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THE FINANCIER
it was of either Mollenhauer’s or Simpson’s, and Stener was not his
appointee. The latter was more directly responsible to Mollenhauer
than to any one else.
As Butler stepped into the buggy with his son he was thinking
about this, and it was puzzling him greatly.
«Cowperwood’s just been here», he said to Owen, who had been
rapidly coming into a sound fi nancial understanding of late, and
was already a shrewder man politically and socially than his father,
though he had not the latter’s magnetism. «He’s been tellin’ me
that he’s in a rather tight place. You hear that?» he continued, as
some voice in the distance was calling «Extra! Extra!» «That’s Chicago burnin’, and there’s goin’ to be trouble on the stock exchange
to-morrow. We have a lot of our street-railway stocks around at
the different banks. If we don’t look sharp they’ll be callin’ our
loans. We have to ‘tend to that the fi rst thing in the mornin’. Cowperwood has a hundred thousand of mine with him that he wants
me to let stay there, and he has some money that belongs to Stener,
he tells me».
«Stener?» asked Owen, curiously. «Has he been dabbling in
stocks?» Owen had heard some rumors concerning Stener and
others only very recently, which he had not credited nor yet communicated to his father. «How much money of his has Cowperwood?» he asked.
Butler meditated. «Quite a bit, I’m afraid», he fi nally said.
«As a matter of fact, it’s a great deal – about fi ve hundred thousand
dollars. If that should become known, it would be makin’ a good
deal of noise, I’m thinkin’».
«Whew!» exclaimed Owen in astonishment. «Five hundred thousand dollars! Good Lord, father! Do you mean to say Stener has got
away with fi ve hundred thousand dollars? Why, I wouldn’t think he
was clever enough to do that. Five hundred thousand dollars! It will
make a nice row if that comes out».
«Aisy, now! Aisy, now!» replied Butler, doing his best to keep all
phases of the situation in mind. «We can’t tell exactly what the cir-
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THEODORE DREISER
cumstances were yet. He mayn’t have meant to take so much. It may
all come out all right yet. The money’s invested. Cowperwood hasn’t
failed yet. It may be put back. The thing to be settled on now is whether anything can be done to save him. If he’s tellin’ me the truth –
and I never knew him to lie – he can get out of this if street-railway
stocks don’t break too heavy in the mornin’. I’m going over to see
Henry Mollenhauer and Mark Simpson. They’re in on this. Cowperwood wanted me to see if I couldn’t get them to get the bankers
together and have them stand by the market. He thought we might
protect our loans by comin’ on and buyin’ and holdin’ up the price».
Owen was running swiftly in his mind over Cowperwood’s affairs – as much as he knew of them. He felt keenly that the banker
ought to be shaken out. This dilemma was his fault, not Stener’s – he
felt. It was strange to him that his father did not see it and resent it.
«You see what it is, father», he said, dramatically, after a time.
«Cowperwood’s been using this money of Stener’s to pick up stocks,
and he’s in a hole. If it hadn’t been for this fi re he’d have got away
with it; but now he wants you and Simpson and Mollenhauer and
the others to pull him out. He’s a nice fellow, and I like him fairly
well; but you’re a fool if you do as he wants you to. He has more than
belongs to him already. I heard the other day that he has the Front
Street line, and almost all of Green and Coates; and that he and
Stener own the Seventeenth and Nineteenth; but I didn’t believe
it. I’ve been intending to ask you about it. I think Cowperwood has
a majority for himself stowed away somewhere in every instance.
Stener is just a pawn. He moves him around where he pleases».
Owen’s eyes gleamed avariciously, opposingly. Cowperwood
ought to be punished, sold out, driven out of the street-railway business in which Owen was anxious to rise.
«Now you know», observed Butler, thickly and solemnly, «I always thought that young felly was clever, but I hardly thought he was
as clever as all that. So that’s his game. You’re pretty shrewd yourself,
aren’t you? Well, we can fi x that, if we think well of it. But there’s
more than that to all this. You don’t want to forget the Republi-
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THE FINANCIER
can party. Our success goes with the success of that, you know» –
and he paused and looked at his son. «If Cowperwood should fail
and that money couldn’t be put back –» He broke off abstractedly.
