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Annexes

 

A. P. 682/1995

1:104 nos. 1, 7

A. P. 793/1995

1:108 no. 2

A. P. 1264/1995

2:103 no. 12

A. P. 862/1996

1:101 no. 18

A. P. 148/1997

2:103 no. 24

A. P. 1230/1997

2:110 no. 7

A. P. 1486/1997

2:104 nos. 13, 14

A. P. 1433/1998

1:101 no. 18

A. P. 412/1999

1:101 no. 46

A. P. 984/1999

1:101 no. 46

A. P. (Plenum) 6/2000

2:110 nos. 12, 15

A. P. 48/2001

1:101 no. 46

Courts of Appeal

 

CA Athens 3573/1970

3:108 no. 10

CA Athens 4592/1972

1:106 no. 17

CA Athens 5511/1975

2:102 no. 18

CA Athens 10465/1978

1:106 no. 17

CA Athens 8840/1984

1:102 no. 17

CA Athens 3425/1985

3:104 no. 18

CA Athens 635/1986

2:103 no. 27

CA Athens 3181/1987

Introd. Chap. 3 no. 3

CA Athens 4533/1987

Introd. Chap. 3 no. 3

CA Athens 2023/1988

Introd. Chap. 3 no. 3

CA Athens 8320/1989

Introd. Chap. 3 no. 3

CA Athens 5557/1993

1:106 no. 24

CA Athens 6902/1995

2:103 no. 2

CA Thessaloniki 2539/1989

2:102 no. 26

CA Thessaloniki 449/1996

3:104 no. 1

Courts of First Instance

 

CFI Athens 4621/1967

2:113 no. 8

CFI Athens 9790/1992

3:102 no. 7

CFI Athens 9714/1996

3:104 no. 14

CFI Athens 975/1997

2:102 no. 7

CFI Athens 7913/1998

3:104 no. 16

CFI Patras 1683/1997

3:104 no. 1

CFI Pireus 1499/1968

2:103 no. 32

CFI Thessaloniki 399/1959

2:103 no. 4

CFI Thessaloniki 1699/1967

2:113 no. 18

Ireland

Bank of Nova Scotia v. Hogan [1996] 3 IR 239 (SC)

4:103 no. 35

Commodity Banking v. Meehan [1985] IR 12 (CFI)

1:104 no. 9

Highland Finance v. Sacred Heart College [1992] 1 IR 472 (CFI)

2:113 no. 14

528

 

Table of Cases

MacEnroe v. AIB [1980] ILRM 171 (SC)

2:102 no. 27

Morris, Re, Coneys v. Morris [1922] 1 IR 82 (CFI)

2:113 no. 5

Ulster Bank Ireland Ltd v. Fitzgerald [2001] IEHC 159 (CFI)

4:103 no. 35

White v. Tyndall (1888) 13 App.Cas. 263 (HL (Irl))

1:107 no. 6

Italy

Corte Costituzionale – Constitutional Court

Corte Cost. 30 June 1999 no. 282

1:101 no. 54

Corte Cost. 22 Nov. 2002 no. 469

1:101 no. 54

Corte Cost. 16 July 2004 no. 235

1:101 no. 54

Corte di Cassazione – Supreme Court

 

Cass. 14 July 1936 no. 2485

4:105 no. 14

Cass. 11 Sept. 1953 no. 3026

1:102 no. 17

Cass. 30 May 1963, no. 1468

2:104 no. 17

Cass. 15 Dec. 1970 no. 2683

2:105 no. 1

Cass. 5 March 1973 no. 609

1:106 no. 19

Cass. 8 June 1976 no. 2090

1:102 no. 17

Cass. 24 March 1979 no. 1715

1:106 no. 19

Cass. 26 June 1979 no. 4961

4:105 no. 14

Cass. 20 Feb. 1982 no. 1081

1:106 no. 19

Cass. 23 Dec. 1982 no. 7119

4:101 no. 34

Cass. 17 July 1985 no. 4218

2:106 no. 21

Cass. 1 Oct. 1987, plenary decision, no. 7341

1:101 nos. 14, 18;

