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Learn to Speak English. Методическое пособие для студентов всех специальностей дневного отделения - Асафова Г. К. , Матр

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Министерство образования Российской Федерации Государственное образовательное учреждение высшего профессионального образования

Ульяновский государственный технический университет

Learn to Speak English

Методическое пособие для студентов всех специальностей

дневного отделения

Ульяновск 2003

Министерство образования Российской Федерации Государственное образовательное учреждение высшего профессионального образования

Ульяновский государственный технический университет

Learn to Speak English

Методическое пособие для студентов всех специальностей

дневного отделения (часть 2)

Составители: Г. К. Асафова Т. А. Матросова

Ульяновск 2003

УДК 802.0(076)

ББК 81.2Англ я 7

Л 33

Рецензент доцент кафедры «Иностранные языки» УлГТУ, канд. филал. наук., доцент Пятышина Т.Г.

Одобрено секцией методических пособий научно-методического совета университета

Learn to Speak English : Методическое пособие для студентов всех спе- Л 33 циальностей дневного отделения (часть 2) /Сост. Г. К. Асафова, Т. А.

Матросова. – Ульяновск: УлГТУ, 2003. – 72 с.

Пособие составлено в соответствии с программой курса английского языка для высшей школы, построено на материале американского курса Multimedia “Learn to speak English”. В пособие включены тексты, диалоги, грамматические упражнения и идиомы. Кроме того, каждый урок содержит список разговорных выражений, словарь по тематике урока и творческие задания.

Пособие позволяет овладеть навыками разговорной речи и навыками общения на английском языке. Предназначено для студентов 1 и 2 курсов всех специальностей дневного обучения.

Работа подготовлена на кафедре «Иностранные языки».

УДК 802.0(076)

ББК 81.2Англ я 7

©Г. К. Асафова, Т. А. Матросова, 2003

©Оформление. УлГТУ, 2003

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Lesson 16.

APPLYING FOR A CREDIT CARD

I. NOTE

One of the fundamental rites of passage for most young adults in the U.S. is applying for and receiving their first credit card. Credit cards are issued by almost anyone — bookstores, service stations, banks, department stores, record stores, etc.

The requirements for some credit cards are tougher than for others. Many people start off with a gasoline card, which is relatively to obtain. Two of the best known brands of credit or bank cards in the U.S. are Visa and MasterCard. Most of these cards carry a monthly service charge as well as annual interest in the 16-21% range. Cards like American Express are not actually credit cards, because you cannot defer payment on any part of your balance.

Having a credit card opens many doors in the U.S., but also entails considerable risk if used unwisely.

II. DIALOGUE

Credit employee: Are you applying for a Miller’s charge? You: Yes, how long will it take for approval?

Credit employee: Only a few weeks. Have you filled out the application form yet? You: Not entirely. I’m not a U.S. citizen. My bank and previous charge accounts are

all abroad. What should I do?

Credit employee: I don’t think there’ll be a problem. Just write down the name and number of your accounts at home. We'll let our credit office work on this.

You: Is there a charge to use the card?

Credit employee: There’s no charge for the card itself. You pay a small amount of interest on the remaining balance at the end of each month.

You: Is there a limit on what I can charge?

Credit employee: We’ll start you off with a $1200 maximum. If your credit history is good, and you need to increase your line, we can usually do it.

You: Great. When can I start using it?

Credit employee: We should have approval within ten days. Where shall we mail your card?

You: To this address. I’m having all my mail forwarded while I’m out of town.

III.GRAMMAR EXERCISES

1.In this exercise you have to answer the questions in the way shown.

Example: Did Ann make that dress herself?”

“No, ... she had it made...

1 “Did you cut your hair yourself?” “No, I ...”

2 “Did they paint the house themselves?” “No, they ...”

 

4

3

“Did Jim cut down that tree himself?” “No, ...”

4

“Did Sue repair the car herself?” “No, ...”

2. You are giving advice to a friend. Use should or

shouldn't.

Example: Your friend is always coughing because he smokes too much.

Advise him to stop smoking. ...You should stop

smoking...

1 Your friend has a bad toothache. Advise him to go to the dentist.

You ...

2 Your friend rides his bicycle at night without lights. You think this is

dangerous. Advise him not to do it. ...

3 Your friend is going to visit Greece. Advise him to learn a few words of

Greek before he goes. ...

