(BRL 880) . BRL 5,189.82 . .
1994 7 80% 70% ,12 1%p 100% . 1.0 “Fator Previdenciário” . .
1 13 . 2/3, 10 ..
. BPC-LOAS (65 ) 1 1/4( ). 2 ., .. INSS( )
, (Ministry of Social Development) (Fight Against Hunger – MDS) .
60 55 180 
(Previdencia Rural) . .
30 53 , 25 48 . , “Fator previdenciário” . 1998. , 5 ..
.
.
 
 
: 2051 55 ( )
	   | 
	   | 
	   | 
	,   | 
	   | 
	   | 
	( )  | 
	0.5  | 
	0.75  | 
	1  | 
	1.5  | 
	2  | 
	3  | 
	   | 
	42.5  | 
	52.1  | 
	69.5  | 
	104.2  | 
	139.0  | 
	154.7  | 
	(% )  | 
	   | 
	42.5  | 
	52.9  | 
	79.3  | 
	105.7  | 
	117.7  | 
	   | 
	46.7  | 
	57.3  | 
	76.4  | 
	114.6  | 
	152.7  | 
	170.0  | 
	(% )  | 
	   | 
	46.7  | 
	58.1  | 
	87.1  | 
	116.2  | 
	129.3  | 
	   | 
	85.0  | 
	69.5  | 
	69.5  | 
	69.5  | 
	69.5  | 
	51.6  | 
	(% )  | 
	   | 
	56.7  | 
	52.9  | 
	52.9  | 
	52.9  | 
	39.2  | 
	   | 
	92.4  | 
	76.4  | 
	76.4  | 
	76.4  | 
	76.4  | 
	57.1  | 
	(% )  | 
	   | 
	62.3  | 
	58.1  | 
	58.1  | 
	58.1  | 
	43.4  | 
	   | 
	22.4  | 
	18.3  | 
	18.3  | 
	18.3  | 
	18.3  | 
	13.6  | 
	( )  | 
	28.0  | 
	18.7  | 
	17.4  | 
	17.4  | 
	17.4  | 
	12.9  | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	24.4  | 
	20.1  | 
	20.1  | 
	20.1  | 
	20.1  | 
	15.0  | 
	( )  | 
	30.4  | 
	20.5  | 
	19.1  | 
	19.1  | 
	19.1  | 
	14.3  | 
: 3%, 1.25%, 2%, 2%. ., . DC 90% . 2016 20 . 2015 .
Statlink 
 http://dx.doi.org/10.1787/888933635009
 
 
: 
	   | 
	   | 
	   | 
	   | 
	   | 
	OECD  | 
	   | 
	   | 
	   | 
	   | 
	(AW)  | 
	CAD  | 
	   | 
	50 997  | 
	49 233  | 
	   | 
	   | 
	USD  | 
	   | 
	37 935  | 
	36 622  | 
	   | 
	   | 
	GDP (%)  | 
	   | 
	4.6  | 
	8.2  | 
	   | 
	   | 
	   | 
	   | 
	82.6  | 
	80.9  | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	65   | 
	   | 
	21.0  | 
	19.7  | 
	65   | 
	   | 
	(%)  | 
	26.1  | 
	27.9  | 
	   | 
	Statlink  | 
	http://dx.doi.org/10.1787/888933635028  | 
 
 
(Old Age Security, OAS) . 18 40 OAS .18 10 . 1 1/40 .
(CPP) , 65 6070 .
2016 OAS CAD 6,878.82 . .
(“ ”). OAS CAD 73,756 15% (2016 ). .
OAS (Guaranteed Income Supplement, GIS). 2016 CAD 16,681.86 .
GIS . 2 GIS 1, CAD 3,500 . GIS .
(CPP) (Québec Pension Plan, QPP) . CPP QPP . (YMPE)25% . .39 . 2016 CAD 13,110 .
 
 
CAD 3,500 . , YMPE 2016 CAD 54,900 ...
2016 2019 CPP 7. CPP 25% 33.33% . CPP YMPE 14% (2025 CAD 82,700). 2065 CPPCPP 50% . 2065 .
QPP . 2017 QPP.
(registered retirement savings plans, RRSP) OAS, GIS, CPP/QPP .
, . 2014630 , 32% (1977 46.1%)., .
RRSP , , ,. 18% RRSP CAD 25,370(2016 ) . RRSP. 71 RRSP . 71. 2,400 RRSP, 2014 23.0% RRSP . RRSP. CAD 20,000. 10~15 RRSP ,.
, , .
, CPP 1.5% .
CPP 60 , .65 1 0.6% 60 36% . QPP 0.5~0.6% , 60 30~36% . ( , .) OAS GIS.
 
