
книги / 961
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3.3. , , |
, 2016 |
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, 2016 |
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27.6 |
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22 677 |
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76 |
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5.5 |
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2 400 000 |
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27.8 |
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12 359 |
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7.6 |
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30.1 |
27.1 |
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14 025 |
12 631 |
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9.8 |
36.7 |
28.8 |
5 496 |
20 652 |
16 176 |
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29 |
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13.5 |
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19.2 |
6 879 |
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9 803 |
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29.4 |
6.2 |
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33 180 |
6 960 |
60 |
.. |
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14.0 |
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122 516 |
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60 |
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26.3 |
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13 352 |
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8.9 |
11.7 |
12.4 |
29 280 |
38 520 |
40 920 |
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40.0 |
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23 058 |
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17.6 |
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18.6 |
72 756 |
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76 788 |
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32.5 |
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183 480 |
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18 |
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14.7 |
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14.7 |
2 009 |
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2 009 |
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22.2 |
15.2 |
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10 591 |
7 248 |
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17.4 |
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21.0 |
7 612 |
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9 202 |
40.6 |
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30.4 |
17.6 |
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5 328 |
3 079 |
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21.7 |
25.3 |
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8 256 |
9 610 |
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40.7 |
19.8 |
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4 446 |
2 166 |
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20.1 |
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9 588 |
3.1 |
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13.2 |
17.4 |
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2 418 |
3 183 |
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23.0 |
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4 608 |
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33.3 |
19.3 |
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8 905 |
5 151 |
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10.3 |
8.3 |
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342 000 |
273 600 |
0.39 |
0.61 |
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22.3 |
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94 359 |
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35 |
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5.7 |
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17.9 |
478 344 |
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x 1 509 516 |
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16.5 |
22.6 |
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14 100 |
19 290 |
12 |
.. |
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34.1 |
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32.4 |
12 132 |
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11 544 |
17 |
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41.2 |
7.1 |
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15 181 |
2 607 |
22 |
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12.9 |
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23.5 |
18 368 |
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33 426 |
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22.2 |
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8 122 |
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14 |
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21.3 |
19.0 |
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6 525 |
5 825 |
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32 |
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16.7 |
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8 796 |
4 |
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15.3 |
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19.0 |
780 100 |
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970 380 |
3 |
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: .. = . x = . 2012 , ( ), , , , ,, , , , .
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StatLink http://dx.doi.org/10.1787/888933633698 |
3.4. |
3.5. |
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65 |
[ (%)] |
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StatLink |
http://dx.doi.org/10.1787/888933633717 |
StatLink |
http://dx.doi.org/10.1787/888933633736 |
2017 : OECD G20 |
89 |

3
OECD 2 ., .
, (DB),, (NDC), (DC) .
(accrual rate) . “” .
. ,, , .
1/3. ,, .
7, , , “ ”. ...
., . .
. 21 OECD,(34~35 ) . 25,25 24 .
인데, “ ”( (pre-retirement
indexation) ). ,(DB). . ,, , . , 25 . ,, GDP.
(DC) ..(DC) 11 6.9% . 4.4(DC).
(contribution liability) . 20 224% 4 ..
(Indexation). 6. 2 GDP, 2 (set deduction) ..
90 |
2017 : OECD G20 |

3
3.6.
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DB, , NDC |
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DC |
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(%) |
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(%) |
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9.5-12 |
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248 |
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DB |
1.78 |
28-40 |
w1 |
d |
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153 |
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DB |
1.33 |
L |
p |
p |
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117 |
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DB |
0.64 |
L(83%b) |
w |
p [c] |
|
108 |
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10.0 |
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294 |
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DB |
1.5-1.02 |
L |
w |
50w/50p |
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122 |
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1.0 |
L |
50w/50p |
80w/20p |
6.0 |
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DB |
1.5 |
L |
80w/20p |
20w/80p |
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DB/ |
1.12 |
b25/L |
p/p |
p/p |
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101/3043 |
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1.00 |
L |
w [c] |
w [c] |
|
156 |
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DB |
0.8-1.5 |
L |
p |
50p/50GDP |
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3504 |
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DB |
1.0-2.87 |
L |
w |
p |
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DB |
1.40 |
L |
fr |
p |
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15.0 |
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457 |
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NDC |
1.46 |
L |
GDP |
p5 |
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327 |
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DB |
0.55 |
L |
w |
w/p6 |
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234 |
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DB |
1.00 |
L |
w |
p |
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119 |
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NDC |
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L |
w |
p+50%GDP |
6.0 |
478 |
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DB |
1.825 [y] |
L |
w |
p/w |
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205 |
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6.5 |
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591 |
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DB |
1.85 |
L |
w [c] |
w [c] |
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NDC |
0.94 |
L |
w |
w-0.75 |
2.0 |
115 |
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NDC |
0.91 |
L |
w7 |
p7 |
2.92 |
250 |
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DB |
2.3-2 [w] |
L |
25w/75p |
p/GDP8 |
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1.25 |
L |
w |
50w/50p |
6.0 |
700 |
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DB |
0.96 |
B24 |
w (d) |
w |
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205 |
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DB |
1.82 [y] |
f25 |
p |
0.25% ~ p+0.5% |
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164 |
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NDC |
0.95 [w] |
L |
w |
w-1.6 [c] |
2.5 +4.59 |
105 |
113/ |
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DB |
[w/a] |
L |
fr |
50w/50p |
|
99 |
99 |
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DB |
1.68[w] |
L |
p+30%GDP |
p |
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349 |
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DB |
0.75[w] |
b35 |
w10 |
p |
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226 |
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: 2016 . ,. . [a] = , [b] = , [c] = / , [d] = , DB = , DC = ,
f = , fr = , GDP = , L = , NDC = ,
p = / , w = / , [w] = , [y] = .
1.: .
2.: .
3.: , (ARRCO).
4.: .
5.: 100%, 75% .
6.: 67 68 .
7.: . + 20% .
8.: . GDP .
9.: 2.5% . 4.5%,30% ( ).
10.: 60 , 60~62 , 62~67 .
StatLink http://dx.doi.org/10.1787/888933633755
2017 : OECD G20 |
91 |