«The thing that’s troublin’ me is this matter of Stener and the city
treasury. If somethin’ ain’t done about that, it may go hard with
the party this fall, and with some of our contracts. You don’t want to
forget that an election is comin’ along in November. I’m wonderin’
if I ought to call in that one hundred thousand dollars. It’s goin’ to
take considerable money to meet my loans in the mornin’».
It is a curious matter of psychology, but it was only now that
the real diffi culties of the situation were beginning to dawn on Butler. In the presence of Cowperwood he was so infl uenced by that
young man’s personality and his magnetic presentation of his need
and his own liking for him that he had not stopped to consider
all the phases of his own relationship to the situation. Out here in
the cool night air, talking to Owen, who was ambitious on his own
account and anything but sentimentally considerate of Cowperwood, he was beginning to sober down and see things in their true
light. He had to admit that Cowperwood had seriously compromised the city treasury and the Republican party, and incidentally
Butler’s own private interests. Nevertheless, he liked Cowperwood.
He was in no way prepared to desert him. He was now going to see
Mollenhauer and Simpson as much to save Cowperwood really as
the party and his own affairs. And yet a scandal. He did not like
that – resented it. This young scalawag! To think he should be so sly.
None the less he still liked him, even here and now, and was feeling
that he ought to do something to help the young man, if anything
could help him. He might even leave his hundred-thousand-dollar
loan with him until the last hour, as Cowperwood had requested, if
the others were friendly.
«Well, father», said Owen, after a time, «I don’t see why you
need to worry any more than Mollenhauer or Simpson. If you three
want to help him out, you can; but for the life of me I don’t see why
you should. I know this thing will have a bad effect on the election,
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THEODORE DREISER
if it comes out before then; but it could be hushed up until then,
couldn’t it? Anyhow, your street-railway holdings are more important than this election, and if you can see your way clear to getting
the street-railway lines in your hands you won’t need to worry about
any elections. My advice to you is to call that one-hundred-thousand-dollar loan of yours in the morning, and meet the drop in your
stocks that way. It may make Cowperwood fail, but that won’t hurt
you any. You can go into the market and buy his stocks. I wouldn’t
be surprised if he would run to you and ask you to take them. You
ought to get Mollenhauer and Simpson to scare Stener so that he
won’t loan Cowperwood any more money. If you don’t, Cowperwood will run there and get more. Stener’s in too far now. If Cowperwood won’t sell out, well and good; the chances are he will bust,
anyhow, and then you can pick up as much on the market as any one
else. I think he’ll sell. You can’t afford to worry about Stener’s fi ve
hundred thousand dollars. No one told him to loan it. Let him look
out for himself. It may hurt the party, but you can look after that
later. You and Mollenhauer can fi x the newspapers so they won’t
talk about it till after election».
«Aisy! Aisy!» was all the old contractor would say. He was thinking hard.
CHAPTER XXV
The residence of Henry A. Mollenhauer was, at that time, in
a section of the city which was almost as new as that in which Butler
was living. It was on South Broad Street, near a handsome library
building which had been recently erected. It was a spacious house of
the type usually affected by men of new wealth in those days –
a structure four stories in height of yellow brick and white stone
built after no school which one could readily identify, but not unattractive in its architectural composition. A broad fl ight of steps leading to a wide veranda gave into a decidedly ornate door, which was
set on either side by narrow windows and ornamented to the right
and left with pale-blue jardinieres of considerable charm of outline. The interior, divided into twenty rooms, was paneled and parqueted in the most expensive manner for homes of that day. There
was a great reception-hall, a large parlor or drawing-room, a diningroom at least thirty feet square paneled in oak; and on the second
fl oor were a music-room devoted to the talents of Mollenhauer’s
three ambitious daughters, a library and private offi ce for himself,
a boudoir and bath for his wife, and a conservatory.
Mollenhauer was, and felt himself to be, a very important man.
His fi nancial and political judgment was exceedingly keen. Although he was a German, or rather an American of German parentage, he was a man of a rather impressive American presence.
He was tall and heavy and shrewd and cold. His large chest and
wide shoulders supported a head of distinguished proportions, both
round and long when seen from different angles. The frontal bone
205
THEODORE DREISER
descended in a protruding curve over the nose, and projected solemnly over the eyes, which burned with a shrewd, inquiring gaze.
