11. The following sentences are in the Active Voice, rewrite them in the Passive.

1. We will have finished our project by the end of this month.

2. Children will have forgotten this event by the time we return home.

3. We will have looked for the letter everywhere.

4. They will have accepted this offer.

5. She will have found the document by the time we get back in the office.

6. They will have postponed the meeting.

7. They will have built a new hospital near the airport.

12. Make sentences from the words in brackets. Sometimes the verb is active, sometimes passive.

1. There is somebody behind us. (I/ think/ we/ follow)

2. This room looks different. ( you/ paint/ the walls?)

3. My car has disappeared. (It/ steal!)

4. My umbrella has disappeared. (somebody/ take)

5. Sam gets a higher salary now. ( he/ promote).

6. Ann can’t use her room at the moment. (it/ decorate)

7. The photocopier broke down yesterday, but now it’s OK. (it/ work/ again; it/ repair)

Listening

13. Pat Woodgate describes the history of the company he works for, Zurich Financial Services Group1.

a) before you listen match the words on the left with a definition on the right.

1. asset management	a. a sum of money is paid to a company to take on a risk for you
2. insurance	b. a company gives you financial advice, then manages your possessions
3. re-insurance	c. to join together to form a new company
4. to merge	d. an insurance company buys its own insurance from other insurance companies, to share the risk or loss

b) listen to the first part of the talk and answer the questions.

1. Which two things does the presenter talk about?

2. Complete the sentences.

1. Pat works in the Loss Control Department of Zurich __________________________, part of the Zurich ____________________________________ Group.

2. The company deals with the p___________ s___________, e.g. local __________________ and National Health trusts.

3. Where was the company founded?

4. In English, what was its original name?

c) here are the key dates in the company’s history. Listen to the second part of the talk and match each event to the correct date.

a. 1873 b. 1875 c. 1922 d. 1993 e. 1998

1. The company merged with British American Financial Services and formed Zurich Financial Services Group.

2. The company obtained a license to conduct business in other European countries.

3. The company opened for business in the UK, with headquarters in London.

4. The company started business and provided re-insurance.

5. The company took over the business of Municipal Mutual Insurance (MMI).

d) complete the missing information.

Employees: The group has _________________ employees. Customers: The group has over _____________ customers. Countries: The group operates in ___________ countries. Company status: One of the ten largest companies which offer ______________________________________

Speaking