3
, .. 20 2016OECD 64.3 , 63.7 .
20 . ,OECD . 2016 OECD 64.3 , 63.7 .,.
58 , , 58 . , ( ),67 .
35 9.64.2 61.7 ., , . 2016 2028 .5 6065.
35 9 ,
. 9 .
60. , ,, , , , ,., ,, .
(DB).x% .
(annuity divisor) . . . ,5066 .61 (NDC)/(DC) ,65. ,, ,.
92 |
2017 : OECD G20 |

3
3.7. 2016
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T |
n.a. |
65 |
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/DB |
60 |
65 |
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DC |
55 |
.. |
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DB |
57 |
61 |
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DB (ER) |
64.9 |
65 |
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NDC/DC |
60.75 |
62.75 |
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DB (ER) |
59.9 |
60 |
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T |
n.a. |
67.75 |
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DB (ER) |
62 |
65 |
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DB |
60 |
60 |
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Min |
n.a. |
65 |
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T |
n.a. |
65 |
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/T |
n.a. |
65 |
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DC |
/60 |
65 |
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DB (ER) |
60 |
65 |
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n.a. |
65.5 |
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/T |
n.a. |
65 |
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DB (Occ) |
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65 |
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DC |
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65 |
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n.a. |
65 |
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DC |
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60 |
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DC |
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.. |
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DB |
60 |
63 |
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Min |
67 |
67 |
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DB |
60 |
62.3 |
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NDC/DB |
62 |
67 |
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/T |
n.a. |
65 |
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NDC/Min |
n.a. |
66 |
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DC (ATP) |
n.a. |
65 |
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NDC/Min |
n.a. |
61 |
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DC (Occ) |
60 |
.. |
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DB |
65 |
66.2 |
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60 |
63 |
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Min |
n.a. |
66.2 |
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DC |
62 |
.. |
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DB |
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62 |
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Min |
63 |
65 |
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DB |
|
62-58.251 |
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DB |
63 |
65 |
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DB |
n.a. |
60 |
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DB |
61.6 |
61.6 |
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DB |
n.a. |
59.3 |
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56.7 |
61.6 |
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DB |
61 |
65 |
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65 |
65 |
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n.a. |
65 |
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DB |
62 |
62 |
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NDC/DC |
61 |
.. |
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DB |
n.a. |
63 |
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DB |
63 |
65 |
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DB |
40 |
63 |
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DB |
62 |
64 |
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/T |
n.a. |
67 |
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DB |
n.a. |
60 |
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DB (Occ) |
65 |
67 |
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DB |
n.a. |
58 |
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/T |
n.a. |
66 |
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(SP) |
n.a. |
65 |
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DC (Occ) |
50 |
.. |
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(SP) |
n.a. |
63 |
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/T |
n.a. |
67 |
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T (PC) |
n.a. |
63 |
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/T |
n.a. |
62 |
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DC |
55 |
.. |
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NDC |
62.8 |
66.6 |
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DB |
62 |
66 |
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NDC |
61.8 |
65.6 |
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T |
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65 |
: 20 . DB = , DC = , n.a. =, Occ = , T = . /. .. = (DC) .
1. : .
: “ ” . http://oe.cd/pag.
StatLink http://dx.doi.org/10.1787/888933633793
3.8. 20 2016
StatLink http://dx.doi.org/10.1787/888933633812
2017 : OECD G20 |
93 |