 

Introd. Chap. 3 no. 3;

 

3:107 no. 7

Cass. 17 May 1988 no. 3443

1:102 no. 15

Cass. 8 Feb. 1989 no. 786

2:109 no. 1

Cass. 18 July 1989 no. 3362

2:107 no. 17

Cass. 20 July 1989, no. 3386

2:107 no. 17

Cass. 6 Oct. 1989 no. 4006

1:101 nos. 14, 16, 18;

 

Introd. Chap. 3 no. 3;

 

3:104 no. 2;

 

3:105 nos. 1, 2, 3, 6, 9

Cass. 26 June 1990 no. 6499

1:101 no. 16; 1:102 no. 15

Cass. 15 March 1991 no. 2790

4:101 no. 25

Cass. 7 June 1991 no. 6496

1:101 no. 14

Cass. 6 Aug. 1992 no. 9349

2:109 no. 12; 4:108 no. 4

Cass. 25 Aug. 1992 no. 9839

4:101 no. 25

Cass. 17 Oct. 1992 no. 11413

4:105 no. 14

Cass. 24 Dec. 1992 no. 13661

3:102 no. 16

Cass. 19 March 1993 no. 3291

3:104 nos. 2, 7

Cass. 7 Oct. 1993 no. 9936

4:101 no. 25

Cass. 23 March 1994 no. 2782

1:102 no. 16

529

Annexes

Cass. 28 March 1994 no. 3003 Cass. 14 July 1994 no. 6604 Cass. 11 Oct. 1994 no. 8295 Cass. 1 July 1995 no. 7345 Cass. 27 Sept. 1995 no. 10235

Cass. 26 May 1997 no. 4646 Cass. 18 July 1997 no. 6635 Cass. 11 Sept. 1997 no. 8990 Cass. 28 Jan. 1998 no. 831 Cass. 7 May 1998 no. 4618 Cass. 27 June 1998 no. 6355 Cass. 2 July 1998 no. 6473 Cass. 5 Dec. 1998 no. 12325 Cass. 3 Feb. 1999 no. 917 Cass. 3 Feb. 1999 no. 920 Cass. 20 Feb. 1999 no. 1427 Cass. 15 March 1999 no. 2284 Cass. 21 April 1999 no. 3964

Cass. 14 June 1999 no. 5872 Cass. 21 Jan. 2000 no. 675 Cass. 15 March 2000 no. 2975 Cass. 14 April 2000 no. 4843 Cass. 23 June 2000 no. 8540 Cass. 11 Jan. 2001 no. 314

Cass. 3 April 2001 no. 4888 Cass. 17 May 2001 no. 6757

Cass. 18 May 2001 no. 6823 Cass. 19 June 2001 no. 8324 Cass. 16 July 2001 no. 9645 Cass. 25 July 2001 no. 10127 Cass. 25 Sept. 2001 no. 11987 Cass. 25 Feb. 2002 no. 2742 Cass. 7 March 2002 no. 3326 Cass. 13 May 2002 no. 6808 Cass. 17 July 2002 no. 10400 Cass. 31 July 2002 no. 11368 Cass. 6 Aug. 2002 no. 11771 Cass. 27 Nov. 2002 no. 16758 Cass. 14 Feb. 2003 no. 2200 Cass. 17 July 2003 no. 11200 Cass. 7 Jan. 2004 no. 52 Cass. 6 Feb. 2004 no. 2301

4:101 no. 25 3:101 no. 9 4:106 no. 46

3:101 no. 9; 3:103 no. 1 1:102 nos. 7, 8;

1:104 no. 13 1:104 no. 13 2:102 no. 7 1:102 no. 17 2:107 no. 17 1:102 no. 17 2:102 no. 17 2:109 no. 3 1:101 no. 31 3:101 no. 15 1:101 no. 16 2:102 no. 26 2:109 nos. 3, 13

