Solution:

In columns 5-12 of the table below we shall calculate the indicators that will be needed to construct the general indices and the index variable, constant compositions and structural shifts.

Enterprise	Turnover of credit, turns				Average remnants of credit debts, thousand tenge				The structure of credit debt
А	1		2		3		4			5		6
1	2,97		4,09		552		562			0,170		0,175
2	4,98		4,30		2700		2650			0,830		0,825
Total:	-		-		3252		3212			1,000		1,000
Enterprise
А		7		8		9		10			11		12
1		2298,58		1639,44		1669,14		0,176			0,505		0,520
2		14045,00		13446,00		13197,00		4,272			4,084		4,059
Total:		16343,58		15085,44		14866,14		5,089			4,589		4,579

I. Index analysis of the loan repayment

• I. The general index of the loan repayment looks like:

The absolute increase in the amount of the repayment of loans due to two factors: 1) increase the turnover of the loan; 2) changes in the average remnants of the credit debt is performed as:

= 16343,58-15085,44 = 1258,14

• The general index of the turnover of the loan:

The absolute increase in the amount of the repayment of loans due to the turnover of credit on the individual enterprises is as follows:

= 16343,58-14866,14 = 1477,44

• The general index of the average remnants t of the credit debt is:

The absolute increase in the amount of the repayment of loans due to structural changes in the average remnants of the credit debt of the individual enterprise is:

= 14866,14-15085,44 = - 219,3

Relationship of indices is: = 1,099 ·0,985 = 1,089

Relationship of absolute increases is:

= 1477,44 – 219,3 = 1258,14

Conclusion. In general, for two enterprises, the total amount of the repaid loans during the reporting period compared to the base period has increased by 8,9%, or by 1 258,14 thousand tenge. This was due to the influence of two factors: 1) increase of the turnover of the loan; 2) changes in the average remnants of the credit debt.

Due to the accelerate of the turnover of the loan repayments in each enterprise, the amount of repaid loans has increased by 9,9%, or by 1 477,44 thousand tenge. Due to the changes in the average remnants of credit debt, the amount of repaid loans has decreased by 1,5% or by 219,3 thousand tenge. This was because the share of credit debt with the lower turnover has increased, that was occurred at the first enterprise. Thereby the repayments of loans has slowed down in the reporting period compared to the base period.