And the nose and mouth and chin below, as well as his smooth, hard
cheeks, confi rmed the impression that he knew very well what he
wished in this world, and was very able without regard to let or hindrance to get it. It was a big face, impressive, well modeled. He was
an excellent friend of Edward Malia Butler’s, as such friendships go,
and his regard for Mark Simpson was as sincere as that of one tiger
for another. He respected ability; he was willing to play fair when
fair was the game. When it was not, the reach of his cunning was
not easily measured.
When Edward Butler and his son arrived on this Sunday evening, this distinguished representative of one-third of the city’s interests was not expecting them. He was in his library reading and
listening to one of his daughters playing the piano. His wife and
his other two daughters had gone to church. He was of a domestic turn of mind. Still, Sunday evening being an excellent one for
conference purposes generally in the world of politics, he was not
without the thought that some one or other of his distinguished
confreres might call, and when the combination footman and butler
announced the presence of Butler and his son, he was well pleased.
«So there you are», he remarked to Butler, genially, extending
his hand. «I’m certainly glad to see you. And Owen! How are you,
Owen? What will you gentlemen have to drink, and what will you
smoke? I know you’ll have something. John» – to the servitor –
-»see if you can fi nd something for these gentlemen. I have just been
listening to Caroline play; but I think you’ve frightened her off for
the time being».
He moved a chair into position for Butler, and indicated to
Owen another on the other side of the table. In a moment his servant had returned with a silver tray of elaborate design, carrying
whiskies and wines of various dates and cigars in profusion. Owen
was the new type of young fi nancier who neither smoked nor drank.
His father temperately did both.
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THE FINANCIER
«It’s a comfortable place you have here», said Butler, without any
indication of the important mission that had brought him. «I don’t
wonder you stay at home Sunday evenings. What’s new in the city?»
«Nothing much, so far as I can see», replied Mollenhauer, pacifi cally. «Things seem to be running smooth enough. You don’t know
anything that we ought to worry about, do you?»
«Well, yes», said Butler, draining off the remainder of a brandy
and soda that had been prepared for him. «One thing. You haven’t
seen an avenin’ paper, have you?»
«No, I haven’t», said Mollenhauer, straightening up. «Is there
one out? What’s the trouble anyhow?»
«Nothing – except Chicago’s burning, and it looks as though
we’d have a little money-storm here in the morning».
«You don’t say! I didn’t hear that. There’s a paper out, is there?
Well, well – is it much of a fi re?»
«The city is burning down, so they say», put in Owen, who was
watching the face of the distinguished politician with considerable
interest.
«Well, that is news. I must send out and get a paper. John!» he
called. His man-servant appeared. «See if you can get me a paper
somewhere». The servant disappeared. «What makes you think that
would have anything to do with us?» observed Mollenhauer, returning to Butler.
«Well, there’s one thing that goes with that that I didn’t know
till a little while ago and that is that our man Stener is apt to be
short in his accounts, unless things come out better than some people seem to think», suggested Butler, calmly. «That might not look
so well before election, would it?» His shrewd gray Irish eyes looked
into Mollenhauer’s, who returned his gaze.
«Where did you get that?» queried Mr. Mollenhauer icily.
«He hasn’t deliberately taken much money, has he? How much has
he taken – do you know?»
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THEODORE DREISER
«Quite a bit», replied Butler, quietly. «Nearly fi ve hundred thousand, so I understand. Only I wouldn’t say that it has been taken as
yet. It’s in danger of being lost».
«Five hundred thousand!» exclaimed Mollenhauer in amazement, and yet preserving his usual calm. «You don’t tell me! How
long has this been going on? What has he been doing with the money?»
«He’s loaned a good deal – about fi ve hundred thousand dollars to this young Cowperwood in Third Street, that’s been handlin’ city loan. They’ve been investin’ it for themselves in one thing
and another – mostly in buyin’ up street-railways». (At the mention of street-railways Mollenhauer’s impassive countenance underwent a barely perceptible change.) «This fi re, accordin’ to Cowperwood, is certain to produce a panic in the mornin’, and unless
he gets considerable help he doesn’t see how he’s to hold out. If he
doesn’t hold out, there’ll be fi ve hundred thousand dollars missin’
from the city treasury which can’t be put back. Stener’s out of town
and Cowperwood’s come to me to see what can be done about it.