1:101 no. 14; 3:101 no. 9; 3:106 no. 11

4:101 no. 25 2:110 no. 13 2:103 no. 9 1:101 no. 60 3:101 no. 9 1:101 no. 66;

4:101 no. 10; 4:102 no. 4 1:102 no. 13

1:101 no. 36; 1:102 no. 15;

3:101 no. 16; 3:103 no. 1 1:102 no. 15

2:109 no. 12 4:103 no. 46 1:101 no. 60 1:104 no. 13 3:101 no. 9 3:103 no. 8 1:101 no. 36 2:103 no. 27

1:101 no. 14; 3:106 no. 11 2:102 no. 21

2:108 no. 11 4:101 no. 34 2:102 no. 17 3:101 no. 9 2:110 no. 13

530

 

Table of Cases

Cass. 15 March 2004 no. 5239

1:101 no. 15

Cass. 20 April 2004 no. 7502

3:101 no. 9

Cass. 6 May 2004 no. 685

1:107 no. 7

Cass. 24 May 2004 no. 9982

1:106 no. 10

Cass. 1 June 2004 no. 10486

1:102 no. 15; 3:106 no. 11

Cass. 5 Aug. 2004 no. 15040

4:103 no. 46

Cass. 13 May 2005 no. 10107

1:101 no. 66;

 

4:101 no. 10; 4:102 no. 4

Cass. 29 Sept. 2005 no. 19024

4:103 no. 46

Corti d’appello – Courts of Appeal

 

CA Catania 24 March 1999

2:107 no. 17

CA Milano 27 May 1994

3:104 no. 7

CA Milano 17 March 1998

2:109 no. 13

CA Milano 15 Oct. 1999

3:101 no. 14

CA Milano 31 Dec. 1999

4:102 no. 12

CA Milano 14 Jan. 2004

3:101 no. 17

CA Milano 14 May 2004

1:102 no. 15

CA Milano 12 Feb. 2005

3:103 no. 8; 3:104 no. 2

CA Roma 4 Dec. 1979

1:102 no. 8

CA Roma 22 May 2001

3:102 no. 16

CA Torino 27 Oct. 1998

2:104 no. 22; 4:102 no. 4

Tribunali – Courts of First Instance

 

CFI Alba 12 Jan. 1995

4:102 no. 4

CFI Bologna 27 Sept. 1984

3:102 no. 11

CFI Bologna 20 Jan. 2003

3:104 nos. 12, 14, 17

CFI Catania 15 July 1992

4:101 no. 34

CFI Genova 9 Dec. 1992

3:104 no. 16

CFI Milano 3 May 1984

3:104 no. 7

CFI Milano 12 Oct. 1985

3:104 no. 7

CFI Milano 13 Dec. 1990

3:105 no. 12

CFI Milano 15 July 1993

2:109 nos. 3, 13

CFI Milano 2 March 1994

3:102 no. 8

CFI Milano 17 Oct. 1994

1:102 no. 8

CFI Milano 17 Dec. 1994

1:102 no. 8

CFI Milano 25 May 2000

2:104 no. 22; 4:102 no. 4

CFI Milano 17 July 2003

3:104 no. 17

CFI Milano 2 July 2004

3:106 no. 11

CFI Napoli 25 March 1996

4:101 no. 34

CFI Napoli 12 Dec. 1996

4:101 no. 34

CFI Roma 9 May 1981

1:105 no. 2

CFI Roma 26 May 1995

3:104 no. 14

CFI Roma 26 Jan. 1996

3:104 no. 16

CFI Roma 20 Oct. 1999

1:101 no. 60

CFI Roma 18 Dec. 2002

1:102 no. 8; 2:102 no. 11

CFI Roma 5 June 2003

2:104 no. 9

531

Annexes

 

CFI Torino 16 Oct. 1997

4:102 no. 4

CFI Torino 11 April 2000

1:101 no. 31

CFI Torino 27 Sept. 2003

3:104 no. 14

CFI Treviso 24 Dec. 1997

3:104 no. 14

CFI Verona 30 Dec. 2003

3:104 no. 7

Autorit Garante per la concorrenza e il mercato –

 