3
. 2016 20, OECD 64.3 65.8 , 63.4 65.5
.
2016 20. 201664.3 , 63.4 .2060 65.8 ,65.5 .. .65(70) 24.0 28.7 (19.9 24.2 ) .
OECD 35 18 20 .3.3 ..65 2016 2074 ., 62 68 , 65.5 71 .65 . 2016 965 2060 5. .
60 ,.
62 , 64 .
2016 35 OECD 9.64.2 , 61.7 . 2060, ,.2016 2028 .
: “ ” . http://oe.cd/pag.
StatLink http://dx.doi.org/10.1787/888933633774
OECD, 60 .
94 |
2017 : OECD G20 |
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10 . |
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( (DB) 5.9 ). |
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3.9. 2016 20 |
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T |
n.a. |
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67 |
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DB |
60 |
6.0% |
65 |
7.2% |
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DC |
60 |
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NDC/DC |
63 |
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65 |
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DB (ER) |
62 |
5.1% |
65 |
4.2% |
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T |
n.a. |
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65 |
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DB (ER) |
63 |
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65 |
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DB |
60 |
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60 |
n.a. |
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Min |
n.a. |
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65 |
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T |
n.a. |
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65 |
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/T |
n.a. |
|
65 |
7.2% (Basic/T) |
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DC |
/60 |
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65 |
- |
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DB (ER) |
60 |
7.2% |
65 |
8.2% |
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Basic |
n.a. |
|
71 |
n.a. |
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/T |
n.a. |
|
65 |
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DB (Occ) |
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65 |
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DC |
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65 |
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Basic |
60 |
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65 |
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DC |
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60 |
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DC |
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DB |
60 |
3.6-6% |
65 |
6.0% |
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Min |
n.a. |
|
67 |
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/T |
n.a. |
|
74 |
6.9% |
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NDC/DB |
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DC (ATP) |
n.a. |
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74 |
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DC (Occ) |
67 |
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DC (Occ) |
69 |
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74 |
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NDC/Min |
62 |
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65 |
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62 |
4.8% |
65 |
10.8% |
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NDC/Min |
62 |
|
60 |
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DC |
62 |
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DB |
n.a. |
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68 |
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Min |
65 |
4.8% |
68 |
4.8% |
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Min |
n.a. |
|
68 |
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DB |
65 |
|
68 |
4.8% |
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DB |
60 |
|
68 |
6.0% |
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DB |
62 |
5.0% |
63 |
5.0% |
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DC |
n.a. |
|
68 |
|
|
|
|
|
57 |
4.0-7.0% |
64 |
|
|
|
DB |
66 |
|
60 |
4-12% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
63 |
3.6% |
65 |
6.0% |
|
|
DB |
62 |
|
65 |
2%-4% |
|
|
|
DB |
62 |
|
62 |
|
|
|
GARP |
n.a. |
|
65 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
DB |
n.a. |
|
65 |
6.0% |
|
|
NDC/DC |
n.a. |
|
|
|
|
|
|
DB |
40 |
|
65 |
6.0% |
|
|
DC (Occ) |
n.a. |
|
65 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||
|
|
/T |
n.a. |
|
67 |
6.0% |
|
|
DB |
61 |
|
65 |
5.2-6.3% |
|
|
|
|
DB (Occ) |
65 |
7.0% |
67 |
8.0% |
|
|
DB |
55 |
|
64 |
4.5-5% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
/T |
n.a. |
|
68 |
n.a. |
|
|
DB |
63 |
|
61 |
|
|
|
|
/T |
n.a. |
|
67 |
5.0% |
|
|
DB |
62 |
|
59 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
/T |
n.a. |
|
64 |
5.0% |
|
|
|
n.a. |
|
68 |
5.8% |
|
|
|
DC |
67.4 |
|
67 |
|
|
|
DB |
n.a. |
5.0/6.7% |
67 |
8.0% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
NDC |
60 |
|
71.2 |
|
|
|
T |
n.a. |
|
65 |
|
|
|
|
/DB |
|
6.0% |
65 |
8.4% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
: DB = , DC = , n.a. = , Occ = , T =. .
. .
: “ ” . http://oe.cd/pag.
StatLink http://dx.doi.org/10.1787/888933633831
2017 : OECD G20 |
95 |

3
3.10. 20
StatLink http://dx.doi.org/10.1787/888933633850
96 |
2017 : OECD G20 |

2017
OECD G20
4
OECD . 2016. 2016 20, ..
,.. .(net) .,. , , .. .
. OECD, , .
97

4
4 OECD ...
OECD. ..
2016. 20. ..
20(“ ” ). 6040 , 65 45 .
, , ,. OECD ., “ ”(http://oe.cd/ pag) . OECD., 2015 3 “”.
((SNA) ). . , ,.
근로자의85% .“ ” ., , .
OECD, ..
했다.
(means-tested) , .. (assets) ,.( + ) .
,(AW) 0.5 3..
98 |
2017 : OECD G20 |