IV. IDIOMS

For a Song

(for very little money)

Sara, I picked up the perfect chair for the living room the other day.

That’s wonderful. I know you’ve been looking for some time. Where did you finally come across what you wanted?

I was really quite lucky. I got it for a song at a little furniture store. I was able to buy it for very little money because the owners of the store were right in the middle of their spring liquidation sale.

Money Burns a Hole in Someone’s Pocket (someone spends as much money as possible; informal)

Sally can’t seem to save anything. Money burns a hole in her pocket.

If money burns a hole in your pocket, you never have any for emergencies.

Money Is No Object

(it does not matter how much something costs)

Please show me your finest automobile. Money is no object.

I want the finest earrings you have. Don’t worry about how much it costs because money is no object.

V. USEFUL EXPRESSIONS

Credit cards

Where can I get a credit card?

What annual fee do I have to pay to get the card?

When do I pay the annual fee?

What do I need to get a credit card?

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What documents do I need prove my income?

What credit line can I have?

What credit cards are accepted here?

Do you accept Master Card?

VI. VOCABULARY

account

счёт (в банке)

amount

сумма

annual fee

ежегодная плата

balance

остаток

bank

банк

bank statement

выписка из счёта

bank teller

кассир (в банке)

banking

банковские операции

bill

банкнота

bill

купюра

blank check

незаполненный чек

bounced check

чек, возвращенный банком(из-за

 

отсутствия средств на счёте)

canceled check

погашенный чек

change, small change, silver

мелочь

check

чек

checking/savings account

комбинированный/текущий счёт

code number of a bank branch

код отделения банка

countersignature

контрольная подпись

deposit

вклад

deposit account

срочный вклад

deposit slip

приходный ордер

hard (freely convertible) currency

свободно конвертируемая валюта

holder of a check

владелец чека

identification card

удостоверение личности

interest

проценты по вкладам

line of credit

сумма предоставляемого кредита

loan

займ

money

деньги

money order

денежный перевод

non-banking hours

нерабочие часы банка

personal identification number

номер удостоверения личности

personal reference

рекомендация

plastic card

чековая карточка

purchase reference

свидетельство о покупке туристских

 

чеков

 

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rate of exchange

валютный курс

savings account, deposit account

срочный счёт

savings bank

сберегательный банк

service charge

плата (за услуги)

service charge (fee) on a check

плата за банковские операции по

 

оформлению чека

spending money, pocket money

карманные деньги

tax

налог

to bank by computer

получать деньги по автомату в

to be taxable

подлежит обложению налогом

to carry cash

носить деньги с собой

to cash a check

получать деньги по чеку

to cash a check

оплачивать чек

to draw money out of one’s account

снимать деньги со счёта

to earn interest on money

получать проценты по вкладам

to exchange one’s money for dollars

обменивать валюту на доллары

to wire money

переводить деньги по телеграфу

to withdraw money from one’s account

снятие денег со счёта

withdrawal slip

расходный ордер

Abbreviations

PIN = personal identification number

номер удостоверения личности

VII. SUGGESTED ACTIVITIES

1. Speak on the following situations:

a)Explain to your friend who is from Russia how he could apply for a credit card in the USA.

b)You are a bank employee. You have to explain to your customer what s\he needs to do to get a credit card and the difference between various credit cards.

1.Make up dialogues, using expressions from sections IV to VI.

2.Say what you have learnt about credit cards in the USA.

3.Say if there is the same system of credit cards in Russia.

Lesson 17.

ASKING FOR DIRECTIONS

I. NOTE

Despite the size of the U.S., it is easy to travel from state to state by taking the extensive interstate system. Interstate highways crisscross America from north to south and east to west. If you’re driving from coast to coast, you should allow several weeks so you can see the sights along the way.

Travel agencies can help you plan the trip and make hotel or motel reservations for you. Some agencies, like the AAA, specialize in automobile travel. One of their

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services is to plan a driving trip for you. They will put together an itinerary along with maps and recommendations about interesting sights you may want to see. Unlike travel agencies, AAA requires that you join their organization, so you can take advantage of such services as trip planning, insurance, etc.

Despite the high quality of interstate highways in the U.S. you should be careful not to drive too fast. Most highways are patrolled by police with radar.

II.DIALOGUE

AAAAgent: Good morning. Can I help you?

You: I’ m trying to figure out the best way to get to Washington, D.C. AAA Agent: Are you driving or flying?