Competition Authority

 

Decision of 8 June 2000 no. 8353

4:104 nos. 2, 3, 4

Banca d’Italia – Bank of Italy

 

Decision of 5 May 2005 no. 55

2:104 no. 22; 4:102 no. 4

Luxembourg

Cour de Cassation – Court of Cassation

Cass. Luxembourg 23 March 1989

4:105 no. 6

Cour d’Appel – Court of Appeal

 

CA Luxembourg 26 June 1985

2:105 no. 4; 4:105 no. 11

CA Luxembourg 22 April 1992

4:105 no. 11

CA Luxembourg 6 Oct. 1993

4:105 no. 11

CA Luxembourg 9 July 1996

1:101 no. 44

CA Luxembourg 20 March 2002

4:103 nos. 42, 45

CA Luxembourg 20 June 2002

4:105 no. 11

CA Luxembourg 14 May 2003

2:109 no. 3

CA Luxembourg 28 Oct. 2003

1:101 no. 10

Courts of First Instance

 

CFI Luxembourg 17 June 1982

3:103 no. 7

CFI Luxembourg 8 Oct. 1982

1:108 no. 25

Netherlands

Hoge Raad – Supreme Court

HR 1 June 1990

4:103 nos. 43, 45

HR 24 April 1992

1:107 no. 18

HR 3 June 1994

4:103 nos. 43, 45

HR 9 June 1995

3:102 nos. 3, 6

HR 25 Sept. 1998

1:102 no. 3; 3:101 no. 9

HR 14 April 2000

4:101 no. 31

HR 11 July 2003

4:101 no. 31

HR 26 March 2004

3:103 no. 7

532

 

Table of Cases

Gerechtshoven – Courts of Appeal

 

CA Amsterdam 17 Oct. 1988

1:104 no. 5

CA Amsterdam 21 Feb. 1991

3:107 no. 7

CA Amsterdam 27 Feb. 1992

3:103 no. 5

CA Amsterdam 18 Aug. 2000

3:108 no. 9

CA Hertogenbosch 3 Oct. 1994

1:107 no. 18

Arrondissementsrechtbanken and Kantongerechten –

 

Courts of First Instance

 

CFI Amsterdam 18 Dec. 1980

3:104 no. 6

CFI Breda 27 April 1993

3:105 no. 3

CFI Haarlem 24 Feb. 1942

1:108 no. 7

CFI Haarlem 12 Jan. 1993

3:107 no. 7

CFI Utrecht 10 Sept. 1997

3:107 no. 15

Portugal

Supremo Tribunal de JustiÅa – Supreme Court

STJ 17 April 1970

3:101 no. 17; 3:107 no. 7

STJ 23 Nov. 1971

1:102 no. 3

STJ 14 June 1972

4:105 no. 8

STJ 17 Oct. 1975

1:106 no. 9

STJ 17 May 1977

1:102 no. 17

STJ 24 Jan. 1989

2:102 no. 30

STJ 6 June 1990

1:104 no. 1, 12

STJ 13 Nov. 1990

3:108 no. 9

STJ 25 Nov. 1992

4:101 no. 26

STJ 27 Jan. 1993

1:102 no. 4

STJ 7 May 1993

1:102 no. 4

STJ 12 Dec. 1995

1:106 no. 20

STJ 12 March 1996

1:102 no. 15

STJ 2 July 1996

2:109 no. 5

STJ 9 Jan. 1997

1:101 no. 16

STJ 17 April 1997

3:101 no. 18

STJ 6 May 1997

2:107 no. 11

STJ 9 Oct. 1997

1:102 no. 17

STJ 13 Oct. 1998

1:102 no. 17

STJ 15 Dec. 1998

1:104 no. 12

STJ 20 April 1999

2:107 no. 11; 2:108 no. 3

STJ 29 April 1999

1:101 no. 42

STJ 1 June 1999

3:104 no. 7

STJ 30 Sept. 1999

1:105 no. 2; 2:102 no. 7

STJ 19 Oct. 1999

2:102 no. 11

STJ 11 Nov. 1999

1:102 no. 4

STJ 18 Nov. 1999

2:102 no. 21

STJ 22 Feb. 2000

4:101 no. 26

533

Annexes

 