 
OAS 65 5 . 1 0.6% , 70 36% . GIS .
CPP/QPP . 65 1 0.7%, 70 42% .
CPP/QPP 7.
CPP 17% (QPP 15%)., , ..
65 CAD 35,927 2016 CAD 7,12515% . CAD 35,927 15% ..
(GIS ), , ,.
CAD 2,000 15% ., 65 ,.
. . ,50% .
2012 65 CPP , 65~70. 1 (Post-Retirement Benefit, PRB) . PRB .
QPP () CPP .
.
 
 
: 2061 65 
	   | 
	   | 
	   | 
	,   | 
	   | 
	   | 
	( )  | 
	0.5  | 
	0.75  | 
	1  | 
	1.5  | 
	2  | 
	3  | 
	   | 
	27.0  | 
	32.7  | 
	41.0  | 
	42.7  | 
	42.7  | 
	42.7  | 
	(% )  | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	35.3  | 
	42.7  | 
	53.4  | 
	55.5  | 
	55.5  | 
	55.5  | 
	(% )  | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	54.1  | 
	43.6  | 
	41.0  | 
	28.5  | 
	21.4  | 
	14.2  | 
	(% )  | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	62.2  | 
	53.8  | 
	53.4  | 
	38.5  | 
	30.2  | 
	21.6  | 
	(% )  | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	10.4  | 
	8.4  | 
	7.9  | 
	5.5  | 
	4.1  | 
	2.7  | 
	( )  | 
	11.2  | 
	9.0  | 
	8.5  | 
	5.9  | 
	4.4  | 
	2.9  | 
	   | 
	11.9  | 
	10.3  | 
	10.2  | 
	7.4  | 
	5.8  | 
	4.1  | 
	( )  | 
	12.8  | 
	11.1  | 
	11.0  | 
	7.9  | 
	6.2  | 
	4.5  | 
: 3%, 1.25%, 2%, 2%. ., . DC 90% . 2016 20 . 2015 .
Statlink 
 http://dx.doi.org/10.1787/888933635047
 
 
	: 2016   | 
	   | 
	   | 
	   | 
	:   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	3 ,   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	OECD  | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	(AW)  | 
	CLP(100 )  | 
	   | 
	8.00  | 
	24.50  | 
	(1 ), (2 ),   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	USD  | 
	   | 
	11 962  | 
	36 622  | 
	(3 ) .   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	GDP (%)  | 
	   | 
	3.0  | 
	8.2  | 
	1981 .  | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	79.8  | 
	80.9  | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	65   | 
	   | 
	19.5  | 
	19.7  | 
	   | 
	   | 
	65   | 
	   | 
	(%)  | 
	17.0  | 
	27.9  | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	   | 
	Statlink  | 
	http://dx.doi.org/10.1787/888933635066  | 
65 , 60 . ..
(PBS) . PBS 65 60% .20 , 5 4 . ,(APS) .(PMAS) , . PBS.
10% . (). 2016 74.3 UF 1) , 2016 12 CLP 1,957,592 (2016 12 7.8 )..
4 . (immediate life annuity) , (deferred life annuity) , (programmed withdrawal) , . PBS. 15 UF. ,.
1) UF . 2016 12 31 1 UF CLP 26 347.13(USD 39.48) .
 
 
(PBS) . 2016 12 PBS CLP 93,543. (APS) PMAS PBS PBS. PMAS . 2016 12 CLP 304,062 . PMAS PBS 30.7% .
 가능하다. PMAS 80% . 1070% .
, 5 1 2 . 10.
.
24 . 24 18. 19~24 . 3 , .. 10% .
1 ,. ( ).
, 1 . 65. 18 10%. ( )“ C” . PBS , PBC . , PBS, .
2 , (unemployment individual accounts) (self-insurance)(solidarity unemployment fund) .. .10% .
 
 
, (PMAS) 100% 1070% (“ (Free Purpose Surplus)”). 200 UTM 2) 1,200 UTM. , 800 UTM .
. .
	   | 
	(UTM)  | 
	   | 
	   | 
	   | 
	   | 
	   | 
	( )  | 
	   | 
	   | 
	   | 
	   | 
	-.-  | 
	13.5  | 
	0%  | 
	   | 
	   | 
	   | 
	13.5  | 
	30  | 
	4%  | 
	   | 
	   | 
	   | 
	30  | 
	50  | 
	8%  | 
	   | 
	   | 
	   | 
	50  | 
	70  | 
	13.5%  | 
	   | 
	   | 
	   | 
	70  | 
	90  | 
	23%  | 
	   | 
	   | 
	   | 
	90  | 
	120  | 
	30.4%  | 
	   | 
	   | 
	   | 
	120  | 
	150  | 
	35.5%  | 
	   | 
	   | 
	   | 
	150+  | 
	   | 
	40%  | 
	   | 
	   | 
	   | 
7% . , (Basic Solidarity Pension). , 80% 20 657% 5% .
2) UTM , . 2016 12 , CLP 46,183 .