І. Лексико-граматичний тест:

1. There is______sand in my shoes.

a) — c) the

b) a d) an

2. The news was______very depressing.

a) a c) —

b) the d) an

3.______man and______woman were sitting opposite me.

a) a, the с) а, а

b)the, a d) -, -

4. Paris is______capital of France.

a) the c) an

b)a d) -

5. Chinese eat______rice every day.

a) the с) а

b) - d) an

6. There were______very few people in the shops today.

a) an c) —

b) a d) the

7. What is______longest river in______world?

a) a, a c) the, a

b) the, the d) a, the

8. Did you hear______noise just now?

a) the с) а

b) - d) an

9. What did you have for______breakfast?

a) - с) а

b) the d) an

10. Have you got these shoes in______size 43?

a) the c) an

b) a d) –

Іі. Прочитайте та перекладіть текст українською мовою:

As a firm sells its products or services, it receives money, which it uses to meet its expenses. One of these expenses, depreciation, represents the cost of replacing assets (like tools, machinery, and buildings) that wear out. Typically, business use internal funds to cover the cost of depreciation.

Business loans are generally classified as either short-term or long-term loans. For short-term loans, the principal  (the amount borrowed) must be repaired within one year. Long-term loans mature (come due) in more than a year.

Short-term loans are used to finance the everyday costs of doing business, such as payrolls, raw material and merchandise. Long-term loans are more likely to be used to purchase equipment, buildings and other high cost items.

All corporations issue common stock; some, however, also issue preferred stock. Unlike common stockholders, preferred stockholders usually do not have voting rights.

A security exchange is a market where brokers meet to buy and sell stock and bonds for their customers.

The largest of the securities exchanges  are the New York Stock Exchange and the American Stock Exchange.

There is some risk of default (failure to pay interest or principal) on the bonds of even the strongest corporations. For this reason many people invest in mutual funds. Mutual funds are corporations that sell stock and use the proceeds to invest or speculate in the security markets.

Two of the most important pieces of information contained in every prospectus and annual report are the balance sheet and the income statement. The balance sheet summarizes a corporation’s assets, what it owns; its liabilities; what it owes; and its net worth, the difference between the two sums at a given time. The income statement summarizes a firm’s revenues, costs, and difference between the two (profit and loss) over a period of time.

ІІІ. Що б Ви могли розповісти про свою родину?

І. Лексико-граматичний тест:

1. There was ______ crisis in ______ American agriculture in______1980s.

a) the, -, the c) a, the, the

b) a, -, the d) -, -, the

2. According to ______New York Times ________third of ______nation's family farmers are in ______debt.

a) the, a, the, - c) the, a, —, -

b) -, the, -, - d) the, a, the, the

3.______1973 Arab oil embargo caused _______doubling of ______oil prices and ______inflation.

a) the, the, -, - c) the, a, -, -

b) a, the, -, - d) the, the, -, the

4.______effects of air pollution on ______environment have been observed for years.

a) -, - c) -, the

b) the, - d) the, the

5. In ______New York City area ______East River is ______good example of ______water pollution.

a) —, the, a, — c) the, the, a, —

b) the, the, the, - d) the, the, a, the

6. Mrs. Brown ,______young woman with ______fall of ______dark hair is ______teacher.

a) the, a, —, a c) a, a, the, a

b) a, a, -, a d) a, a, - , the

7. When ______Europeans came, ______Indians watched with ______horror as ______forests were cut down.

a) -, -, -, the c) the, the, the, the

b) the, the, -, the , d) the, the, the, -

8. People always have ______hopes for ______better life in ______future.

a) -, a, the c) the, the, the

b)the,-,the d)-, -,the

9. Americans find it hard to accept_______idea of______poor people who have no______hope and have to stay at

______bottom.

a) a, —, a, the c) an, —, —, the

b) the, —, —, a d) the, —, —, the

10._______Northeast is_______historic heartland of______U.S. and______centre of______industry.

a) -, the, the, the, - c) the, the, -, the, -

b) the, a, the, the, - d) the, the, the, the, -