STJ 6 April 2000

3:103 no. 1

STJ 11 May 2000

2:102 no. 7

STJ 1 June 2000

3:101 no. 7

STJ 4 Oct. 2000

1:102 nos. 4, 17

STJ 15 Feb. 2001

1:108 no. 7

STJ 19 April 2001

2:102 no. 21

STJ 2 Oct. 2001

1:101 no. 42

STJ 29 Nov. 2001

1:101 no. 42

STJ 19 Dec. 2001

1:102 no. 8

STJ 5 March 2002

2:107 no. 11

STJ 19 March 2002

1:102 no. 15

STJ 9 May 2002

1:102 no. 15

STJ 28 May 2002

1:102 no. 15; 4:101 no. 12

STJ 6 May 2004

1:106 no. 20

STJ 14 Oct. 2004

3:104 nos. 4, 7, 11, 17

STJ 12 Jan. 2006

4:102 no. 3

Tribunais da Relażo – Courts of Appeal

 

CA Coimbra 28 Feb. 1989

2:110 no. 11

CA Coimbra 5 July 1989

1:104 no. 12

CA Lisboa 18 Oct. 1988

3:101 nos. 7, 15

CA Lisboa 11 Dec. 1990

1:101 no. 18; 3:103 no. 2;

 

3:104 no. 13

CA Lisboa 20 April 1993

1:102 no. 17

CA Lisboa 2 Nov. 2000

1:106 no. 9

CA Lisboa 15 Feb. 2001

1:102 nos. 6, 8

CA Porto 13 Nov. 1990

1:101 no. 18; 3:101 no. 7

CA Porto 7 May 1998

1:102 no. 15

Spain

Tribunal supremo – Supreme Court

TS 22 Feb. 1946

1:106 no. 9

TS 4 Dec. 1950

2:105 no. 4

TS 7 Dec. 1971

1:106 no. 9

TS 24 Nov. 1978

1:102 no. 6

TS 7 Jan. 1981

2:102 no. 29

TS 7 June 1983

2:102 no. 21

TS 8

May 1984

2:102 no. 29

TS 14 May 1984

1:101 no. 30

TS 31 Oct. 1984

2:102 no. 29

TS 6

Oct. 1986

2:102 no. 21

TS 8

Oct. 1986

4:105 no. 16

TS 7

Nov. 1986

1:106 no. 9

TS 26 Dec. 1986

1:102 no. 6

TS 13 Feb. 1988

2:113 no. 1

534

TS 2 Dec. 1988

TS 12 May 1989

TS 20 Oct. 1989

TS 14 Nov. 1989

TS 15 Dec. 1989

TS 5 March 1990

TS 28 Feb. 1991

TS 22 March 1991

TS 16 Nov. 1991

TS 5 Dec. 1991

TS 5 Feb. 1992

TS 7 March 1992

TS 29 April 1992

TS 27 Oct. 1992

TS 4 May 1993

TS 24 May 1994

TS 17 Dec. 1996

TS 14 Feb. 1997

TS 20 Jan. 1999

TS 30 July 1999

TS 17 Feb. 2000

TS 23 Feb. 2000

TS 23 March 2000

TS 30 March 2000

Table of Cases

1: 108 no. 22 1:101 no. 30 1:101 no. 35 1:102 no. 6 1:106 no. 9 2:105 no. 4 1:105 no. 2 1:106 no. 9 2:102 no. 21 2:106 no. 4 1:105 no. 3 1:101 no. 35 2:102 no. 9 1:101 no. 14;

