- •Financial market: notion, structure and infrastructure.
- •Notion, functions, types of financial intermediaries. Financial intermediaries in Russia.
- •International foreign exchange market: functions, participants, operations.
- •Foreign exchange risks: definition, types, insurance methods.
- •3 Types of currency risk:
- •Definition and types of exchange rates. Exchange rate forecasting, currency parity. Factors of exchange rates.
- •Foreign exchange regulation: purposes and instruments.
- •International securities market: definition, structure, participants.
- •Financial system of a country: structure, interrelation between the elements.
- •Budgetary system of a country: principles of construction, structure, Russian and foreign experience.
- •12. State budget revenues and expenditures.
- •Income distribution
- •13. Public debt and sources of its formation.
- •14. Federal budget of the Russian Federation: revenues, expenditures, modern peculiarities.
- •Imf's main responsibilities:
- •2.1 Over the counter (otc) and exchange-traded derivatives
- •2.2 Forward contracts
- •2.3 Futures contracts and their difference to forwards
- •2.4 Options
- •2.5 Swaps
- •Interest rate swaps,
- •19. Securities market regulation in Russia and abroad.
- •20. Professional activity on securities market.
- •21. The problem of risk and the notion of insurance. Functions of insurance company.
- •Insurance aids economic development in at least seven ways.
- •22. Features of corporate insurance products. Commercial insurance.
- •23. Notion and purpose of reinsurance. Types of reinsurance contracts.
- •25. Obligatory and voluntary types of insurance in Russia and abroad.
- •Voluntary:
- •Voluntary:
- •27. Bank liquidity: notion, analysis, regulation.
- •29. Bank’s credit risks: methods of evaluation and minimization.
- •Interest Rate Risk
- •30. International banks: transactions and risks.
- •31. Monetary policy: purpose, types, tools.
- •32. International credit: notion, functions, forms, tendencies.
- •33. Credit market: functions, participants, instruments, indicators.
- •34. Analysis of a borrower’s creditworthiness by banks.
- •7 Functions of financial management:
- •37. Structure of a company’s balance sheet. Analysis of assets and liabilities structure
- •39. Capital structure and company’s cost of capital.
- •42. Classification of sources of corporate financing.
- •Instruments
- •Issuing and trading
- •Valuation
- •Ipo via foreign bank
- •44. Corporate credit policy.
- •Various Types of Corporate Credit and Corporate Credit Policy
- •45. Types of financial risks, quantitative analysis.
- •46. Investment portfolio construction: calculation and analysis of risk and return.
- •48. Types of bonds, calculation of present value of discount and coupon bonds. Types of bond yield.
- •50. Capital Assets Pricing Model (capm).
- •52. Price structure and its components. Factors of a price.
- •53. Methods of pricing.
- •55. Profit taxation in Russia.
- •56. Taxation of foreign corporate entities in Russia.
- •57. Income taxation of individuals.
- •59. Tax planning: notion, purposes, stages.
44. Corporate credit policy.
AR and actions with it.
calls
letters
lawsuits
visits
changes to limits of particular debtors
factoring + loan sale (переуступка долгов)
AR and AP ratio managing
Bad debts
Collection, lawsuits (continued)
Various Types of Corporate Credit and Corporate Credit Policy
Corporate credit is important for any type of business. It is a way to separate business transactions from personal ones. Even small sized businesses need to have some type of corporate credit in place. The first step is to find out what your options are. This way you can choose the sources of corporate credit that can benefit your business the best.
The easiest form of corporate credit to get is credit cards in the business name. Never get those offered where you are personally liable for them. Just like with a personal credit card though, you will have to take the time to compare offers. You want those corporate credit cards that offer you a low interest rate and that don't have any annual fee associated with them. You also want a decent amount of credit to be able to access when you need it.
In order to entice you to choose various corporate credit card offers over others, you will find various perks offered. They include cash back programs, rebates, rewards programs where you can get great items for free, and even frequent flier miles. All of these types of offers can add up to plenty of savings for you. Make sure you read all the fine print about them though.
Lines of credit are a good type of corporate credit. They offer you a set amount of money that you can access when you need it. This is less time consuming than having to go to the bank each time you need to access money for something. It puts power in your hands so you can make important decisions because you already know you have the funding to take care of it.
It takes longer to get a loan for corporate credit than these other forms but you will have access to more funding. Corporate credit loans are often applied for to cover a particular expense. The lender is going to look at the financial records for your business. They are also going to look at the credit that you have for it and the payment history.
Corporate loans always are attached to collateral as they are considered to be secured debts. Make sure you are willing to take that risk for your business. Otherwise you may want to avoid this type of credit. You would be better off to stay with the credit cards or line of credit as they aren't secured.
However, with corporate loans you may have access to the funds you need to in order for your business to be successful. You may need to invest in updated equipment or a new building so you can expand. In the business world it often does take an investment of money in order to be able to move forward.
It is very important to take your time to look at the various options for corporate credit. Since this is something every business needs, people tend to just jump right into what they can get their hands on. This can cause some financial issues for them and their business. The more you know about corporate credit options, the better decisions you can make regarding it. This is something that you will need to have in place for your business to continue growing.
The Benefits Of Corporate Credit
There are many advantages for your business when you access corporate credit. It gives you a way to get the funding you need for your business without having to intertwine it with your own personal credit. Even small businesses can really benefit from having some form of corporate credit. It may only be a credit card with a low credit limit but it will still come in handy from time to time. There are many things that can happen over the course of time for your business. Some of them are good and some of them aren't, but the will all cost you money. Sometimes you aren't going to have that money readily available. That is when corporate credit can really be a benefit for your business. If something you rely on to complete your work is broken you will need to have a way to pay for it.
Sometimes corporate credit can result in other companies wanting to do business with you. It gives you some stability and credibility in their eyes. They will address you as a serious business that has plenty to offer to them. As a result, it can be vital to you making more sales and establishing quality business relationships. Take advantage of what corporate credit has to offer you. The sky is the limit when it comes to how successful your business can be. However, you do need to be smart about how you use your corporate credit. You don't want to put your credibility on the line by not being able to repay the credit you have accessed. Also, remember that you will have to pay interest on the credit you use for your business. This means there will be less money left to count as profits.