You: I’m driving. My car’s parked outside.

AAAAgent: You have two options. The first is to take Interstate 85 north through Georgia, South Carolina, North Carolina, and Virginia.

You: What’s the other option?

AAAAgent: You could also take I-75 north through Georgia into Tennessee. In Tennessee, you pick up I-81 which will take you through Virginia to Washington.

You: Is there a difference in distance between the two?

AAA Agent: I-85 is somewhat shorter, but it’s not as scenic, and there’s usually a lot more traffic.

You: How do I pick up I-85 in Atlanta?

AAA Agent: Just head north on the freeway until you reach the I-285 beltway. Then follow the signs.

You: By the way, do you have any information about the Washington, D.C. area? AAA Agent: Sure. Here’s a packet of brochures. Do you need a hotel reservation? You: No thanks. I’ve already made one.

III.GRAMMAR EXERCISES

1.In this exercise you have to make suggestions. Use could.

Example: Where shall we go for our holidays? (Scotland)

...We could go to Scotland...

1 What shall we have for dinner tonight? (fish) ...

2 When shall we go and see Tom? (on Friday) ...

3 What shall I give Ann for her birthday? (a book) ...

2.Complete these sentences with must or have to (in its correct form).Sometimes it is possible to use either; sometimes only have to is possible.

Example: Well, it’s 10 o’clock. I ...

must (or have to)...

go now.

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Ann was feeling ill last night. She ...had to... leave the party early.

1 You really ... work harder if you want to pass that examination. 2 Many children in Britain ... wear uniform when they go to school. 3 Last night Don suddenly became ill. We ... call the doctor.

4 Ann has ... wear glasses since she was eight years old. 5 I’m afraid I can’t come tomorrow. I ... work late.

6 I’m sorry I couldn’t come yesterday. I ... work late. 7 Tom may ... go away next week.

8 We couldn’t repair the car ourselves. We ... take it to a garage. 9 When you come to London again, you ... come and see us.

3. Now make questions with have to.

Example: “Tom had to go to the police station.”

“Why ...did he have to go to the police station?...

l “Ann has to leave tomorrow.” “What time exactly ...”

2 “We had to answer a lot of questions in the examination.” “How many questions ...”

3 “George had to pay a parking fine.” “How much ...” 4 “I have to get up early tomorrow.” “Why ...”

4.This time make negative sentences with have to.

Example: “Did they change trains?”

“No, it was a through train so ...they didn’t have to change (trains)...”

1 “Did you pay to get into the concert?” “No, we had free tickets so we ...” 2 “Does Jack shave?” “No, he’s got a beard so ...”

3 “Did you get up early this morning?” “No, it’s my day off so ...” 4 “Do you work?” “No, I’m extremely rich so ...”

IV. IDIOMS

All Roads Lead to Rome

(there are many different routes to the same goal)

Mary was criticizing the way that Jane was planting the flowers. John said, “Never mind, Mary, all roads lead to Rome.

Some people learn by doing. Others have to be taught. In the long run, all roads lead to Rome.

End of the Road End of the Line

(the end; the end of the whole process; death)

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When we reach the end of the road on this project, we’ll get paid. You’ve come to the end of the line. I’ll not lend you another penny. When I reach the end of the road, I wish to be buried in a quiet place, near

some trees.

A Stone’s Throw Away (a short distance; informal)

John saw Mary across the street, just a stone’s throw away. Philadelphia is just a stone’s throw away from New York City.

All the Way

(from the beginning to the end)

I walked all the way home.

The ladder reaches all the way to the top of the house.

Get in Someone’s Way

(to interfere with someone’s movement or intentions)

Tom is going to back out the car. Please, don’t get in his way. I intend to run for Congress. You had better not get in my way.

V. USEFUL EXPRESSIONS Asking the way

I’m a stranger here I’m a foreigner

Excuse me, can you tell me where ... is? Can you tell me the way to ... ?

How can I get from here to ... ? Can you tell me how to get to ... ? Is it far from here?

Is it too far to walk? How far is it from here?

Can I walk there or must I take a bus or subway? What is the shortest way to ... ?

What is the best way to get there?

Can you show me how to get there on this map? Write down the address for me, please

I’m trying to locate this address I don’t know the way to ...

I’ve lost my way Officer, I think I’m lost

What’s the name of this street?

Am I going the right way for ... ? In what direction must I go?