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What is money? Money can be anything that is generally accepted in payment for goods and services.

Although anything can serve as money, as a practical matter the material should possess the following qualities:

Stability. The value of money should be more or less the same today as tomorrow . In societies where value of money fluctuates (goes up and down) people will hoard it in the hope that its value will increase , or spend it immediately thinking it will be worth less tomorrow . Either action could be harmful to the economy.

Portability. Modern money has to be small enough and light enough for people to carry. Bowling balls would not be a practical form of money.

Uniformity. Equal denomination of money should have the same value . It’s easy to see that if some quarters or dollar bills were worth more than others, things could be pretty confusing.

Divisibility. One of the principal advantages of money over barter is its ability to be divided into parts. In other words, while making change for a dollar is easy, making change for a chicken is more difficult.

Recognizability. Money should be easily recognized for what it is and hard to copy. The quality of the paper and the engravings make paper money extremely difficult to counterfeit.

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І. Лексико-граматичний тест:

1._______Northeast is_______historic heartland of______U.S. and______centre of______industry.

a) -, the, the, the, - c) the, the, -, the, -

b) the, a, the, the, - d) the, the, the, the, -

2.______Rockies is______great mass of______moun­tains running down______western side of the U. S.

a) -, the, —, the c) the, the, —, the

b) the, the, the, the d) the, a, -, -

3.______Salt Lake City was founded by______religious group known as______Mormons.

a) -, a, the c) -, a, - b) the, -, the d) -, the, -

4. Now______Salt Lake City is one of______cleanest cities in______country.

a) the, the, the c) —, a, the

b) -, the, the d) -, the, a

5. To_______Mexicans America is still_______land of______promise.

a) a, the, — c) the, a, -

b) -, the, - d) the, the, -

6.______United Nations claims that by______year 2010______ten largest cities on______earth will be on

______Pacific.

a) —, the, the, —, the c) the, the, the, —, the

b) the, -, the, -, the d) the, the, -, -, the

7.______West Coast of the U. S. is proving already that______ Pacific is______ocean of______future.

a) the, the, the, the c) the, the, an, the

b) -, the, the, the d) the, the, the, -

8. In______big cities______number of people from______Vietnam and______Philippines is growing.

a) the, the, -, the c) -, the, the, -

b) -, a, -, the d) -, the, -, the

9. In California people arrive at______Crystal Cathedrat,______huge glass church.

a) the, a c)the, the

b) —, a d) a, the

10.______advertisers understand______power of______television.

a)the,the, - c) -, -, -

b) -, the, - d) -, a, -