As a matter of fact, he’s done a little business for me in times past,
and he thought maybe I could help him now – that is, that I might
get you and the Senator to see the big bankers with me and help
support the market in the mornin’. If we don’t he’s goin’ to fail, and
he thought the scandal would hurt us in the election. He doesn’t appear to me to be workin’ any game – just anxious to save himself and
do the square thing by me – by us, if he can». Butler paused.
Mollenhauer, sly and secretive himself, was apparently not at all
moved by this unexpected development. At the same time, never
having thought of Stener as having any particular executive or fi nancial ability, he was a little stirred and curious. So his treasurer
was using money without his knowing it, and now stood in danger of being prosecuted! Cowperwood he knew of only indirectly,
as one who had been engaged to handle city loan. He had profi ted by his manipulation of city loan. Evidently the banker had made
a fool of Stener, and had used the money for street-railway shares!
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THE FINANCIER
He and Stener must have quite some private holdings then. That did
interest Mollenhauer greatly.
«Five hundred thousand dollars!» he repeated, when Butler had
fi nished. «That is quite a little money. If merely supporting the market would save Cowperwood we might do that, although if it’s a severe panic I do not see how anything we can do will be of very much
assistance to him. If he’s in a very tight place and a severe slump is
coming, it will take a great deal more than our merely supporting
the market to save him. I’ve been through that before. You don’t
know what his liabilities are?»
«I do not», said Butler.
«He didn’t ask for money, you say?»
«He wants me to l’ave a hundred thousand he has of mine until
he sees whether he can get through or not».
«Stener is really out of town, I suppose?» Mollenhauer was innately suspicious.
«So Cowperwood says. We can send and fi nd out».
Mollenhauer was thinking of the various aspects of the case. Supporting the market would be all very well if that would save Cowperwood, and the Republican party and his treasurer. At the same
time Stener could then be compelled to restore the fi ve hundred
thousand dollars to the city treasury, and release his holdings to
some one – preferably to him – Mollenhauer. But here was Butler also to be considered in this matter. What might he not want?
He consulted with Butler and learned that Cowperwood had
agreed to return the fi ve hundred thousand in case he could get it
together. The various street-car holdings were not asked after. But
what assurance had any one that Cowperwood could be so saved?
And could, or would get the money together? And if he were saved
would he give the money back to Stener? If he required actual money, who would loan it to him in a time like this – in case a sharp
panic was imminent? What security could he give? On the other
hand, under pressure from the right parties he might be made to
surrender all his street-railway holdings for a song – his and Sten-
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THEODORE DREISER
er’s. If he (Mollenhauer) could get them he would not particularly
care whether the election was lost this fall or not, although he felt
satisfi ed, as had Owen, that it would not be lost. It could be bought,
as usual. The defalcation – if Cowperwood’s failure made Stener’s
loan into one – could be concealed long enough, Mollenhauer
thought, to win. Personally as it came to him now he would prefer to frighten Stener into refusing Cowperwood additional aid, and
then raid the latter’s street-railway stock in combination with everybody else’s, for that matter – Simpson’s and Butler’s included.
One of the big sources of future wealth in Philadelphia lay in these
lines. For the present, however, he had to pretend an interest in saving the party at the polls.
«I can’t speak for the Senator, that’s sure», pursued Mollenhauer, refl ectively. «I don’t know what he may think. As for myself, I am
perfectly willing to do what I can to keep up the price of stocks, if
that will do any good. I would do so naturally in order to protect my
loans. The thing that we ought to be thinking about, in my judgment, is how to prevent exposure, in case Mr. Cowperwood does fail,
until after election. We have no assurance, of course, that however
much we support the market we will be able to sustain it».
«We have not», replied Butler, solemnly.
Owen thought he could see Cowperwood’s approaching doom
quite plainly. At that moment the door-bell rang. A maid, in the absence of the footman, brought in the name of Senator Simpson.
«Just the man», said Mollenhauer. «Show him up. You can see
what he thinks».
«Perhaps I had better leave you alone now», suggested Owen to
his father. «Perhaps I can fi nd Miss Caroline, and she will sing for
me. I’ll wait for you, father», he added.
Mollenhauer cast him an ingratiating smile, and as he stepped
out Senator Simpson walked in.
A more interesting type of his kind than Senator Mark Simpson
never fl ourished in the State of Pennsylvania, which has been productive of interesting types. Contrasted with either of the two men
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