solutions.

145. Société Générale s.A. And its financial services.

Société Générale S.A. (SocGen) is a French multinational banking and financial services company headquartered in Paris. The company is a universal bank split into three main divisions, Retail Banking and Specialized Financial Services (particularly in France and Eastern Europe), Corporate and Investment Banking (Derivatives, Structured Finance and Euro Capital Markets) and Global Investment Management and Services.

Based on 2013 data Société Générale is France's third largest bank by total assets and the no. 8 bank in Europe. Société Générale has been ranked as one of the world's most admired companies to work in.

Société Générale is one of the oldest banks in France. Founded in 1864 its original name was General Company to Support the Development of Commerce and Industry in France. Société Générale is often nicknamed SocGen (pronounced "sock jenn") in the international financial world. The long term debt of the group is currently ranked A by S&P, A2 by Moody's and A+ by Fitch.

With more than 148,000 employees, based in 76 countries, we accompany 32 million clients throughout the world on a daily basis. Societe Generale’s teams offer advice and services to individual, corporate and institutional customers in three core businesses:

• Retail banking in France with the Societe Generale branch network, Credit du Nord and Boursorama, offering a comprehensive range of multichannel financial services on the leading edge of digital innovation;

• International retail banking, financial services and insurance with a presence in emerging economies and leading specialised businesses;

• Corporate and investment banking, private banking, asset management and securities services, with recognised expertise, top international rankings and integrated solutions.

Societe Generale is included in the main socially responsible investment indices: Dow Jones Sustainability Index (Europe), FTSE4Good (Global and Europe), Euronext Vigeo (Global, Europe, Eurozone and France), ESI Excellence (Europe) from Ethibel and 5 of the STOXX ESG Leaders indices.

In 2014, Societe Generale Group celebrates its 150th anniversary with a focus on entrepreneurial spirit, innovation and team spirit.

Societe Generale has always served economic development, contributing to the financing of infrastructures that symbolised the modern world and of leading French groups. Societe Generale was among the first French banks to open branches in London and in Russia in the 1870s, before expanding into the Maghreb, New York and Africa and to set up operations in Central European countries.

Societe Generale has always been at the cutting edge of financial innovation, and takes strength from its origins to assert its banking vision for the future, reinvent its businesses to serve its clients and become the reference bank of the 21st century.