Substitution driil

I. Practice:

1. You promised to keep in touch.

made a promise

gave a promise

gave your word

pledged your word

swore

affirmed

2. At work you were often concerned with payments, weren't you?

plastic money

credit cards

charge cards

personal cheques

traveller's cheques

invoices

3. I was supposed to take payments for the tours I sold.

to accept payments

to collect money

to accept credit cards and cheques

to settle payments

to make out vouchers

to give vouchers and receipts

4. I remember I was always confused when in a shop abroad I was asked «How are you paying?»

I had to use my credit card

I had to withdraw cash

I had to use a cash dispenser

I was supposed to accept cards

I was supposed to deal with cards

I was asked to deal with payments

5. I was in doubt what I was supposed to answer.

to say

to do

to reply

to undertake

to explain

to ask

6. We are used to paying in cash.

travelling abroad

holiday-making

having bank accounts

paying by credit cards

paying by charge cards

paying by cheques

7. Customers nowadays prefer charge sales to cash sales.

plastic money to cash

plastic money to paper money

electronic payments to cash

paying by cards to paying in cash

paying by cheques to paying in cash

paying by smartcards to using other methods

8. Electronic payments are on the rise, you know.

methods of payment are

banking is

transactions are

sales are

cards are

Funds Transfer System is

9. More and more companies will be obliged to accept cards as a method of payment.

plastic cards

credit cards

charge cards

bank multifunction cards

smartcards

plastic money

10. They will be forced to establish relationships with credit organizations.

to establish relations

to establish links

to fix relationships

to form partnerships

to set up business contacts

to create partnership relations

11. Obviously, I'm not in the picture.

Evidently

Probably

Clearly

Apparently

Definitely

Certainly

12. Credit cards and charge cards make little difference to me.

make no difference

look alike

seem alike

are similar

look similar

seem the same

13. It just seems to you at first sight.

at the first glance

at first

at the start

at the beginning

at the very beginning

at the moment

14. To your credit, I must admit that you are a prof in finance.

must say

must agree

must acknowledge

am of the opinion

am absolutely sure

am absolutely certain

15. I don't understand the advantages of cards to the full extent.

realize

know

see

feel

catch

grasp

16. You have to bear in mind that a credit card is a packaged commodity.

a charge card

a bank multifunction card

a smartcard

a plastic card

plastic money

a Eurocard

17. But what will happen if my card is lost or stolen?

is blocked

is damaged

is defaced

is spoilt

expires

has no signature

18. First and foremost you will have to report to your credit organization.

credit company

credit card company

card issuing company

bank

card issuing bank

nearest police station

19. Do you think this system will soon replace all other methods of payment?

all other transactions

other financial transactions

payments by cheques

payments by cash and cheques

all payments in paper money

payments in other plastic money

20. What seemed to be the advantage?

benefit

gain

strong point

disadvantage

drawback

hindrance

21. Do these cards come under specific names?

under different names

under various names

in specific sizes

in different types

for various functions

for different purposes

22. To include or not to include a tip in the bill is at your discretion.

To include or not to include a gratuity in the bill

To put or not to put a tip on the bill

To add or not to add a tip to the bill

To leave or not to leave a gratuity

To pay or not to pay in cash

To use or not to use a card

23. Are you in any position to sum up all methods of payment?

types of cards

types of cheques

types of transactions

types of plastic money

the advantages

the disadvantages

24. You excelled at the travel agency.

tourist company

tourist information office

tourist information centre

tourist college

tourist school

university tourist department

25. You succeeded at the hotel.

hotel bar

hotel restaurant

hotel front desk

hotel information desk

hotel travel desk

hotel business centre

TEXTS

Read the texts and answer the questions:

CASH

Cash is a commonplace and simple method of payment. It's easy to use - customers don't need any special knowledge to pay in cash. It's ready for use any place any time - customers don't need any cashing facilities.

When you say that you will pay in cash, it means that you have the necessary amount of money in notes and coins.

Normally national currency of the country will be expected. Often major hard currencies will be accepted. Though it is against the law.

According to the law you will be obliged to change your money for the local currency when you travel overseas. The exchange rate will be displayed at the bank or bureau de change. The exchange rate is the value of the money of one country compared to that of another. A buying rate and a selling rate will be shown. Bear in mind that a commission will be taken by the bank or the bureau de change which is a percentage for the transaction.

In tourism and hospitality it's convenient to pay in cash when you owe small amounts. Cash is fine when you leave tips to porters and waiters, pay for taxis or buy gifts.

It's not convenient to pay in cash when you buy wholesale or purchase expensive goods or services. When a customer purchases a tour package at a travel agency he will be generally expected to pay by credit card.

Travellers are not recommended to have a lot of cash on them. It's not safe to carry money in cash when you travel as travellers are more often pickpocketed than residents of the country. There are lots of police records in every country when money was lost or stolen from foreigners.