Introd. Chap. 3 no. 3; 3:102 no. 15; 3:103 no. 1 1:108 no. 4

1:108 no. 4 4:105 no. 16 2:105 no. 4 1:104 no. 7 2:106 no. 17

1:101 no. 18; 3:103 no. 1 2:102 no. 14

1:101 no. 69 1:101 nos. 14, 18;

3:102 no. 15; 3:103 no. 1

Audiencias Provinciales – Courts of Appeal

CA C+rdoba 12 June 2000

2:109 no. 6

CA Madrid 26 Jan. 1995

2:102 no. 26

CA Santa Cruz de Tenerife 12 Sept. 1994

2:102 no. 7

Sweden

Hçgsta Domstolen – Supreme Court

HD 6 May 1961

4:105 no. 13

HD 10 Nov. 1981

1:107 no. 20

HD 30 March 1983

1:105 no. 4

HD 18 Feb. 1987

1:107 no. 20

HD 23 April 1990

2:106 no. 20

HD 16 June 1992

2:107 no. 12

HD 25 June 1992

1:102 no. 7

HD 22 April 1993

2:107 no. 12

HD 7 April 1994

1:102 no. 7

HD 13 June 1994

2:107 no. 12

535

Annexes

HD 7 July 1994

HD 27 Oct. 1995

HD 5 Feb. 1996

HD 20 Aug. 1997

HD 22 Dec. 1998

HD 9 Sept. 1999

2:103 no. 23 1:102 nos. 6, 7 4:103 no. 40 4:103 no. 40 2:107 no. 12 1:102 no. 15

Index

References in bold type indicate directly relevant provisions for index entries. All other figures refer to page numbers.

Acceptance

 

Art. 1:104

creditor’s reliance

140, 141-142

express – required

138, 139, 140-141

presumed – by creditor

 

138

by security provider

 

142

silence or inactivity

138, 140, 141,142

Accessority, see Dependent personal security:

dependency

 

 

Assignment, see Transfer

 

 

Austria

 

 

co-debtorship for security purposes

– broad concept of co-debtorship

112

– criteria for security purpose

155, 156

– initial –, effects

 

159

– initial –, solidary liability

152

– initial –, terminology

 

152

– requirements of form

 

158

– subsequent cumulative

 

 

assumption of debt

 

153-154

– idem, terminology

 

153

comfort letter, qualification

130-131

consumer

 

 

– personal scope including legal

 

entities

 

117

– statutory definition

 

116

consumer protection

 

 

– application of general rules

386

– assumption of debt

 

383-384

– assumption of co-debtorship

383-384

– dependent personal securities

383

– independent personal securities

383

– not applicable: creditor also

 

consumer

 

389

– not applicable: security provider’s

relationship to debtor

 

389-390

consumer security provider:

 

applicable rules

 

383-384

– deviation to disadvantage of

 

 

consumers

 

 

394

– idem: of consumer security

 

 

provider

 

393-394

– sanctions

 

 

397

consumer security provider: creditor’s

 

precontracual duty of information

 

 

– debtor’s obligations and financial

 

 

circumstances

 

 

404

– sanctions

 

 

411

– special consumer protection

 

 

provisions

403, 404-405

consumer security provider:

 

 

doorstep transaction

 

 

– creditor

 

 

415

– debtor

 

 

415

– Directive on doorstep transactions

413

– security provider

 

 

414

consumer security provider:

 

 

form of contract

417, 420, 422

– co-debtorship for security

 

 

purposes

 

422-423

creation of security

 

 

 

– acceptance by creditor’s reliance

 

141

– acceptance of offer by security

 

 

provider

 

 

141

– express acceptance

140-141

creditor: information duties

 

 

– debtor’s default

 

 

254

– sanctions

 

 

256

creditor’s liability

 

 

 

– delayed collection of secured claim

282

– proprietary security rights

287-288

– release of co-providers of security

 

284

dependent security

 

 

 

– coverage

231, 232, 233, 234, 235

– defences

218, 219, 220-221,

 

222, 223, 224

537